A. Description of the Advisory Firm Magellan Financial Solutions LLC (hereinafter “Magellan”) is a Limited Liability Company organized in the State of New York. The firm was formed in November 2009, and the principal owner is Raul Berina. Prior to registration as an investment advisory firm in 2013, Magellan served as the entity through which Mr. Berina conducted his personal trading activities and offered strategic business development consulting for small businesses. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. As fiduciaries we are obligated to do the following:  Meet a professional standard of care when making investment recommendations (give prudent advice);  Never put our financial interests ahead of yours when making recommendations (give loyal advice);  Avoid misleading statements about conflicts of interest, fees, and investments;  Follow policies and procedures designed to ensure that we give advice that is in your best interest;  Charge no more than is reasonable for our services; and  Give you basic information about conflicts of interest. B. Types of Advisory Services Magellan offers the following services to advisory clients: Portfolio Management Services Magellan offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Magellan creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan to aid in the selection of a portfolio that matches each client’s specific situation. Portfolio management services include, but are not limited to, the following:
•Investment strategy •Personal investment policy
•Asset allocation •Asset selection
•Risk tolerance •Regular portfolio monitoring Magellan evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Magellan will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. Magellan seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of Magellan’s economic, investment or other financial interests. To meet its fiduciary obligations, Magellan attempts to avoid, among other things, investment or ADV 2A Brochure Magellan Financial Solutions Page 7 of 18 trading practices that systematically advantage or disadvantage certain client portfolios, and, accordingly, Magellan’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another

over time. It is Magellan’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent among its clients on a fair and equitable basis over time. Financial Planning Financial plans and financial planning may include, but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt/credit planning. Services Limited to Specific Types of Investments Magellan generally limits its investment advice to mutual funds, equities, fixed income securities, ETFs (including ETFs in the gold and precious metal sectors), real estate funds (including REITs), non-U.S. securities and private placements. Magellan may use other securities as well to help diversify a portfolio when applicable. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. As fiduciaries we are obligated to do the following:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. C. Client Tailored Services and Client Imposed Restrictions Magellan will tailor a program for each individual client. This will include an interview session to get to know the client’s specific needs and requirements as well as a plan that will be executed by Magellan on behalf of the client. Magellan may use “model portfolios” together with a specific set of recommendations for each client based on their personal restrictions, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. Restrictions on investments in certain securities or types of securities may not be possible due to the level of difficulty this would entail in managing the account. If restrictions require Magellan to deviate from its standard suite of services, Magellan reserves the right to end the relationship. ADV 2A Brochure Magellan Financial Solutions Page 8 of 18 D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. Magellan does not participate in any wrap fee programs. E. Assets Under Management Magellan Financial Solutions LLC has $26,662,436 in discretionary reportable assets and $0 in a non- discretionary assets for a total of $26,662,436 in assets under management as of December 31, 2023.