We specialize in the following types of services: Consultant, Outsourced Chief Investment Officer (OCIO), and other service provider evaluation, search, and oversight on behalf on endowments, foundations, pensions funds, and other institutional clients, as well as broad Institutional Investment and Retirement Plan consulting services, referrals to Third Party Money Managers, and general asset management. We are dedicated to providing institutions, individuals and other types of clients with a wide array of investment advisory services. Our firm is a limited liability company formed in the State of California. Our firm has been in business as an investment adviser since 2008 and is collectively owned by Brant Griffin and James Scheinberg. (i) Fiduciary Consulting Services: Search and Evaluation for Consultants, Outsourced Chief Investment Officers (OCIOs), Actuaries, Custodians, and Other Institutional Service Provers For even the most experienced fiduciaries, the selection of a consultant, discretionary investment manager (i.e., Outsourced Chief Investment Officers or “OCIOs”) retirement plan advisor or other institutional service provider can be a daunting task. Besides the enormous time commitment involved, those responsible for the search can be influenced by polished, yet superficial sales presentations and confusing, opaque fee structures. Organizations that utilize the services of an experienced consulting firm during their search process are far more likely to select an optimal vendor for their particular needs. North Pier serves as our client’s advocate during the entire search process. Our knowledge of the industry's most competitive relationships will ensure that clients are evaluating the most appropriate array of choices in the marketplace. In addition to saving time and resources, North Pier often can help unearth additional value that may not be apparently available. We are frequently successful in achieving greater flexibility and customization of proposed services, resulting in an optimal relationship for all parties involved. Our OCIO, Consultant, Advisor and Vendor Search processes consists of:  Development of a comprehensive sponsor profile and development of the selection criteria, concluding in the construction of a detailed request for proposal (“RFP”).  Issuance of the RFP to potential solution providers and standardization of responses.  Compilation of relevant data and presentation to the sponsor in order to determine finalists.  Moderation of finalist presentations and selection conference.  Transition advocacy.  At the conclusion of the RFP, clients receive a comprehensive compilation to document their fiduciary process for the search. North Pier is a pioneer in our ability to serve in a fiduciary capacity during provider searches. 5 of 27 Fiduciary Investment Oversight and Reporting North Pier regularly oversees institutional investment portfolios, discretionary managers, consultants, and the investment menus of participant-directed retirement plans. We provide formal reports on qualitative criteria and quantitative performance attributes; and adherence to Investment Policy guidelines (annually, semi-annually, or quarterly depending on the scope of our engagement). When it is determined that an investment manager warrants replacement, we conduct searches for its successor. Under oversight relationships, implementation of our recommendations will be at the discretion of the client. (ii) Institutional Investment and Retirement Plan Advisory and Management Services: Fiduciary/Investment Advisory Services Our firm will lead our client through the maintenance/creation of a sound fiduciary process. This will include the review/formation of the investment committee and review/establishment of regular repeatable practices and procedures that will conform to regulatory directives while striving for best industry practices. We will also lead the committee through the review/drafting of the articulation of these processes and procedures (Investment Policy Statements and Committee Charters) and ensure the ongoing adherence to these policies. As changes and developments in the industry and regulatory environment materialize, we will alert and educate the Client in a way that is meaningful, understandable and actionable. The process, including policy documents, will be reviewed at least annual, and amended as prudent. Fiduciary Investment Consulting Utilizing our quantitative and qualitative process, our firm will help our retirement plan clients create an academically correct array of investment choices which provide for true diversification amongst lowly-correlated disciplines. We will provide a prudent assortment of investment choices that represent the core of the capital markets and are appropriate for the sophistication level of the participants of the plan. Fiduciary Investment Monitoring and Reporting North Pier regularly monitors the investment menus of participant-directed retirement plans. We provide formal reports on qualitative criteria and quantitative performance attributes; and adherence to Investment Policy guidelines (annually, semi-annually, or quarterly depending on the scope of our engagement). When it is determined that an investment option or manager warrants replacement, we conduct searches for its successor. Implementation of our recommendations will be at the discretion of the client. Discretionary Retirement Plan Investment Management North Pier is proud to be an industry pioneer in Discretionary Plan Investment Management. Under this arrangement, we serve as an ERISA §3(38) Investment Manager, overseeing a plan's investments, making changes directly when we deem prudent. This shifts a retirement plan committee’s obligation from that of investment management and monitoring with the aid of advice from an independent consultant, to the oversight of North Pier. 6 of 27 (iii) Employee Education, Communication and Advice Services: Our firm can provide a broad suite of employee-related solutions. Whether we are engaged for committee level strategy consulting, general education and communication or impartial one-on-one consultations and advice to our client’s employees, we will craft solutions that meet their needs while accomplishing our client’s objectives. Fees vary based on number of employees, number and dispersion of locations, scope of services, etc. Fee and Cost Appraisal To quickly and efficiently meet the needs of fiduciaries, North Pier has designed our Reasonableness of Fees Appraisal. This service begins with an assessment of the principal details of

