A. Description of the Advisory Firm Adapt Wealth Advisors, LLC (“AWA” or the “Firm”) is a limited liability company organized in the State of Georgia. AWA is an investment advisory firm registered with the United States Securities and Exchange Commission (“SEC”). AWA is owned by Jake Bryant. B. Types of Advisory Services AWA provides personalized financial planning and discretionary and non-discretionary investment advisory services to individuals, including high net worth individuals, and entities, including, but not limited to, family offices, trusts, estates, private foundations, and qualified retirement plans. Financial Planning and Consulting Services AWA offers personal comprehensive financial planning services to set forth goals, objectives and implementation strategies for the client over the long-term. Depending upon individual client requirements, the comprehensive financial plan will include recommendations for retirement planning, educational planning, estate planning, cash flow planning, tax planning and insurance needs and analysis. AWA prepares and provides the financial planning client with a written comprehensive financial plan and performs periodic reviews of the plan with the client, as agreed upon with the client. In addition, AWA provides financial planning services that are completed upon the delivery of the financial plan to the client. Clients should notify us promptly anytime there is a change in their financial situation, goals, objectives, or needs and/or if there is any change to the financial information initially provided to us. Clients are under no obligation to implement any of the recommendations provided in their written financial plan. However, should a client decide to proceed with the implementation of the investment recommendations then the client can either have AWA implement those recommendations or utilize the services of any investment adviser or broker-dealer of their choice. AWA cannot provide any guarantees or promises that a client’s financial goals and objectives will be met. Investment Management Services AWA offers investment management services on a discretionary basis and non-discretionary basis. All investment advice provided is customized to each client’s investment objectives and financial needs. The information provided by the client, together with any other information relating to the client’s overall financial circumstances, will be used by AWA to determine the appropriate portfolio asset allocation and investment strategy for the client. Financial planning services also are provided, depending on the needs of the client. The securities utilized by AWA for investment in client accounts mainly consist of registered mutual funds and exchange traded funds (ETFs), but we will also invest in equity securities, corporate bonds, REITS, variable annuities, private funds/alternative investments, closed end funds and structured notes, if we determine such investments fit within a client’s objectives and are in the best interest of our clients. AWA may further recommend to clients that all or a portion of their investment portfolio be managed on a discretionary basis by one or more unaffiliated money managers or investment platforms (“External Managers”). The client may be required to enter into a separate agreement with the External Manager(s), which will set forth the terms and conditions of the client’s engagement of the External Manager. AWA generally renders services to the client relative to the discretionary selection of External Managers. AWA also assists in establishing the client’s investment objectives for the assets managed by External Managers, monitors and reviews the account performance and defines any restrictions on the account. The investment management fees charged by the designated External Managers, together with the fees charged by the corresponding designated broker-dealer/custodian of the client’s assets, are exclusive of, and in addition to, the annual advisory fee charged by AWA. Investment Management Services to Retirement Plans AWA offers discretionary and non-discretionary advisory services to qualified plans, including 401k plans. These services include, depending upon the needs of the plan client, recommending, or for discretionary clients selecting, investment options for plans to offer to participants, ongoing monitoring of a plan’s investment options, assisting plan fiduciaries in creating and/or updating the plan’s written investment policy statements, working with plan service providers, and providing general investment education to plan participants. Note for IRA and Retirement Plan Clients: When AWA provides investment advice to you regarding your retirement plan account or individual retirement account, AWA is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way AWA makes money creates some conflicts with your interests, so AWA operates under a special rule that requires AWA to act in your best interest and not put AWA’s interest ahead of yours. C. Client-Tailored Advisory Services Clients may impose reasonable restrictions on the management of their accounts if AWA determines, in its sole discretion, that the conditions would not materially impact the performance of a management strategy or prove overly burdensome for AWA’s management efforts. D. Information Received From Clients AWA will not assume any responsibility for the accuracy or the information provided by clients. AWA is not obligated to verify any information received from a client or other professionals (e.g., attorney, accountant) designated by a client, and AWA is expressly authorized by the client to rely on such information provided. Under all circumstances, clients are responsible for promptly notifying AWA in writing of any material changes to the client’s financial situation, investment objectives, time horizon, or risk tolerance. E. Assets Under Management As of March 24, 2024, AWA has approximately $252,998,028 in discretionary assets under management. Item 5 - Fees and Compensation AWA charges fees based on a percentage of assets under management as well as fixed fees and hourly fees, depending on the particular types of services to be provided. The specific fees charged by AWA for services provided will be set forth in each client’s agreement. A. Financial Planning and Investment Management Services Fees for Financial Planning and Consulting Services Clients that are receiving financial planning services only are charged a fixed fee ranging from $1,200 to $20,000, depending upon the complexity of a client’s plan and services provided. In the alternative clients that are receiving financial planning services only may be charged an hourly fee rate up to $500. For clients receiving ongoing financial planning services the annual

