HWA is owned by Richard Homan, individually, and has been providing advisory services since 2003. As of December 31, 2023, HWA managed $271,057,076 on a discretionary basis and $0 on a nondiscretionary basis. In addition, we advised on $120,527,942 in participant directed retirement plans. Investment Management Services: HWA manages investment portfolios for individuals, trusts, foundations, not-for-profits, businesses and pension or profit-sharing plans. HWA will work with the client to determine the client’s investment objectives and investor risk profile and will design a written investment policy statement. HWA uses investment and portfolio allocation software to evaluate alternative portfolio designs. HWA evaluates the clients existing investments with respect to the clients’ investment policy statement. HWA works with new clients to develop a plan to transition from the clients existing portfolio to the portfolio recommended by HWA. HWA will then continuously monitor the client’s portfolio holdings and the overall asset allocation strategy and hold regular review meetings with the client regarding the account as necessary. HWA will typically create a portfolio of passive and/or evidence-based mutual funds and Exchange Traded Funds (ETFs) and may use model portfolios if the models match the client’s investment policy. HWA will allocate the clients assets among various investments taking into consideration the overall management style selected by the client. HWA primarily recommends mutual funds and ETFs offered by Dimensional Fund Advisors (DFA). DFA sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Client portfolios may also include some individual equity securities in situations where disposition of these securities would present an overriding tax implication or the client specifically requests they be retained for a personal reason. These situations will be specifically identified in the client’s Investment Policy Statement (IPS). HWA manages mutual fund and equity portfolios on a discretionary or nondiscretionary basis. A client may impose any reasonable restrictions on HWA’s discretionary authority, including restrictions on the types of securities in which HWA may invest client’s assets and on specific securities, which the client may believe to be appropriate. HWA may also recommend fixed income portfolios to advisory clients, which consist of managed accounts of individual bonds. HWA will request discretionary authority from advisory clients to manage fixed income portfolios, including the discretion to retain a third-party fixed income manager. Pursuant to its discretionary authority, HWA may retain a fixed income securities manager. The fixed income securities manager will be provided with the discretionary authority to invest client assets in fixed income securities consistent with the clients Investment Policy Statement. The manager will

also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the manager is provided with cost basis information). The manager will obtain HWA’S consent prior to the sale of any client securities. On an ongoing basis, HWA will answer client’s inquiries regarding their accounts and review periodically with clients the performance of their accounts. HWA will periodically, and at least annually, review client’s investment policy and risk profile to discuss the re- balancing of each client’s accounts to the extent appropriate. HWA will provide to investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. In addition to managing the client’s investment portfolio, HWA, in conjunction with its affiliated accounting firm, may consult with clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. Employee Benefit Retirement Plan Services: HWA also provides advisory services to employee retirement benefit plans. HWA will analyze the plan's current investment platform and assist the plan in creating an investment policy statement defining the types of investments to be offered and the restrictions that may be imposed. HWA will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. HWA will recommend changes in the plan's investment vehicles as may be appropriate from time to time. HWA generally will review the plan's investment vehicles and investment policy as necessary. HWA will generally recommend a third-party administrator for plan administration, which may provide online bundled services and an opportunity for plan sponsors to provide diversified portfolios to their participants along with daily account access, valuation, and investment education. For certain retirement plans, HWA also works in coordination and support with Buckingham Strategic Partners. Retirement plan clients will engage both HWA and Buckingham Strategic Partners. Buckingham Strategic Partners will provide to the client additional discretionary investment management services and will exercise discretionary authority to select the plan investments made available to the plans’ participants by selecting and maintain the plans’ investments according to the goals and investment objectives of the plan. HWA will continue to work with plans to monitor plan investments, provide fiduciary plan advice including regular considerations of the goals and objectives of the plan, and provide participant education services to the plan.