Compass Investments, LLC has been in business since August 2006 and serves a diverse client base. Each of the firm's investment advisors has a unique set of clients, ranging from military personnel to artists, and from business owners to high-tech professionals. While each advisor employs his or her own individual approach to investment management, all are united under Compass Investment's mission to provide the highest quality service, tailored to the goals and needs of the client, while upholding the strictest standards of ethics and best practices. Olivia Knecht is the sole owner of Compass Investments. Asset Management The investment management that Compass Investments provides for its clients takes into consideration each client's individual situation. In order to best serve the client, Compass advisors assess a variety of factors to determine an investment plan: risk tolerance, the needs of each client and/or the client's investment goals, how many years before the client is likely to need their investment funds, how involved the client wants to be in the investment process, the likelihood of clients reaching their goals through a combination of investment returns and savings. When we perform asset management services, we will generally do so on a discretionary basis. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, we will not seek specific approval of changes to the securities in client accounts. Clients can make deposits or withdrawals in their accounts at any time. Because

we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us discretionary authority over the client accounts) through an Investment Management Agreement that outlines the responsibilities of both the client and Compass Investments. This Limited Power of Attorney does not grant Compass Investments the authority to make any withdrawals or transfers in or out of a client account beyond the deduction of fees. Such other transfers will only be made at the specific direction of the client. Advisory services are tailored to the specific needs of an individual client. Clients may place reasonable restrictions on the management of assets, including specific securities or types of securities. However, clients should understand that significant restrictions may decrease the ability of Compass Investments to meet the client’s goals. In very limited cases, Compass Investments may provide investment management services on a non- discretionary basis, which means we will manage the clients’ accounts as we do for our discretionary clients, except we will receive approval from the client prior to implementing any investment recommendation. Clients should be aware that some recommendations may be time-sensitive, and, as such, their performance may be affected if Compass Investments is unable to reach them on a timely basis. Compass Investments does not participate in or offer or sponsor a wrap fee program. Assets Under Management As of December 31, 2023, Compass has $76,417,043 in assets under management across 412 accounts, all of which is managed on a discretionary basis.