Description of Firm Brazos Wealth Advisors LLC (“Brazos” or “BWA”) is a registered investment adviser based in Iowa Park, TX. We are organized as a limited liability company under the laws of the State of Texas in August 2022. Derek Dansby and Robert Shannon are the owners of our firm. The following paragraphs describe our services and fees. Please refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this Brochure, the words "we," "our," and "us" refer to Brazos Wealth Advisors LLC and the words "you," "your," and "client" refer to you as either a client or prospective client of our firm. Wealth Management Services Wealth management services consist of ongoing financial planning & consulting and investment management services where we manage our clients’ investments within the larger context of the client’s overall wealth management and planning process. Financial Planning and Consulting Services When performing initial and ongoing financial planning and consulting work for clients, BWA routinely focuses on the 5 Critical Areas of a client’s financial life: Cash Flow, Net Worth, Taxes, Lifestyle Protection, and Legacy. In each of these areas, BWA will help the client to organize and analyze their resources in order to provide a clearer picture of the client’s financial life. Further, BWA will make recommendations that seek to optimize those resources based upon an analysis of the client’s overarching desires, goals, and objectives. Generally, such financial planning and consulting services will involve either written or oral communications (depending on the client’s desires) summarizing key points and recommendations. It may encompass one or more of the following areas: Investment Planning, Retirement Planning, Estate Planning, Charitable Planning, Education Planning, Corporate and Personal Tax Planning, Cost Segregation Study, Corporate Structure, Real Estate Analysis, Mortgage/Debt Analysis, Insurance Analysis, Lines of Credit Evaluation, Business and Personal Financial Planning. Our financial consulting and planning work rendered to clients usually include recommendations for a course of activity or specific actions to be taken by the clients. For example, recommendations may be made that the clients begin or revise investment programs, create or revise wills or trusts, obtain or revise insurance coverage, commence or alter retirement savings, or establish education or charitable giving programs. In these instances, BWA is able to implement some of those recommendations through our affiliation with The Law Office of Derek Dansby (e.g., wills, trusts, and powers of attorney), or via independent, third-party professionals (e.g., CPAs, insurance agents, et al). Implementation of the recommendations will be at the discretion of the client. When BWA recommends specific action involving estate planning, we often recommend our affiliate, The Law Office of Derek Dansby. Derek Dansby has an ownership interest in both BWA and The Law Office of Derek Dansby, thus creating a potential conflict of interest. We emphasize to our BWA clients that they are not required to use The Law Office of Derek Dansby for any services and that they should consult other attorneys before making a decision on where to procure services. BWA will often consult with clients’ other professional advisors as well, particularly CPAs, to assist in determining an appropriate course of action. These professionals are entirely unaffiliated with BWA, and BWA receives no incentive, financial or otherwise, to recommend a particularly

professional. Clients are encouraged to seek multiple professionals to help them make an informed decision Investment Management Services When providing in-house investment management services to clients, BWA will typically emphasize continuous and regular account supervision. As part of our investment management service, we generally create a portfolio, consisting of individual stocks or bonds, exchange traded funds (“ETFs”), options, mutual funds and/or other public and private securities or investments. The client’s individual investment strategy is tailored to their specific needs and may include some or all of the previously mentioned securities. Each portfolio will be initially designed to meet a particular investment goal, which we determine to be suitable to the client’s circumstances. Once the appropriate portfolio has been determined, we will review the portfolio periodically and, if necessary, rebalance the portfolio based upon the client’s individual needs, stated goals, and objectives. Each client has the opportunity to make recommendations and place reasonable restrictions on the types of investments to be held in the portfolio. Clients are required to notify our firm immediately if their financial circumstances and/or investment objectives change from what has already been disclosed to our firm. Please refer to Item 16 of this Brochure for information on the type of management authority we may exercise when managing your account. When providing non-managerial investment advisory services to clients, as would be typical in a purely financial planning/consulting arrangement, BWA will advise the client with regard to retention, purchase, or sale of securities in the client’s portfolio, wherever held. BWA provides investment advice and investment management services with regard to individual stocks and bonds, mutual funds, exchange-traded funds (ETFs), options, annuities, and other public and private securities and investments. We do not sponsor, manage, or participate in any wrap fee programs. Financial Planning and Consulting Services We also offer stand-alone financial planning and consulting services where we provide a variety of advisory services to clients regarding the management of their financial assets based upon an analysis of their individual needs. These services can range from broad-based financial planning with investment recommendations to consultative or single subject planning. Financial planning and consulting services are based on your financial situation at the time we present our recommendations to you, and on the financial information you provide to us. You must promptly notify our firm if your financial situation, goals, objectives, or needs change. You are under no obligation to act on our financial recommendations. Should you choose to act on any of our recommendations you are not obligated to implement such recommendations through any of our other investment advisory services, and you may act on our recommendations by placing securities transactions with any brokerage firm. Retirement Planning and Consulting Services BWA offers ongoing consulting services to pension or other employee benefit plans (including, but not limited to, 401(k) plans) based on the demographics, goals, objectives, time horizon, and/or risk tolerance of the plan’s participants. Assets Under Management As of January 20, 2024, we manage approximately $111,703,103 in client assets under management. This amount consists of approximately $96,937,081 in client assets managed on a discretionary basis and approximately $14,766,022 in client assets managed on a non-discretionary basis.