STA is registered as an investment adviser with the Securities and Exchange Commission (“SEC”). STA was founded in June 2023 when Todd Ackermann joined Pilgrims Capital Advisors, Inc. (“PCA”), owned by John Wierenga. Prior to STA’s creation, PCA was a state-registered investment adviser with the State of Michigan. STA offers asset management, financial planning, and ERISA 3(21) and 3(38) retirement plan services. These services are tailored to client needs based on risk, investment objectives, time horizons, and individual income and liquidity needs. You may request reasonable restrictions be placed on your account as described in Item 16: Investment Discretion. Investment Management Services Our investment management services include the ongoing account management of investments held in your financial accounts. We provide investment management services on a discretionary and non-discretionary basis. Our clients include individuals, corporations, charitable organizations, banks, trusts and estates, and retirement accounts/plans (see Retirement Plan Services, below, for additional information). We provide investment advice and management related to a variety of investments such as stocks, bonds, mutual funds, ETFs, CDs, real estate investments, and commodities. Please see Item 8: Methods of Analysis, Investment Strategies, and Risk of Investment Loss for additional information regarding how we manage accounts and the risks associated with our management style. Our objective is to build a diverse portfolio based on your unique goals, objectives, risk appetite, and preferences. Financial Planning Services STA provides clients with financial planning services, pursuant to a separate agreement. Financial planning services do not involve the ongoing management of your account, but instead focuses on your entire financial situation. Through long-term planning, reviewing tax considerations, risk management, asset allocation, retirement planning, charitable giving, and legacy planning, to name a few, our financial planning services attempt to provide a high-level review of your investing goals and objectives while establishing a workable game plan to meet them. Fees are charged differently for Financial Planning Services compared to our Investment Management Services. You can review all of STA’s fees in Item 5: Fees and Compensation. Retirement Plan Services We offer investment management services to retirement plans. Our retirement plan clients include pension, profit sharing, and participant-directed, individual account plans (i.e., 401(k), 403(b), IRAs, etc.). STA offers the following services to retirement plans: (1) Discretionary Investment Management Services, (2) Non-Discretionary Investment Advisory Services, and/or (3) Retirement Plan Fiduciary Services to employer-sponsored retirement plans and their participants in either an ERISA 3(38) fiduciary or ERISA 3(21) co-fiduciary capacity. Depending

on the type of the plan and the specific arrangement with the plan sponsor, we may provide one or more of these services. Prior to being engaged by the plan sponsor, we will provide a copy of this Form ADV Part 2A along with a copy of our Privacy Policy and the applicable Agreement that contains the information required to be disclosed under Sec. 408(b)(2) of the Employee Retirement Income Security Act (“ERISA”), as applicable. In providing these retirement plan services, a plan participant or beneficiary may request additional services from STA. If they do, STA may establish a separate client relationship with one or more plan participants or beneficiaries through a separate agreement. If you choose to execute a rollover from a plan to a IRA account advised or managed by STA, or if we make a recommendation to affect a rollover, we will have a conflict of interest given that our IRA advisory fees are likely higher than those charged by the plan or that we receive in connection with our retirement plan services, due to the individualized nature of our IRA-related services compared to group services related to plans. To mitigate this conflict, STA will disclose relevant information about the applicable fees we charge for advising or managing an IRA prior to opening an account and executing the rollover. Please note that STA does not make decisions regarding whether clients should take a distribution from a retirement account; distribution decisions rest solely with the individual participant and beneficiaries. Fiduciary Status STA is a fiduciary and, as a fiduciary, we are obligated to place your interests ahead of ours at all times. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. Under this special rule’s provisions, we must:  Meet a professional standard of care when making investment recommendations (give prudent advice);  Never put our financial interests ahead of yours when making recommendations (give loyal advice);  Avoid misleading statements about conflicts of interest, fees, and investments;  Follow policies and procedures designed to ensure that we give advice that is in your best interest;  Charge no more than is reasonable for our services; and  Give you basic information about conflicts of interest. As of the merger date, June 30, 2023, STA manages approximately $177,000,000 in assets managed on a discretionary basis and $1,900,000 on a non-discretionary basis. The increase in assets under management compared to PCA’s last ADV update is due to Mr. Ackermann joining STA and bringing his existing clients to the firm.