fee is charged monthly. For financial planning services that are completed upon the delivery of the financial plan to the client, the fixed or hourly fee can be charged in monthly or quarterly installments, or otherwise in full upon delivery of the completed financial plan. Actual fees charged are clearly outlined in the financial planning agreement and clients receive invoices reflecting the amount of the fee due and payable. Fees for Investment Management Services AWA charges an annual advisory fee that is agreed upon with each client and set forth in an agreement executed by AWA and the client. If fixed, the advisory fee will be specified on the fee schedule as set forth in the agreement executed by AWA and the client. If based on a percentage of the value of assets under management, the advisory fee for the initial month shall be paid, on a pro rata basis, in arrears, based upon the average daily value of client assets during the previous month. For subsequent months, the advisory fee shall be paid, in arrears, based upon the average daily value of client assets during the previous month as provided by third-party sources, such as pricing services, custodians, fund administrators, and client- provided sources. The maximum asset based fee for Investment Management Services is 2% per annum. Certain accounts were previously established whereby fee bill valuation was pursuant to end of period and those accounts are being transitioned to average daily balance. Notwithstanding the foregoing, AWA and the client may choose to negotiate an annual advisory fee that varies from the range set forth above. Factors upon which a different annual advisory fee may be based include, but are not limited to, the size and nature of the relationship, the services rendered, the nature and complexity of the products and investments involved, time commitments, and travel requirements. The advisory fee charged by the Firm will apply to all of the client’s assets under management, unless specifically excluded in the client agreement. The advisory fee may include the financial planning services described above. Although AWA believes that its fees are competitive, clients should understand that lower fees for comparable services may be available from other sources and firms. The investment advisory agreement between AWA and the client may be terminated at will by either AWA or the client upon written notice. AWA does not impose termination fees when the client terminates the investment advisory relationship, except when agreed upon in advance. B. Payment of Fees AWA generally deducts its advisory fee from a client’s investment account(s) held at his/her custodian. Upon engaging AWA to manage such account(s), a client grants AWA this limited authority through a written instruction to the custodian of his/her account(s). The client is responsible for verifying the accuracy of the calculation of the advisory fee; the custodian will not determine whether the fee is accurate or properly calculated. A client may utilize the same procedure for financial planning or consulting fees if the client has investment accounts held at a custodian. Although clients generally are required to have their investment advisory fees deducted from their accounts, in some cases, AWA will directly bill a client for investment advisory fees if it determines that such billing arrangement is appropriate given the circumstances. The custodian of the client’s accounts provides each client with a statement, at least quarterly, indicating separate line items for all amounts disbursed from the client's account(s), including any fees paid directly to AWA. Clients may make additions to and withdrawals from their account at any time, subject to AWA’s right to terminate an account. Additions may be in cash or securities provided that the Firm reserves the right to liquidate transferred securities or decline to accept particular securities into a client’s account. Clients may withdraw account assets at any time on notice to AWA, subject to the usual and customary securities settlement procedures. However, the Firm generally designs its portfolios as long-term investments and the withdrawal of assets may impair the achievement of a client’s investment objectives. AWA may consult with its clients about the options and implications of transferring securities. Clients are advised that when transferred securities are liquidated, they may be subject to transaction fees, short-term redemption fees, fees assessed at the mutual fund level (e.g. contingent deferred sales charges) and/or tax ramifications. C. Clients Responsible for Fees Charged by Financial Institutions and External Money Managers In connection with AWA’s management of an account, a client will incur fees and/or expenses separate from and in addition to AWA’s advisory fee. These additional fees may include transaction charges and the fees/expenses charged by any custodian, subadvisor, mutual fund, ETF, separate account manager (and the manager’s platform manager, if any), limited partnership, or other advisor, transfer taxes, odd lot differentials, exchange fees, interest charges, ADR processing fees, and any charges, taxes or other fees mandated by any federal, state or other applicable law, retirement plan account fees (where applicable), margin interest, brokerage commissions, mark-ups or mark-downs and other transaction-related costs, electronic fund and wire fees, and any other fees that reasonably may be borne by a brokerage account. For External Managers, clients should review each manager’s Form ADV 2A disclosure brochure and any contract they sign with the External Manager (in a dual contract relationship). The client is responsible for all such fees and expenses. Please see Item 12 of this brochure regarding brokerage practices. D. Prepayment of Fees As noted in Item 5(B) above, AWA’s advisory fees generally are paid in arrears. Therefore, upon the termination of a client’s advisory relationship AWA will not be required to issue a refund for advance billed fees. If there is any instance in which AWA bills a client fees in advance, AWA will issue a refund equal to any unearned management fee for the remainder of the month or otherwise agreed upon billing period. The client may specify how he/she would like such refund issued (i.e., a check sent directly to the client or a check sent to the client’s custodian for deposit into his/her account). E. Outside Compensation for the Sale of Securities or Other Investment Products to Clients AWA does not buy or sell securities and does not receive any compensation for securities transactions in any client account, other than the investment advisory fees noted above. However, as further described in Item 10, representatives of AWA, in their individual capacities, are also licensed as insurance professionals. Such persons earn commission-based compensation for selling insurance products to clients.