Established in 1989, Saturna is an SEC-registered investment advisor. Nicholas Kaiser is the principal owner. Jane Carten, Mr. Kaiser’s daughter and President and Chief Executive Officer of Saturna, has voting control. Saturna serves as investment adviser and administrator to two mutual fund trusts: Amana Mutual Funds Trust and Saturna Investment Trust. Amana Mutual Funds Trust is composed of four series: Amana Income Fund, Amana Growth Fund, Amana Developing World Fund, and Amana Participation Fund. Saturna Investment Trust is composed of eight series: Sextant International Fund, Sextant Growth Fund, Sextant Core Fund, Sextant Short Term Bond Fund, Sextant Bond Income Fund, Sextant Global High Income Fund, Saturna Sustainable Equity Fund, and Saturna Sustainable Bond Fund (the Amana Mutual Funds Trust together with the Saturna Investment Trust are collectively referred to as the "Funds"). The disclosures in this Part 2A – Appendix 1, Wrap Fee Program Brochure of Form ADV relate to Saturna’s Investment Management Accounts. Although this brochure refers to the mutual funds managed by Saturna (the “Funds”), this document should not be considered an offering document for the Funds. Please see the Funds’ Prospectus, Statement of Additional Information, and other reports to shareholders for disclosures relating to the Funds. These documents are available on Saturna’s website, www.saturna.com. In addition to the Funds, Saturna provides advisory services to other pooled investment vehicles, including an exchange traded fund and private funds. Separately, Saturna offers investment management services directly to retail investors or in connection with separately managed account ( "SMA") programs offered by third-party sponsor firms. We tailor our advisory service to the specific needs of each retail client by first conducting a thorough analysis of the client’s financial situation, goals, and risk tolerance. The result of our analysis is a simple statement of investment objectives. We serve a variety of special client needs, such as those of Muslim investors. Our first and largest client is the Amana Mutual Funds Trust, which follows Islamic principles that impose restrictions on the securities in which the Trust may invest. As long-term value investors, we favor equities of companies with low financial

leverage and growth at a reasonable price. We further favor investments that pass our environmental, social and governance (ESG) screens. Specific investment guidelines are developed between portfolio managers and clients as required by the client’s stated needs. Clients may impose restrictions on investing in certain securities or types of securities. The portfolio management services Saturna offers to Investment Management Accounts ("wrap fee accounts") are substantially similar to those offered to other accounts, such as Pooled Investment Funds. Saturna receives the entirety of the wrap fee for the services it provides to Investment Management Accounts with the exception of sub-advised accounts. For these accounts, Saturna may receive only a portion of the fee. Saturna offers financial planning services to Muslim Investors. In addition to the delivery of a financial plan based upon a client’s financial situation and objectives, these services include advice on asset allocation within a select group of mutual funds managed in accordance with Islamic principles. It is likely that this select group will consist solely of Amana Funds for which Saturna, or an affiliate, receives compensation for management, administration, and distribution. A client is under no obligation to implement the recommended allocation and is free to invest in securities not offered by, or affiliated with, Saturna. Please note that advice on asset allocation is not currently offered with regard to securities held in employer-sponsored retirement plans. For non- Investment Management Account clients, financial planning and related asset allocation services end with the delivery of the plan and, as such, do not include ongoing monitoring. Saturna offers retirement plan consulting services to plan sponsors. These services include advising on the selection and monitoring of retirement plan investment options. When providing advice to a retirement plan sponsor, Saturna acts in an Employee Retirement Income Security Act (ERISA) fiduciary capacity and is expected to serve the best interest of the retirement client. As of 06/30/23, Saturna managed $6,643,700,000 of client assets on a discretionary basis. Saturna does not provide investment management services to Investment Management Accounts on a non-discretionary basis.