Firm Description Landmark Wealth Management, Inc., dba McBeath Financial Group (“Advisor”) was founded in 2013 by Krista McBeath. In 2022, The McBeath Family Trust dated April 30, 2021 became the sole owner of Advisor, with Krista and Robert McBeath serving as Trustees. Advisor provides personalized confidential investment advisory services to individuals, trusts, estates, and charitable organizations. Advice is provided through consultation with the client and may include: the determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. An evaluation of each client's initial situation is provided to the client often in the form of a net worth statement or risk analysis. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. Types of Advisory Services Advisor provides the following investment advisory services: PORTFOLIO MANAGEMENT SERVICES Advisor offers discretionary and non-discretionary portfolio management services. Discretionary portfolio management means that we choose the broker dealer/custodian to use, we make investment decisions, and place buy or sell orders in your account without contacting you to receive your advance permission. If you wish, you may limit our discretionary authority by, for example, setting a limit on the type of securities that can be purchased for your account. All restrictions or guidelines must be provided in writing. When offering non- discretionary portfolio management services, Advisor will obtain client approval prior to executing any transactions in the client's account(s). Our investment advice is tailored to meet our clients’ needs and investment objectives. If you decide to hire our firm to assist you with managing your portfolio, an Associated Person of Advisor will meet with you and gather information about your financial situation, investment objectives, and any reasonable restrictions you would like to impose on the management of the account. The information we collect will help us implement an asset allocation strategy specific to your needs and goals. Currently, our asset allocation and advisory services are offered in conjunction with GeoWealth Management LLC (CRD#148222) (“GeoWealth”). All clients will be provided with a current copy of GeoWealth’s Form ADV Part 2 Brochure at the inception of service. This document provides important disclosures about GeoWealth’s services, portfolio models, fees, conflicts of interest, disciplinary history (if any), and other important information that would help clients understand the scope of sub advisory services provided by GeoWealth. GeoWealth assists our firm with day-to-day trading, rebalancing, report preparation, billing calculation, and other back-office operations. GeoWealth gives us access to its proprietary portfolio models, along with models provided by other investment advisers. These investment advisers are responsible for the research and security selection. Advisor is responsible for the supervision of the account. All accounts are managed in accordance with the client’s investment needs and may include various types of securities such as equity securities, exchange traded funds (ETFs), mutual funds, corporate debt securities, commercial paper, certificates of deposit, municipal securities, and U.S. Government securities. Other types of investments may also be recommended where such investments are appropriate based on the client’s stated goals and objectives. Investments and allocations are determined based on the client’s predefined objectives, risk tolerance, time horizon, financial horizon, financial information, and other various suitability factors. Further restrictions and guidelines imposed by the client may affect the composition and performance of a client’s portfolio. For these reasons, the portfolio's performance may not be identical to the average client of Advisor. On an ongoing basis, Advisor reviews the client’s financial circumstances and investment objectives and instructs GeoWealth to make the necessary adjustments to the client’s portfolio. Clients are required to provide the firm with prompt notice of any changes in their personal financial circumstances, investment objectives, goals, and tolerance for risk. Advisor will contact the client at least annually to determine whether there have been any changes in the client's personal financial circumstances, investment objectives, and tolerance for risk. FINANCIAL PLANNING SERVICES We offer broad-based financial

planning services regarding management of financial resources based on an analysis of the client’s individual needs. We will meet with you to gather information about your financial circumstances and objectives. Once we collect and analyze the documentation and information you provide, we work with you to develop a financial plan designed to help you achieve your financial goals and objectives. In this way, Advisor assists the client in developing a strategy for managing income, assets, and liabilities. In general, financial planning services may include any one or all of the following:
• Cash Flow Analysis – Assessment of a client’s present financial situation by collecting information regarding net worth. We review income and expense items, tax returns, insurance policies, investment portfolios, pension plans, employee benefit statements, etc. All of this information is used to build a detailed cash flow report. The firm advises on ways to reduce risk, organize records, and review beneficiary information.
• Tax Analysis and Strategic Tax Planning – The goal of tax planning is to arrange your financial affairs to minimize your taxes over your lifetime and potentially for your heirs.
• Retirement Analysis – Identifying a client’s long-term financial and personal goals and objectives including advice for accumulating wealth for retirement income or appropriate distribution of assets following retirement. Tax consequences and implications are identified and evaluated.
• Portfolio Analysis/Investment Planning – We provide investment alternatives, including asset allocation and its effect on a client’s portfolio. We evaluate the economic and tax characteristics of existing investments as well as their suitability for a client’s objectives. We identify and evaluate tax consequences and their implications.
• Insurance Analysis – Includes risk management associated with advisory recommendations based on a combination of insurance types to meet a client’s needs, e.g., life, health, and long-term care insurance. This will necessitate an analysis of the family's cash needs at death and the income needs of surviving dependents.
• Education Savings Analysis – Alternatives and strategies with respect to the complete or partial funding of college or other post-secondary education.
• Estate Analysis – Advising Clients with respect to property ownership, distribution strategies, estate tax reduction, and tax payment techniques. Financial plans are based on a client’s financial situation and the information provided to the firm. The recommendations and solutions are designed to achieve the client’s desired goals, subject to periodic financial plan evaluation, which may require revision to meet changing circumstances. Clients are advised to notify us promptly of any change to a client’s financial situation, goals, objectives, or needs. You may choose to accept or reject our recommendations. If you decide to proceed with our recommendations, you may do so either through our investment advisory services or by using the advisory/brokerage firm of your choice. In some cases, our recommendations will involve the purchase of insurance products. Advisor is affiliated with McBeath Tax and Financial Services, L.L.C., a licensed insurance agency, through common ownership and control. Additionally, Associated Persons of Advisor are licensed insurance agents. McBeath Tax and Financial Services, L.L.C. and our dually licensed Associated Persons can affect transactions in insurance products and earn commission-based compensation for these activities. Clients should be aware that a conflict of interest is inherent in such an arrangement. Clients are instructed that the fees paid to the firm for advisory services are separate and distinct from the commissions earned by McBeath Tax and Financial Services, L.L.C., and our dually licensed Associated Persons. Clients of Advisor are not required to purchase insurance products from McBeath Tax and Financial Services, L.L.C. or the firm’s dually licensed Associated Persons and can purchase insurance products from any insurance agency and agent they choose. This conflict is addressed by the fact that our Associated Persons have a fiduciary responsibility to place the interests of the client first. Wrap Fee Programs We do not sponsor, manage, or participate in any wrap fee programs. Assets Under Management As of February 9, 2024, we manage $160,189,588 in assets on a discretionary basis and $0 in assets on a non- discretionary basis. Important Note: Information related to legal matters that is provided as part of a financial plan is for informative purposes only. Clients are instructed to contact their legal advisers for personalized advice.