A. Description of the Advisory Firm FCIG Wealth Management, LLC (hereinafter “FWML”) is a Limited Liability Company organized in the State of Connecticut. The firm was formed in January 2024, and the principal owner is William M. Gilmore II. B. Types of Advisory Services Selection of Other Advisers FWML directs clients to third-party investment advisers to manage the client's assets. Before recommending other advisers for clients, FWML will always ensure those other advisers are properly licensed or registered as an investment adviser. FWML conducts due diligence on any third-party investment adviser, which may involve one or more of the following: phone calls, meetings and review of the third-party adviser's performance and investment strategy. The investments made by the third-party adviser may be allocated either through the third-party adviser's fund or through a separately managed account managed by such third-party adviser on behalf of FWML's client. FWML will review the ongoing performance of the third-party adviser as a portion of the client's portfolio. FWML may direct clients to AssetMark Trust Company, SEI, LPL Financial and Fidelity Investments, or another advisor that FWML deems appropriate for the client. FWML creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels). FWML evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. Financial Planning Financial planning services are offered on a complimentary basis to all clients of FCIG’s service “Selection of Other Advisors”, and as a standalone service for a fixed fee (please see Item 5 Below). Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt/credit planning. Services Limited to Specific Types of Investments FWML generally limits its advice in its client’s financial plans to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, hedge funds, private equity funds, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation linked bonds, commodities and non-U.S. securities. FWML may recommend other securities as well to help diversify a portfolio when applicable. FWML has a fiduciary duty to act in the best interests

of its clients under the Investment Advisers Act of 1940. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. C. Client Tailored Services and Client Imposed Restrictions FWML offers the same suite of services to all its clients. However, specific client investment strategies and their implementation by the client’s third-party advisor are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels) as well as any similar documentation the client submits to the third-party advisor (FCIG requests that copies of any such documentation also be provided to FCIG). The third-party manager recommended to and engaged by the client will determine whether clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent the third-party manager from properly servicing the client account, or if the restrictions would require the third-party manager to deviate from its standard suite of services, the third-party manager reserves the right to end the relationship. D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees and transaction costs. FWML does not participate in wrap fee programs. E. Assets Under Management FWML has the following assets under management by third-party advisors: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $0 $0 February 2024