SAM is a SEC registered investment adviser (RIA) firm that specializes in both fixed income and equity portfolio management and designing customized investment strategies for high net worth individuals, foundations, pension plans, and other institutional investors. SAM is a subsidiary of R. Seelaus & Co., Inc., a holding company that was originally founded in 1984 as a broker-dealer in Summit, NJ. Seelaus first ventured into the RIA space in 2006, when R. Seelaus & Co., Inc. became dually registered as a broker-dealer and as a NJ-registered RIA. In 2013, Seelaus purchased Granite Springs Asset Management, LLC to formalize its RIA business and become SEC-registered. The asset manager has grown in part through the acquisitions of Sunnymeath Asset Management, Inc. (2017) and Sterling Wealth Advisors (2019), and changed its name to Seelaus Asset Management, LLC in November 2018. SAM provides asset management and financial planning services. Neither the Firm nor its investment adviser representatives (IARs) provide legal or tax advice of any kind. SAM is a RIA that develops investment strategies and then executes investment decisions, on behalf of its clients, on both a discretionary and a non-discretionary basis. SAM’s investment philosophy is based on two principal beliefs: (1) risk management leads to superior risk- adjusted returns over time; and (2) asset allocation is the most important investment decision. SAM has expertise managing taxable and tax-exempt municipal bond portfolios, mortgage-backed securities (MBS) portfolios and developing a variety of strategies across equity and fixed income markets. SAM offers a disciplined value- oriented style of investment management, which spans multiple investment objectives and strategies. The Firm uses a “top-down” – “bottom-up” investment approach that seeks to identify market sectors expected to have the best return potential (top-down) and then to identify the individual securities within those sectors that have the potential to generate superior returns (bottom-up).

SAM provides personal financial planning to individuals, families and their related entities, trusts, estates and family businesses. SAM works with clients to define financial objectives and to develop strategies to reach those objectives, some of which may include: identification of financial problems, cash flow and budget management, tax planning, risk exposure review, investment management, education funding, retirement planning, estate planning, charitable goals, special needs planning, family business succession issues, fringe benefits, and/or other issues specific to the client. SAM or an affiliate serves as adviser and/or general partner to several private funds: Edgewood Partners, LP; Navesink River Partners, LP; and Seelaus Credit Opportunities Fund LP (collectively “SAM Private Funds”). SAM customizes investment portfolios to meet the needs of its clients. Portfolio investment objectives are defined at the outset of a client’s relationship with the Firm. Then, appropriate investment strategies are developed for clients in separately managed accounts based on the knowledge of each client’s income needs, time horizon and risk tolerance. Clients in separately managed accounts may impose restrictions on investing in certain securities or types of securities. SAM communicates with clients on a regular basis to review investment objectives, and changes are made to their respective investment plans as necessary. The private funds, not the investors thereunder, are deemed to be SAM's clients and investors in the private funds may not impose investment guidelines and/or restrictions on the private funds. SAM offers an automated advisory program called Granite Automated Investment SERvice (“GAISER”). This is a passive investment program which invests in primarily ETF based portfolios. The minimum account size for this program is $10,000. As of December 31, 2023, SAM managed approximately $1,414,986,385 in discretionary client accounts, and approximately $19,896,898 in non-discretionary client accounts. P a g e 5