A.Description of the Firm Stash Wealth, LLC is a limited liability company organized in the state of Delaware. The firm was formed in April of 2013, and the principal owner is Priya Malani.
B.Types of Services Stash Wealth, LLC (hereinafter, “SW” or “Stash Wealth”) serves HENRYs™ (High Earners, Not Rich Yet) and offers the following services to its clientele: Stash Plan® SW offers two planning engagements: (i) Stash Plan® for Individuals, and (ii) Stash Plan® for Couples. Financial planning services may include, but is not limited to:
•Cash-flow planning•Investment Planning•Estate Planning Analysis
•Retirement Planning•Tax Planning•Corporate Benefits Analysis
•Business Planning•College Planning•Student Loan Analysis
•Debit/Credit Planning•Insurance Needs Analysis When clients purchase the Stash Plan®, SW creates a financial plan which outlines a client’s current financial situation including but not limited to income, tax levels and financial goals and then constructs a plan to aid in the selection of a portfolio that matches a client’s financial goals. If a client does not need financial planning services in a specific area, Stash Wealth will provide education in that area, to account for any potential future need.
Financial planning services are offered as a stand-alone service in addition to advisory services.
Individuals who receive a financial plan have the right to decide whether to act upon the recommendations independently or implement the plan with SW. Because, in the context of a financial plan we can recommend that a client engage in investment management services, which SW provides, there is a conflict of interest. SW does not receive any compensation for sale of securities or other products or services.
Stash Management® Once a client has completed the Stash Plan® process, the client has the option of separating from SW or continuing by engaging SW to receive ongoing wealth management services via the Stash Management® Service (the “SM Service”). Engagement with the SM Service involves access to SW for investment management, ongoing financial advice, and annual financial plan updates. Additionally, SM clients gain access to a team of experts who provide support with tangential services such as tax preparation, estate planning, insurance, and marital law. The team of experts are not directly employed by SW but are recommended to clients as the need arises. Clients who choose to engage an expert do so at their discretion and expense.
Advisory services include investment management based on the financial goals outlined in the client’s Stash Plan® including, but not limited to, the following:
•Model Portfolios•Portfolio Rebalancing
•Asset allocation•Tax loss harvesting SW evaluates the current investments of each client with respect to their financial goals and recommends model portfolios

based on the time horizon of the goal. SW further educates clients through conversations about how risk affects returns. SW does not make investment decisions based on investment objectives or risk tolerance, and as a result, clients should understand that their actual portfolio risk may be more or less than they are comfortable with. This is documented in the Stash Management®Service Agreement, which is acknowledged and accepted by the client upon subscription of the SM Service.
SW uses a team-based approach to provide advisory services. If clients receive advisory services on multiple occasions, they are likely to interact with multiple financial personnel.
Services are based on fees as outlined in Item 5: Fees and Compensation.
Educational Seminars and Speaking Engagements SW may offer seminars on an “as announced” basis for groups seeking general advice on personal finance.
The content of these seminars will vary depending on the needs of the attendees. These seminars are purely educational in nature and do not involve the sale of insurance or investment products. Information presented will not be based on any one person’s need, or on individualized investment advice to attendees.
Additional Services SW offers regular newsletters that the public can sign up to receive via email. The newsletter offers practical financial advice for young professionals, specifically HENRYs (High Earners, Not Rich Yet) with occasional market commentary. Newsletters do not include specific investment recommendations or performance related data and there is no fee involved to sign up to receive the newsletter.
C.Client Tailored Services and Client Imposed Restrictions SW has built a proprietary dashboard (the “Stashboard™”) which allows clients to securely transmit financial documents to our advisory team. Access to the Stashboard™ is made available to the client during the term of their engagement with SW services. There is no cost for this service.
SW offers the same suite of services to all of its clients. However, specific financial advice and its implementation is dependent upon the client’s unique Stash Plan®, which outlines each client’s current situation (income and tax levels) and is used to construct a specific plan to aid in the selection of a portfolio that matches restrictions, needs, and goals.
Clients may impose restrictions on investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent SW from properly servicing the client account, or if the restrictions would require SW to deviate from its standard suite of services, SW reserves the right to terminate the relationship.
D.Wrap Fee Programs SW does not participate in any wrap fee programs.
E.Assets Under Management DiscretionaryNon-discretionaryDate $44,046,719$012/31/23