Wealth Management Group of North America, LLC (WMGNA) specializes in offering financial planning, consulting, and investment management services, in coordination with tax preparation and/or filing (Tax). WMGNA is a limited liability company formed in the State of Connecticut and registered with the Securities and Exchange Commission (SEC). It was founded in 1996 by Mr. Brian Beck and Mr. Daniel Friedman. As of FYE2023, WMGNA had an estimated $191,241,932.00 in non-Discretionary assets under management (AUM). We offer four types of services, and it is possible for clients to engage WMGNA in one or more of the following:  Financial Planning & Tax (subscription-based)  Financial Consulting & Tax (billed hourly)  Investment Management (fee-based)  Investment Management (non-fee-based) Financial Planning & Tax (subscription-based): We offer a subscription service in which we provide financial planning & tax services to individuals, families, and businesses. Generally, such services will involve preparing a financial plan, referred to as our “Tax-Out Financial Solutions Plan,” for clients based on their goals and objectives. This planning may include, but not limited to one or more of the following areas: Tax Planning, Cash Flow Analysis, Investment Policy Statement, Educational Funding, Restylement™ Planning, Real Estate Analysis, Stock Option Planning, Employee Benefits Review, Estate Planning, Charitable Planning, and Business Planning. We will provide the client with a written summary of their situation and make observations and recommendations. Some of our recommendations may include, but not limited to - For clients to begin or revise investment programs, Create and/or revise wills and/or trusts, Obtain and/or revise insurance coverage, Commence and/or alter retirement savings, Establish education and/or charitable giving prograMr. The recommendations developed are based upon our professional judgment and we cannot guarantee any results. The client is under no obligation to implement and/or follow any recommendations or advice given by WMGNA. WMGNA’s subscription service may also include - Consolidated investment reports prepared either quarterly, semi-annually, or annually, Access to our app and personal financial website, Storage and organization of financial documents, and Access to WMGNA’s team of strategic partners. Financial Consulting & Tax (billed hourly): We provide financial planning and tax services to individuals, families, and businesses, these services are billed on an hourly basis. Since the client is engaging us once and not on an ongoing basis, the process is less formal than our subscription-based service offering. Thus, we may or may not provide clients with a written financial plan, these services are negotiated with the client, agreed to, and signed off by both WMGNA and the Client. The agreement will outline the services that the client is paying for, and it may include, but not limited to one or more of the following areas: Tax Planning, Cash Flow Analysis, Investment Policy Statement, Educational Funding, Restylement™ Planning, Real Estate Analysis, Stock Option Planning, Employee Benefits Review, Estate Planning, Charitable Planning, Business Planning. We will provide the client with a written summary of their situation and make observations and recommendations. Some of our recommendations may include, but not limited to - For clients to begin or revise investment programs, Create and/or revise wills and/or trusts, Obtain and/or revise insurance coverage, Commence and/or alter retirement savings, Establish education and/or charitable giving prograMr. Since this a one-time service the client will not be entitled to - Consolidated investment reports, Access to our app and personal financial website, Storage, and organization of financial documents, however, they will get access to WMGNA’s team of strategic partners. Investment Management Services (fee-based): WMGNA frequently outsources the management of their client’s

investments to third party money managers, who will manage the client’s money on a discretionary basis for a fee. Our selection of third-party money managers begins with a discovery meeting to find out the client's objectives, review current investments, time horizons, risk tolerance, liquidity needs, prior investment history, as well as family composition and investing background. We may need to gather additional client information such as tax returns, as well as bank and 401k statements. We will take the information and documents and develop an appropriate investment management strategy by first building an asset allocation that will match the client’s objectives, time horizons, risk tolerance, liquidity needs and investing background. Next, we will search our universe for third-party managers that will fit into the above-mentioned criteria. From this list we will then select what we believe are the best managers for the client based upon investing style, performance history and peer group ranking, management/manager experience, and overall fit to the client’s investment experience, background, and comfort level. At a minimum of once per year, WMGNA will review the client’s overall situation, their third-party money managers that have been selected, and, if needed, make changes proactively based upon - portfolio drifts, management changes, under performance, and/or new opportunities that become available. During the year the client will be expected to notify WMGNA of any material changes to their situation, such as including, but not limited to - Loss/change of job, Liquidity needs, Change of retirement date, as well as any changes to the clients over all goals and/or needs. Investment Management Services (non-fee-based): WMGNA also offers investment management services to our clients without using third party money managers. In these cases, WMGNA offers non-discretionary investment management to qualified clients. Our investment management service focuses on building an asset allocation model based on the client’s needs and objectives. We do this by having a discovery meeting with the client to find out the client's goals objectives, review current investments, time horizons, risk tolerance, liquidity needs, prior investment history, as well as family composition and investing background. We may need to gather additional client information such as tax returns, as well as bank and 401k statements. We will take the information gathered and develop an appropriate investment management strategy by first building a customized asset allocation model that will match the client’s objectives, time horizon(s), risk tolerance, liquidity needs and investing background. Next, we will develop a portfolio of investments that consists of the investment types listed below. Investment selections will be based upon costs, performance history versus the markets and their peer group, management/ manager experience, extra benefits (such as living benefits, downside protection), and overall fit to the client’s investment experience and philosophy.  Mutual Funds*  Exchange Traded Funds (ETFs)*  Domestic Equities  Foreign Equities  Options  Corporate Bonds  Certificates of Deposit  Municipal bonds  U.S. Treasuries  Tax free fixed income  Real Estate Investment Trusts (REITs)*  3rd Party Money Managers*  Unit Investment Trusts (UIT’s)*  Alternative Investments/Hedge Funds/Private Equity*  Variable Annuities* (* - These types of investment options are products and/or services created and offered by other investment companies, broker dealers, and insurance companies. They will typically have a separate fee structure that is commission based. WMGNA will review the details of these products (i.e. features, advantages, benefits, and fee structure) with clients prior to WMGNA adding them to a client’s portfolio.) Because some types of investments involve certain additional degrees of risk, they will only be implemented or recommended when consistent with a client's stated investment objectives, risk tolerance, liquidity needs, and suitability.