Advisory Firm Net Worth Advisory Group has been providing financial planning and investment advisory services since 2003. Ray E. LeVitre is the founder and principal owner of the firm and has been in the financial services industry since 1995. David W. Swapp is a principal owner of the firm and has been in the financial services industry since 2005. Gregory M. Simmons is a principal owner of the firm and has been in the financial services industry since 2009. R. Curtiss Smith is also a principal owner of the firm and has been in the financial services industry since 2009. All four are CFP® professionals. Advisory Services Net Worth Advisory Group provides supervisory/management services including Financial Planning Services, Investment Portfolio Advice, and referrals to third-party advisors’ investment programs. Investment Supervisory Services usually begin with the preparation of a financial plan, after an in-depth financial profile is completed. The profile uses a client’s stated existing assets and liabilities, her or his risk tolerance and investment goals and objectives to propose investments suitable for the individual client. The financial plan includes an investment strategy designed to help meet the client’s goals and objectives, based on detailed information the client discloses to the advisor, but may also include such non-security related advice such as tax planning, education financing, business and estate planning, and insurance needs, among other possible areas. Net Worth Advisory Group will prepare a comprehensive financial and/or investment plan for clients who desire such a plan. The fee charged for producing the plan is separate from the sale of any product the plan may recommend. The agreed-upon fee will be noted in the Financial Planning Agreement. Financial plan fees range from $750 to $5,000 based upon the complexity of the planning. As of Dec. 31, 2023, Net Worth Advisory Group had $366,901,144 of investment assets under management on a discretionary basis, and $265,215,583 assets under management on a non-discretionary basis for a total of

$632,116,727 of investment assets under management. Services are based on the individual needs of the client. An initial interview and data gathering questionnaire is completed to determine the client's financial situation and investment objectives, and to give the client the opportunity to impose reasonable restrictions on the management of the account. Clients can leave standing instructions with the Investment Advisor Representative (IA Rep) to refrain from investing in particular securities or types of securities or invest in limited amounts of securities. Semi-annually the IA Rep will contact the client to see if there have been any changes in the client's financial situation or investment objectives. It is the client's responsibility to notify the IA Rep if there are changes. Clients may call in at any time during normal business hours to discuss directly with the IA Rep about the client's account, financial situation, or investment needs. Clients will receive from the custodian/brokerage firm timely transaction confirmations and at least quarterly statements containing a description of all transactions and all account activity. The client will retain rights of ownership of all securities and funds in the account to the same extent as if the client held the securities and funds outside the program. As previously noted, client investment accounts will be managed on a non-discretionary and/or a discretionary basis as agreed upon by the client. The investment strategy chosen by the client will be based on the client’s risk tolerance, investment time frame, income requirements, and other investment objectives. A strict investment discipline will be followed as chosen and outlined in the client investment advisory fee agreement. Accounts will be managed using mutual funds (no-load and load-waived funds), exchange traded funds (ETF’s) individual equities, individual bonds, and/or annuities. On occasion we hold seminars. These seminars may include presentations on various securities and insurance products, or on financial planning strategies. A fee is not charged to those in attendance.