Kelly Wealth Management, Inc. (hereinafter called “KWM”) is a Registered Investment Adviser based in Southfield, Michigan, and incorporated under the laws of the State of Michigan. KWM is wholly owned by Mary Jane Kelly. KWM is registered with the SEC and subject to the rules and regulations of the US Advisers Act. Founded in November 2023, KWM provides investment advisory services, which may include, but are not limited to, the review of client investment objectives and goals, recommending asset allocation strategies of managed assets among investment products such as cash, stocks, mutual funds and bonds, annuities, and/or preparing written investment strategies. Our investment advice is tailored to meet our clients’ needs and investment objectives. Clients may impose restrictions on investing in certain securities or types of securities (such as a product type, specific companies, specific sectors, etc.) by providing a signed and dated written notification, of which an e-mail is also an acceptable form of notification. KWM provides investment advisory and other financial services through its Investment Advisory Representatives ("IAR") to accounts opened with KWM. Managed Accounts are available to individuals and high net worth individuals. KWM provides discretionary investment advisory services to some of its clients through various managed account programs. KWM will assist clients in determining the suitability of the Managed Account Programs for the client. The IAR is compensated through a comprehensive single fee and the account may be assessed other charges associated with conducting a brokerage business. KWM and its IAR, as appropriate, will be responsible for the following:
• Performing due diligence
• Recommending strategic asset and style allocations
• Providing research on investment product options, as needed
• Providing client risk profile questionnaire
• Obtaining investment advisory contract from client along with required financial, risk tolerance, suitability and investment vehicle selection information for each new account
• Performing client suitability check on account documentation, review the investment objectives

and evaluate the investment vehicle selections
• Providing Firm Brochure (this document) KWM may recommend a Wrap Fee Program for the client’s account(s). A “wrap fee program” for purposes of the SEC is a program under which investment advisory and brokerage execution services are provided for a single “wrapped” fee that is not based on the transactions in a client account. Clients with Wrap Fee Program accounts will be provided with KWM’s Wrap Fee Brochure. Third-Party Advisers KWM, in providing the services agreed upon with the client, may recommend ("the Third-Party Adviser"), an unaffiliated investment adviser registered under applicable securities laws, as a Third-Party Adviser to manage all or a portion of the managed assets in the Client's account. KWM offers these services based on the individual goals, objectives, time horizon, and risk tolerance of each client. If it is determined that the portfolio management services offered by a Third-Party Adviser are in the best interest of the client, KWM will utilize the third-party advisor to manage the client assets. If this occurs, KWM will be responsible for the continuing supervision of the Client's account, and the actions of the Third-Party Adviser in connection with the Client's account and the managed assets. Use of unaffiliated investment advisory firms as Third-Party Adviser are recommended to assist us with the development and recommendation of appropriate investment options for your account(s). The Agreement of the Third-Party Adviser will grant the Third-Party Adviser discretionary authority to manage the assets. The Third-Party Adviser recommended by KWM is an investment adviser registered under applicable securities laws, and they may manage all or a portion of the managed assets in the client's account. KWM also will be responsible for the payment of any advisory fee or other charges of the Third-Party Adviser with respect to the managed assets unless or except as specifically authorized in advance by the Client. As of February 22, 2024, the firm has a total of $112,692,652 discretionary assets under management with $0 in non-discretionary assets. Form ADV, Part 2A, Item 5