an investment program. We then craft a 'Request for Bid' document which is an abridged version of a RFP, only reflecting key criteria relevant to pricing. North Pier will then disseminate the 'Request for Bid' to providers with similar service models and organizational structures to ensure accurate comparisons. This process allows us to efficiently assess your plan's costs relative to the services provided amongst comparable providers. Our clients for this service take comfort in knowing that they are receiving unbiased advice due to our offer to recuse ourselves from consideration for competing advisory services for a period of at least 3 years. Fiduciary Process and Governance Consulting North Pier’s team has been managing the fiduciary oversight process for plan sponsors and other fiduciaries since 2001. Since then, North Pier's Partners have led numerous institutional clients in the establishment of committees and the policies they utilize for plan oversight. Additionally, we have given pro bono advice to hundreds more through our counsel, writing and lecture. North Pier guides our clients through the myriad of fiduciary responsibilities, providing them with the education and tools they need to ensure full regulatory compliance, as well as best industry practices. Areas of North Pier's coverage may include: o Committee Formation or Process Review o Investment Policy and Committee Governance o Plan Document Formation/Amendment o Current Vendor Analysis and Benchmarking o Information Sharing Agreement Draft/Revision/Collaboration [for 403(b)s] o Timeliness of Contribution Compliance o 406(b) compliance (Prohibited Transaction rules) We also provide Retirement Plan Consulting services to employer plan sponsors on a one-time basis. Generally, such Retirement Plan Consulting services consist of assisting employer plan sponsors in establishing, monitoring, and reviewing their company's retirement plans. As the needs of the plan sponsor dictate, areas of advising could include: investments, plan structure and participant education. All consulting services shall be in compliance with the applicable Federal and state law(s) regulating Retirement Plan Consulting services. This applies to client accounts that are pension 7 of 27 or other employee benefit plans governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). We acknowledge that we are a fiduciary within the meaning of Section 3(21) of ERISA (with respect to the provision of services described in our service agreement). Investment Model / QDIA Services North Pier builds, manages and/or monitors investment models for ERISA plan sponsors. These models are composed of the underlying investments of the ERISA plan in varying proportions. Models may be static and maintain a consistent risk profile or provide varying risk attributes over time to provide retirement plan participants with a suitable investment vehicle to invest for multiple years. North Pier will regularly monitor these models and formally report on their adherence to Investment Policy guidelines. This service may also involve the construction, management or advice regarding Qualified Default Investment Alternatives (QDIAs) including selection and retention criteria. (iv) Asset Management Services: We emphasize continuous and regular account supervision. As part of our asset management service, we generally create a portfolio, consisting of individual stocks or bonds, exchange traded funds (“ETFs”), options, mutual funds and other public and private securities or investments. We may also utilize Independent Money Managers for no additional charge to the client. The client’s individual investment strategy is tailored to their specific needs and may include some or all of the previously mentioned securities. Each portfolio will be initially designed to meet a particular investment goal, which we determine to be suitable to the client’s circumstances. Once the appropriate portfolio has been determined, we review the portfolio at least quarterly and if necessary, reallocate the portfolio based upon the client’s individual needs, stated goals and objectives. Each client has the opportunity to place reasonable restrictions on the types of investments to be held in the portfolio. Referrals to Third Party Money Managers: We assist clients in identifying an appropriate third-party money manager. We provide initial due diligence on third party money managers and ongoing reviews of their management of client’s accounts. In order to assist clients in the selection of a third-party money manager, we typically gather information from the client about their financial situation, investment objectives, and reasonable restrictions they can impose on the management of the account, which are often very limited. It is important to note that we do not offer advice on any specific securities or other investments in connection with this service. Investment advice and trading of securities is only offered by or through the third-party money managers to clients. We periodically review third party money managers’ reports provided to the client, but no less often than on an annual basis. We contact the clients from time to time, as agreed to with the client, in order to review their financial situation and objectives; communicate information to third party money managers as warranted; and, assist the client in understanding and evaluating the services provided by the third party money manager. The client will be expected to notify us of any changes in his/her financial situation, investment objectives, or account restrictions that could affect their account. The client may also directly contact the third-party money manager managing the account or sponsoring the program. 8 of 27 Tailoring of Advisory Services We offer individualized investment advice to clients utilizing the following services offered by our firm: Asset Management, Referrals to Third Party Money Managers, Fiduciary Advisory Services, Employee Education and Communication and Advice, Retirement Plan Consulting. Each Asset Management client has the opportunity to place reasonable restrictions on the types of investments to be held in the portfolio. Restrictions on investments in certain securities or types of securities may not be possible due to the level of difficulty this would entail in managing the account. Participation in Wrap Fee Programs We do not offer wrap fee programs. Regulatory Assets Under Management As of December 31st, 2023, our firm manages $463,843,923 on a discretionary basis and $567,185,975 on a non-discretionary basis, totaling $1,031,029,898 in aggregate Assets Under Management.