Overview
Trinity Wealth Advisors, L.L.C. (CRD # 109452) (Trinity) is registered as an investment
adviser with the United States Securities and Exchange Commission. Trinity is based in
Missouri and is organized as a Limited Liability Company under the laws of the State of
Missouri and the United States of America. Trinity’s principal owner is James E. Matush, Jr.,
although the firm’s ownership includes other stockholding partners. The firm has been in
business since 1997 and currently has 6 employees.
Trinity’s main office and place of business is located at 132 W. Washington Avenue, Suite
200, St. Louis, Missouri 63122. Regular business hours are from 8:00am to 5:00pm Monday
through Friday. The firm can be contacted by phone at (314) 966-0033.
Wealth Management Services
The Trinity approach to wealth management is all about maximizing the Return on Life of
our clients through a process in which their vision for family and causes is wed with their
resources! Our clients tell us that for the first time they can see their financial choices in the
context of their greater life goals… and that the sense of clarity, purpose, and alignment is
unparalleled.
To achieve the above we utilize a clearly defined wealth management process, that
systematically addresses the 5 major concerns of financially established families:
Wealth Sustainability - will my assets last my lifetime at my lifestyle
Wealth Enhancement - maximizing what I get for my money
Wealth Protection – minimizing the effects of catastrophes
Wealth Transfer – best transfer of assets and family values to heirs
Charitable Giving – effectively supporting causes we care about
But sometimes clients are curious about the key financial services we offer as part of an
overall wealth management roadmap, which can include:
Return on Life Tools and consulting
Retirement coaching and planning
Investment analysis, strategy and management
Cash flow management
Major purchase or liquidation consulting
Tax coordination
Education planning and saving
Insurance analysis and risk management
Estate planning and wealth transfer
Charitable giving strategy
Business and succession planning
Family Meetings
Team Assessments
We manage investment portfolios with outside institutional investment managers that we
recommend on your behalf. These outside managers are selected from the dozens we track
and are granted discretionary authority to select investments.
Typically, we seek your
guidance as to the selection of those managers and the risk level of their portfolios, but we
do have the authority to make those decisions independently if necessary. Our investment
managers and the platform from which we obtain them are responsible for providing
account and performance data reporting. We are responsible for general investment and
economic oversight as well as overall portfolio reporting. We do not sell proprietary
investment products or limit clients to certain types of investments. Portfolio management
services are tailored to your individual needs and you may impose discretion or investment
restrictions. Various minimums apply depending on the platform, but we reserve the right
to accept or reject engagements.
Because the firm is a registered investment adviser, we are required to meet certain
fiduciary standards when providing investment advice to clients. Additionally, when we
provide investment advice related to a retirement plan account or an individual retirement
account, we are considered fiduciaries within the meaning of Title I of the Employee
Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are
laws governing retirement accounts. As such, we are required to act in your best interest
and not put our interest ahead of yours, even though our compensation creates some
conflicts with your interests in that the more you have us manage, the more we can earn.
Our clients however are under no obligation to use services recommended by our
associated persons. Furthermore, we believe that our recommendations are in the best
interests of our clients and are consistent with our clients’ needs.
Retirement Plan Services
Trinity also provides retirement plan services to businesses which may include plan level
services such as discretionary management services, non-discretionary management
services, and investment advisory services related to different types of retirement plans.
When providing management services, the firm is responsible for implementing
recommendations. When the firm is providing advisory services, the client is responsible
for implementation of recommendations.
As of December 31, 2023, Trinity managed approximately $256,568,946 of which
approximately $231,526,023 was managed on a discretionary basis and $25,042,923 was
managed on a non-discretionary basis. Trinity also provides advisory services on
approximately $23,500,000 in other assets.