Advisory Services: NGC Financial, LLC has been in business as an advisory firm as of 6/9/2006. The Principal member is Neil G Carousso, owning 100% of the LLC. NGC Financial, LLC principal service is providing fee-based investment advisory services and financial planning services. The advisor practices custom management of portfolios according to the client's objectives. The advisor's primary approach is to use a tactical allocation strategy aimed at reducing risk and increasing performance. The ADVISOR uses CDs, variable life insurance, variable annuities, municipal securities, mutual funds, ETF’s (Exchange Traded Funds), United States government securities, interest in partnerships investing in real estate to accomplish this objective. The advisor measures and selects mutual funds by using various criteria, such as the fund manager's tenure, and/or overall career performance. The advisor may recommend, on occasion, redistributing investment allocations to diversify the portfolio in an effort to reduce risk and increase performance. The advisor may recommend specific stocks to increase sector weighting and/or dividend potential. The advisor may recommend employing cash positions as a possible hedge against market movement which may adversely affect the portfolio. The advisor may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position(s) in the portfolio, change in risk tolerance of client, or any risk deemed unacceptable for the client's risk tolerance. Client's assets are managed on a non-discretionary basis. The types of advisory services offered include financial planning for individuals and businesses.

For individuals, financial planning includes determining the various types of investment accounts and retirement vehicles available by taking into account a person income tax situation in making such determinations. Some of the products evaluated included but not limited to include, mutual funds, individual stocks, ETF’s (Exchange Traded Funds, and annuities. Some of these investments may be held as part of a qualified plan including IRA’s, SEP’s, 401(k), 403(b), 457 Plans. Advisory services also include recommendations of asset allocations of and individual’s investment portfolio. For businesses, advisory services included evaluations of various types of employer’s plans, not limited to but including, SIMPLE plans, 401(k) plans, 403(b) plans. NGC Financial, LLC does not participate in wrap fee programs. NGC Financial, LLC will provide investment advisory services and portfolio management services and securities execution, but will not provide custodial and other administrative services. At no time will NGC Financial, LLC accept or maintain custody of a client's funds or securities. NGC Financial, LLC uses Pershing LLC as custodian. All asset management is done on a non-discretionary basis. As of June 30, 2023 there were no accounts managed on a discretionary basis. As of June 30, 2023 the amount of assets managed on a non-discretionary basis was $25,853,757.68 1. Financial Planning: In addition to investment advisory services, NGC Financial, LLC may provide Financial Planning Services to some of its clients. The advisor's Financial Planning services include custom management of portfolios based on their client's investment objectives, goals and financial situation. It may also include providing investment strategies and general or tailored investment advice.