OWNERSHIP/ADVISORY HISTORY Cornerstone Wealth Partners, LLC (“Cornerstone Wealth Partners”) is a Michigan Limited Liability Company and an investment adviser. Evan Vanderwey and Steve Vanderwey founded Cornerstone Wealth Partners in 2008. In March 2020, Steven Vanderwey sold his ownership interest to Evan Vanderwey who is now our sole owner, Managing Member and Chief Compliance Officer. At Cornerstone Wealth Partners, our objective is to help you invest your assets with a goal of meeting your investment objectives and financial needs. ADVISORY SERVICES OFFERED FINANCIAL CONSULTATIONS We provide financial consultations on matters involving securities as well as non-securities topics, such as debt reduction and real estate. First, we will meet with you to discuss your current financial situation. We analyze your investment portfolio, prepare a market investment analysis of your investment portfolio, classifying your portfolio into its current asset class allocation, and calculate an historic rate of return. We will conduct a Portfolio MRI™, a diagnostic measure of your investment portfolio. The Portfolio MRI™ includes:
• A cost analysis,
• A discussion of historical returns of basic asset categories or markets,
• A simulation of your portfolio’s historical risk and return characteristics, and
• A comparison of the risk versus reward characteristics of your portfolio against broadly diversified mixes. The goal of the Portfolio MRI™ is for you to gain an understanding of how diversified your current portfolio is, how efficient your portfolio is in terms of the amount of return you can expect for your given risk level, and the amount of overlap you may have in your current portfolio. In addition, we can provide specialized investment advice on a more limited basis. This may include advice on only an isolated area(s) of concern or specific topic. You may engage us to help you identify your investment philosophy, understand your investment strategy, and provide discipline throughout your investment experience. If you would like ongoing financial consultations, we coach you in your investment decision-making processes to help you stay on track for achieving the results you want. In our discussions with you, we will make recommendations for implementing the investment advice we give you. You are under no obligation to act on our recommendations. Moreover, if you elect to act on any of our recommendations, there is no obligation to effect the transaction through any company recommended by us. Our recommendations are based on your financial situation at the time our analysis is presented and based on financial information disclosed by you to us. Certain assumptions are made with respect to interest and inflation rates and the use of past trends and performance of the market and economy. Past performance is in no way an Cornerstone Wealth Partners, LLC Page 5 ADV Part 2A – 03/2024 indication of future performance. We do not offer any guarantees or promises that your financial goals and objectives will be met. Please note: When we provide financial planning services and you implement the financial plan through one of our representatives, the representative will receive compensation in the form of a commission or fee. This creates a conflict of interest between the representative and you. Therefore, when providing financial planning services, we would like you to note: (a) a conflict of interest exists between the representatives’ interests and your interests, (b) you are under no obligation to act upon the recommend, and (c) if you elect to act on any of the recommendations, you are under no obligation to effect the transaction through the representative. If the financial plan recommends insurance products and you implement the recommendation of such products through our representative, the representative shall receive compensation in the form of a commission or fee. Please see Item 10.D – Other Industry Affiliations for details regarding conflicts of interests associated with the sale of insurance products. INVESTMENT MANAGEMENT Depending upon the results of our review or analysis and your individual situation, we will recommend the investment of your capital into one of the following Matson Money, Inc. (“Matson Money”) formerly Abundance Technologies asset allocation programs; the “Matson Fund Platform” or the “Frontier Adjusted Portfolio Program”. All recommendations depend on your circumstances, goals and objectives, strategy desired, account size, risk tolerance, or other factors. You are not obligated to take advantage of any of our recommendations. Under the Matson Fund Platform, your assets are invested primarily in the Free Market Funds, but if appropriate, may also be invested in variable insurance products (the underlying investments are the Free Market Funds).

Under the Frontier Adjusted Portfolio Program, your assets are allocated to any one or a combination of the series of Free Market Funds. Portfolios are adjusted annually to reduce their risk profile over time. The Free Market Funds and the Matson Money Funds are six series of a no-load mutual fund (registered as “The RBB Fund, Inc.”) which are funds of funds under Matson Money’s management. If you choose to go forward with our recommendation to invest in a Matson Money program, you will enter into a written Investment Management Agreement with Matson Money and Cornerstone Wealth Partners. Under this agreement, you authorize Matson Money to supervise and direct your investment accounts on a discretionary basis in accordance with the investment objectives for each account. In either Matson Money program, Matson Money takes responsibility for investment management, portfolio design, best execution, portfolio reporting, trading, trade error resolution, and custodian reconciliations. Our responsibilities include:
• Providing you with Matson Money’, Inc.’s Form ADV Part 2 and Co- Advisor Disclosure Statement,
• Maintaining a relationship with you,
• Ensuring that information about your specific goals, financial situation and risk preference remain current and advising Matson Money of changes in this information,
• Assisting you in determining appropriate allocation models, Cornerstone Wealth Partners, LLC Page 6 ADV Part 2A – 03/2024
• Reviewing account activity periodically,
• Contacting or meeting with you annually, and
• Responding to your inquiries. COLLEGE SAVINGS If you have a need for a college savings plan, we will recommend the Education Savings Account offered by Matson Money. If you have other college savings accounts that you would like us to manage which cannot be transferred to Matson Money, we can recommend another Section 529 College Savings Plan. We usually recommend a Section 529 College Savings Plan offered by The Hartford Group because their plan uses the DFA Funds which are similar to Matson Money’s Education Savings Accounts. If you choose a Section 529 College Savings Plan such as this, we will provide you with a prospectus that discusses services, fees, types of investments, among other things. We will also make sure that you have received or have access to, via the Internet, the underlying funds’ prospectuses. If you have any questions, we will be happy to answer them. If you choose to proceed with investing in a Section 529 College Savings Plan, we will explain and assist you with the paperwork required to open an account. We will act as a liaison between you and the issuer. Ongoing, we will review your account activity on a regular basis and not less than annually, meet with you to re-assess your financial situation and to help you determine if your investment is appropriately allocated into the correct models. You will sign a limited power of attorney to give Cornerstone Wealth Partners the authority to act on your behalf when re- allocating investment options. However, we do not exercise discretion over these investments other than to facilitate your instructions. Please be advised The Hartford Group does not offer the Section 529 College Savings Plan in the State of Texas. INVESTOR EDUCATION SERVICES We provide articles and newsletters (at no cost) on occasion. Content is educational, timely, and helps readers to understand their investment needs. From time to time, Cornerstone Wealth Partners may hold events designed to provide prospective clients and clients with information about investing. There is no charge or obligation to those attending these events. COACHING EVENTS We host coaching events for individuals to uncover important distinctions around money and investing. We will discuss current events, state markets, and how to apply academic principles of investing towards your purpose. There is no charge to participants to attend these events. These events are separate from the services offered and are open to the public (clients and non- clients) to attend. ADDITIONAL SERVICES Generally, our advice about securities investments is limited to mutual funds and Section 529 College Savings Plans. While we tailor our investment advice to your individual needs, we do not provide advice on other types of securities, such as stocks or bonds. You may impose reasonable restrictions on investing in certain securities or types of securities with Matson Money’s prior approval. Cornerstone Wealth Partners, LLC Page 7 ADV Part 2A – 03/2024 WRAP PROGRAM We do not sponsor a wrap program. This section is not applicable. CLIENT ASSETS MANAGED As of December 31, 2023, we do not manage client assets. We advise on and monitor client assets held with Third-Party Investment Advisers.