Firm Description Expressive Wealth LLC (“EX”) was founded and became registered as an investment advisor in 2024. Lauren Genuardi is 50% owner, Managing Partner and Chief Compliance Officer. Vanessa Martinez is 50% owner and Managing Partner. Types of Advisory Services ASSET MANAGEMENT EX offers discretionary asset management services to advisory Clients. EX will offer Clients ongoing asset management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. The Client will authorize EX discretionary authority to execute selected investment program transactions as stated within the Investment Advisory Agreement. When deemed appropriate for the Client, EX may hire Sub-Advisors to manage all or a portion of the assets in the Client account. EX has full discretion to hire and fire Sub- Advisors as they deem suitable. Sub-Advisors will maintain the models or investment strategies agreed upon between Sub-Advisor and EX. Sub-Advisors execute trades on behalf of EX in Client accounts. EX will be responsible for the overall direct relationship with the Client. EX retains the authority to terminate the Sub-Advisor relationship at EX’s discretion. Client-Directed Accounts EX will assist in the opening, closing and transferring of accounts. EX will not have discretion at any time on these accounts. Client is solely responsible for the assets held within the accounts and their values which could increase or decrease (potential loss of principal). EX will only execute trades in the account upon Client request. EX will also provide performance reporting on these accounts and can furnish 3rd party analysis reports per the client’s request. ERISA PLAN SERVICES EX provides service to qualified retirement plans including 401(k) plans, 403(b) plans, pension and profit-sharing plans, cash balance plans, and deferred compensation plans. EX will act as a 3(38) advisor. ERISA 3(38) Investment Manager. EX can also act as an ERISA 3(38) Investment Manager in which it has discretionary management and control of a given retirement plan’s assets. EX would then become solely responsible and liable for the selection, monitoring and replacement of the plan’s investment options. 1. Fiduciary Services are:
• EX has discretionary authority and will make the final decision regarding the initial selection, retention, removal and addition of investment options in accordance with the Plan’s investment policies and objectives.
• Assist the Client with the selection of a broad range of investment options consistent with ERISA Section 404(c) and the regulations thereunder.
• Assist the Client in the development of an investment policy statement (“IPS”). The IPS establishes the investment policies and objectives for the Plan.
• Provide discretionary investment advice to the Plan Sponsor with respect to the selection of a qualified default investment option for participants who are automatically enrolled in the Plan or who have otherwise failed to make investment elections. The Client retains the sole responsibility to provide all notices to the Plan participants required under ERISA Section 404(c) (5). 2. Non-fiduciary Services are:
• Assist in the education of Plan participants about general investment information and the investment options available to them under the Plan. Client understands the EX’s assistance in education of the Plan participants shall be consistent with and within the scope of the Department of Labor’s definition of investment education (Department of

Labor Interpretive Bulletin 96-1). As such, the EX is not providing fiduciary advice as defined by ERISA to the Plan participants. EX will not provide investment advice concerning the prudence of any investment option or combination of investment options for a particular participant or beneficiary under the Plan.
• Assist in the group enrollment meetings designed to increase retirement plan participation among the employees and investment and financial understanding by the employees. EX may provide these services or, alternatively, may arrange for the Plan’s other providers to offer these services, as agreed upon between EX and Client. 3. EX has no responsibility to provide services related to the following types of assets (“Excluded Assets”):
• Employer securities;
• Real estate (except for real estate funds or publicly traded REITs);
• Stock brokerage accounts or mutual fund windows;
• Participant loans;
• Non-publicly traded partnership interests;
• Other non-publicly traded securities or property (other than collective trusts and similar vehicles); or
• Other hard-to-value or illiquid securities or property. Excluded Assets will not be included in calculation of Fees paid to the Adviser on the ERISA Agreement. Specific services will be outlined in detail to each plan in the 408(b)2 disclosure. FINANCIAL PLANNING AND CONSULTING Full Financial Plan Financial planning services include a complete evaluation of a Client’s current and future financial state and will be provided by using currently known variables to predict future cash flows, asset values and withdrawal plans. EX will use current net worth, tax liabilities, asset allocation, future retirement date and estate plans in developing financial plans. Typical topics reviewed may include but are not limited to: financial goals, personal financial consulting, investment analysis, retirement strategy, cash flow analysis, risk management, long-term investment and estate preservation. Consultation Services This service is appropriate for Clients who need assistance with individual topics. This is not a detailed financial review and will not result in a complete financial plan. Client may select individual topics above, or other topics as may be deemed appropriate. The individual topics that will be included in this service will be outlined and agreed upon on the financial planning and consulting agreement. If a conflict of interest exists between the interests of EX and the interests of the Client, the Client is under no obligation to act upon any recommendation. Implementation of any recommendations will be at the discretion of the Client. If the Client elects to act on any of the recommendations, the Client is under no obligation to affect the transaction through EX. Financial plans and consultations will be completed and delivered inside of ninety (90) days contingent upon timely delivery of all required documentation. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each Client are documented in our Client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written Client consent. Wrap Fee Programs EX does not sponsor any wrap fee programs. Client Assets under Management Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $0 $0 3/1/2024