Berlin Wealth Group Advisors is an investment advisor firm registered with the United State Securities and Exchange Commission (SEC). Berlin Wealth Group Advisors is organized as a sole proprietorship under the laws of Cabo San Lucas, Mexico. The principal owner of Berlin Wealth Group Advisors is Jonathan Berlin, Principal Chief Executive Officer. Investment Advisory Services Berlin Wealth Group Advisors’ (or “Advisor”) principal service is providing fee-based investment advisory services and comprehensive financial planning services. The Advisor practices custom management of portfolios, on a discretionary basis, according to the client’s objectives. The Advisor’s primary approach is to use a tactical allocation strategy aimed at reducing risk and increasing performance. The Advisor may use any of the following: exchange listed securities, foreign securities, corporate debt securities, commercial paper, CDs, municipal securities, mutual funds, United States government securities, and options in securities to accomplish this objective. The Advisor measures and selects mutual funds by using various criteria, such as the fund manager’s tenure, and/or overall career performance. The Advisor may recommend, on occasion, redistributing investment allocations to diversify the portfolio in an effort to reduce risk and increase performance. The Advisor may recommend specific stocks to increase sector weighting and/or dividend potential. The Advisor may recommend employing cash positions as a possible hedge against market movement which may adversely affect the portfolio. The Advisor may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in risk tolerance of client, or any risk deemed unacceptable for the client’s risk tolerance. Clients whose investment portfolios are managed at Berlin Wealth Group Advisors may also receive complementary comprehensive financial planning services. Qualified Retirement Plan Consulting Services Berlin Wealth Group Advisors will offer pension consulting services to Qualified Plans and ERISA Section 3(21) non-discretionary fiduciary services for assets held at Qualified Plans. The Advisor’s pension consulting and non-discretionary fiduciary services will be based on information obtained from the Plan about goals and investment objectives, time horizon, risk tolerance and the Plan’s financial situation. Berlin Wealth Group Advisors will utilize an Investment Policy Statement (IPS) when providing standardized asset allocation recommendations for the investment of assets within

Qualified Plans. Where Berlin Wealth Group Advisors provides ERISA Section 3(21) non-discretionary fiduciary investment services, the plan participant is responsible for implementation of recommendations and Berlin Wealth Group Advisors will not act on the plan participants’ behalf to implement these recommendations. Berlin Wealth Group Advisors’ roles and actions in fulfilling all responsibilities pertaining to these services shall not include those of the Plan’s trustee and will be performed solely at the direction of the Plan Sponsor, its authorized officers, employees, and/or agents. At no time will the Advisor accept, maintain possession of, or have custodial responsibility for the Plan’s assets. The Advisor Berlin Wealth Group Advisors Page 5 will not advise, in any manner, any participant, person or entity related to the Plan other than the Plan Sponsor, except where the participant is an advisory client of Berlin Wealth Group Advisors under a separate advisory agreement. Communicational and educational activities in which the Advisor engages related to participants in the Plan shall be solely at the direction of the Plan Sponsor, and shall not be represented by the Advisor or Plan Sponsor as investment, tax, or legal advice. The Advisor is not licensed to provide, shall not provide, nor be construed to provide, the services of an attorney or accountant. Financial Planning Services In addition to investment management services where comprehensive financial planning is included as a complementary service, Berlin Wealth Group Advisors may provide standalone financial planning services to some of its clients. The Advisor’s financial planning services may include recommendations for portfolio customization based on the client’s investment objectives, goals and financial situation, recommendations relating to investment strategies as well as tailored investment advice. Financial planning may also include non-investment advice such as developing strategies to achieve retirement or other financial goals, tax optimization strategies, cash flow and budgeting analysis and recommendations, financing and financial education, estate planning, and asset protection strategies. ************************* Berlin Wealth Group Advisors will tailor its advisory services to its client’s individual needs based on meetings and conversations with the client. If clients wish to impose restrictions on investing in certain securities or types of securities, the Advisor will address those restrictions with the client to have a clear understanding of the client’s requirements. Berlin Wealth Group Advisors does not provide portfolio management services to wrap fee programs. As of the approval date of the firm, Berlin Wealth Group Advisors had no clients and therefore no client assets under management.