OUR MISSION BGM Wealth Partners, LLC (BGM Wealth Partners) is a fee-only, independent wealth management firm. BGM Wealth Partners’ goal is to handle the financial details of clients’ lives, providing comprehensive advice and implementing investment, tax and wealth management strategies, so clients can spend more time with their family and pursuing their passions.
OUR HISTORY AND OWNERSHIP BGM Wealth Partners was originally established in 1996. There are seven experienced employees, many of whom have pursued and maintain professional designations in addition to their industry experience. Staff biographies for our investment staff members are available in BGM Wealth Partners’ Form ADV 2B that accompanies this brochure.
BGM Wealth Partners is owned by BGM Holdings, LLC. Jon Meyer is on the Executive Committee of BGM Holdings, LLC as a management stakeholder and minority owner.
OUR SERVICES BGM Wealth Partners provides a broad range of comprehensive investment advisory services including:
• Financial Planning and Consulting, as well as Wealth Coaching
• Investment Management
• Selection of Independent Managers BGM Wealth Partners consults with you to obtain detailed financial information and other pertinent data to determine appropriate investment guidelines, confirm and understand unique risk tolerance, and identify other personalized factors that will assist us in ascertaining the investment style of your asset management account. This may include tax-related planning and other non-investment matters. We construct a diversified selection of portfolio investments and manage your portfolio to meet your investment goals, adapting strategies as needed with changes.
The portfolios we manage for you may include accounts at a custodian where we have trading ability as well as accounts held at other financial institutions and in employer-sponsored plans. You may hold common stocks and bonds in your accounts as part of the complete portfolio. We do not specialize in research, selection and monitoring of individual stocks. Portfolios may also include accounts where an Independent Manager is supervising and trading individual stocks and bonds.
Our goal is to handle the financial details of clients’ lives, providing comprehensive advice and implementing investment, tax and wealth management strategies, so clients can spend more time with their family and pursuing their passions.
Our customized approach will address any or all of the following concerns and needs:
• Net worth calculation: We review all assets and liabilities for potential opportunities or risks.

• Tax and cash flow analysis: We review past taxes and spending to find opportunities for future tax savings and spending needs. Future tax liability is always taken into account in developing the investment portfolio.

• Retirement planning: We analyze where you are today and where you want to be in the future. We then develop income strategies and investment portfolios to help achieve that vision.

• Estate planning: We assist in developing an ongoing estate plan that may include wills, trusts, powers of attorney, healthcare directives,

asset protection and multi-generational family issues. We will work with your attorney in their drafting of the final documents.

• Investment planning: We review past investment decisions, develop an overall asset allocation to fit your goals, and monitor that plan on an ongoing basis.

• Education planning: We analyze the costs of the school you want your children or grandchildren to attend and develop a savings plan to achieve this goal.

• Risk management: We review a family’s needs based on a death, disability, long-term care, liability or home/auto. When needed, we will bring in outside consultants in this analysis.

• Business planning: We recognize that most business owners intertwine their business and personal lives. We analyze the business for opportunities to build the wealth of the owner outside the business and to protect the business from unknown liabilities. We will work with your accountant and attorney in this process.
BGM Wealth Partners may also provide non-discretionary investment management services regarding: (1) variable life/annuity products that you own, (2) individual employer-sponsored retirement plans, and (3) investment accounts that may be held at custodians which do not allow us to place transactions for you. In so doing, we either direct or recommend the allocation of your assets among the various fund options that comprise the variable life annuity product or the retirement plan. Your assets will continue to be maintained at the specific insurance company that issued the variable life/annuity product which you own, or at the custodian designated by the trustee of your retirement plan.
When we provide investment advice to clients regarding a retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/ or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with client interests, so we operate under a special rule that requires us to act in our clients’ best interest and not put our interest ahead of our clients’ interests.
Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees and investments;
• Follow policies and procedures designed to ensure that we give advice in our clients’ best interest;
• Charge no more than is reasonable for our services; and
• Give clients basic information about conflicts of interest BGM Wealth Partners offers a meeting at no cost so that you can determine if our services are right for you. In this meeting we discuss and understand goals and objectives and review a prospective client’s current financial situation.
ASSETS UNDER MANAGEMENT As of December 31, 2023, the combined assets under management for the firm is $469,354,060 in 727 discretionary accounts and $18,025,948 in 48 non-discretionary accounts.