Abbington Investment Group, LLC has been in business since February 2014. Grace Y. Toh, Peter Van Dessel, and Joseph Connelly are the firm’s principal owners. Abbington provides portfolio management, and in some cases, financial planning services. Clients advised may include high net-worth individuals, individuals, families, trusts, charitable organizations and foundations, pensions, and corporations. Asset Management for Individuals, Families, and Businesses Abbington requires each client to place at least $3,000,000 with the firm. This minimum may be waived at the discretion of Abbington. Asset management services will generally be provided on a “discretionary” basis. When Abbington is engaged to provide asset management services on a discretionary basis, we will monitor your accounts to ensure that they are meeting your asset allocation requirements. If any changes are needed to your investments, we will make the changes. These changes may involve selling a security or group of investments and buying others or keeping the proceeds in cash. You may at any time place reasonable restrictions on the types of investments we may use on your behalf or the allocations to each security type. You will receive written or electronic confirmations from your account custodian after any changes are made to your account. You will also receive statements at least quarterly from your account custodian. Clients engaging us on a discretionary basis will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as an Investment Management Agreement that outlines the responsibilities of both the client and Abbington. In limited circumstances, Abbington may provide asset management services on a non-discretionary basis. Services are the same as for discretionary accounts, though in non-discretionary agreements Abbington will receive permission from the client before implementing a recommendation. Financial Planning In most cases, the client will supply Abbington information including income, investments, savings, insurance, age, and many other items that are helpful to the firm in assessing your financial goals. The information is typically provided during personal interviews and supplemented with written information. Once the information is received, we will discuss your financial

needs and goals with you and compare your current financial situation with the goals you state. Once these are compared, we will create a financial and/or investment plan to help you meet your goals. The plan is intended to be a suggested blueprint of how to meet your goals. Not every plan will be the same for every client. Each one is specific to the client who requested it. Because the plan is based on information supplied by you, it is very important that you accurately and completely communicate to us the information we need. Also, your circumstances and needs may change as your engagement with us progresses. It is very important that you continually update us with any changes so that if the updates require changes to your plan, we can make those changes. Otherwise, your plan may no longer be accurate. Once you have your financial plan, the decision is yours on how to implement it. If you decide to implement your financial plan through Abbington, you will become an asset management client. Asset Management for Institutions and Ultra-High Net Worth Clients Institutional clients may select Abbington to manage their entire portfolio, or a specialized part of their portfolio using an Abbington proprietary investment model. When managing an entire portfolio, Abbington will address specific concerns regarding access to specialized expertise or alternative asset classes. In these cases, Abbington will either develop a plan for the account in conjunction with the client and in keeping with the client’s objectives for the account or manage the assets using a proprietary model. If you request, Abbington may recommend the services of other professionals for implementation purposes. You are under no obligation to engage the services of any such recommended professional. You retain absolute discretion over all such implementation decisions and are free to accept or reject any recommendation from Abbington. If you engage any professional recommended by Abbington, and a dispute arises thereafter relative to such engagement, you agree to seek recourse exclusively from and against the engaged professional. Assets Under Management As of December 31, 2023, Abbington has $107,425,376 of discretionary assets under management across 87 client accounts and $1,170,535 of non-discretionary assets under management across 2 client accounts.