A. Slavic Wealth Management, Inc., Principal Owners Slavic Wealth Management, Inc. (“SWM”) is an investment advisor registered with the United States Securities and Exchange Commission (“SEC”) pursuant to the Investment Advisors Act of 1940. SMF has provided advisory services as a registered investment advisor since November 2023. Note that registration as an investment advisor with the SEC does not imply a certain level of skill or training. SWM is principally based in Boca Raton, Florida. John J. Slavic is the CEO and sole owner and founded SWM through the John Slavic Revocable Trust. SWM is under common ownership with Slavic Integrated Administration (“SIA”), a 401K administrator and recordkeeper, and Slavic Mutual Funds Management Corp. (“SMF”) a SEC Registered Investment Adviser. Please refer to Item 10 for more information on SIA and SMF. B. Our Advisory Services We provide discretionary wealth management services primarily to individuals (including high net worth individuals) and corporations through wealth management and financial planning services. Wealth Management Services SWM provides clients access to allocation models created and managed by our sister companies SIA and SMF. SIA has created a proprietary algorithm (Bespoke Program) that has been perpetually licensed to SWM on a non- exclusive basis, which utilizes it to offer investment options for individual accounts and retirement platforms (e.g., 401K accounts). SWM can offer our clients investment options through either SMF’s Pre-Allocated Portfolios or Bespoke investment program. These portfolio options currently consist primarily of mutual funds (see Item 5 for more detail on the types of mutual fund share classes), but SMF reserves the right to include exchange traded funds (“ETFs”) as part of the Bespoke Program or Pre-Allocated Portfolios in the future without prior notice. Please see Item 8—Risk of Loss. SWM presents these investment options to Clients through a sub-advisory agreement with SMF. SWM combines the allocation services described above with individual investment advice to offer our Slavic Wealth Management services. These services emphasize continuous personal client contact and interaction combined with an investment profile questionnaire to provide discretionary investment supervisory services. Further, a dedicated Investment Adviser Representative (“IAR”) will work with you to identify your investment goals and objectives as well as risk tolerance, based on completion of an investment questionnaire, in order to create a portfolio allocation designed to complement your goals and objectives. The Pre-Allocated Portfolios typically consist of conservative, moderate and aggressive strategies (although additional tactical models are, or may become, available), while Bespoke’s algorithm can offer as many as 100 model strategies based on each client’s unique risk profile. As stated above, these portfolios consist primarily of mutual funds (no-load and/or load waived). Generally, the more aggressive models have higher allocation to equities, as opposed to fixed income and money market mutual funds, than the more conservative models. The SMF Investment Committee regularly monitors the performance of each investment selected for each model. Each portfolio will be initially designed to meet particular investment goals, based on the client’s goals, objectives, circumstances, and risk tolerance. Your IAR’s strategy, generally, will be to seek to meet client investment objectives while providing clients with access to personal advisory services on at least an annual basis, or more often, depending upon prior agreement. Your IAR will use their best efforts to abide by reasonable client restrictions, but they will not have the ability to alter the make-up of securities represented in model portfolios. Please discuss any possible restrictions with your IAR. SWM offers clients the Bespoke Program and Pre-Allocated Portfolios through SMF’s wrap fee program. As stated above, these programs primarily utilize mutual funds. However, SWM IARs can supplement these portfolios, at the 6 | P a g e client’s request, with investments in individual stocks and bonds. It is important to note that the Bespoke Program and Pre-Allocated Portfolios are offered through a wrap program (in these programs a single fee is charged which includes transaction charges – see below under “Portfolio Management Services to Wrap Fee Programs” for more detail), while individual securities bought or sold outside of these programs will incur transaction costs. For a complete description of our wrap fee program please see SMF’s Form ADV Brochure Part 2—Appendix 1 (“Wrap Fee Brochure”). Please speak with one of our IARs if you have any questions relating to this Brochure or the Wrap Fee Brochure. Financial Planning We also provide a financial planning service through our Financial Advisors utilization of approved financial planning tool(s) (a “Financial Plan”). We undertake a detailed discovery process, which includes your completion of a financial questionnaire, a discussion of your financial resources and projected needs and may require the review of documents as necessary to evaluate your financial circumstances. Generally, this process seeks information about your current assets, liabilities, income sources and expenditures, current tax status and future objectives, educational, retirement, and other long-term financial goals, insurance, and estate planning needs. We rely on your care, completeness, and clarity in responding to this discovery process, as your input will form the factual basis for the Financial Plan. Financial Planning services represent a one-time plan and not an ongoing engagement for planning advice or to provide you with any of our other services. The engagement is tailored to your personal situation but will typically involve one or more of the following areas:
• Cash flow management
• Retirement planning
• Estate planning analysis (does not include legal or tax planning)
• Net worth analysis
• General Tax analysis (Please note that we do not offer tax advice. To determine your individual tax situation and specific needs, please consult a professional tax advisor)
• Risk management
• Education planning (529 Plans, Coverdell, etc.)
• Multiple Real Estate Holdings
• Executive compensation packages
• Stock option analysis
• Business transfer and/or evaluation Prior to engaging us to provide financial planning or consulting services, you will generally be required to enter into a Financial Planning Agreement. This agreement establishes the terms and conditions of the engagement, describing the scope of the services to be provided, and the portion of the fee that is due prior to us commencing services. Upon your request, we may recommend the services of other professionals for implementation purposes, including our IARs through our Wealth Management services. You are under no obligation to engage the services of any such recommended professional. You retain absolute discretion over all

such implementation decisions and are free to accept or reject any of our recommendations. Moreover, you are advised that it remains your responsibility to promptly notify us of any change in your financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. C. How We Tailor Our Advisory Services The Pre-Allocated Portfolios allow a client to select primarily from among three managed portfolios: aggressive, 7 | P a g e moderate, or conservative or any combination thereof (Additional tactical models may be available, please speak with your IAR). The mutual funds that make up these portfolios are selected and rebalanced by the SMF Investment Committee. We utilize the information you furnish in the investor profile questionnaire to provide advisory services and investment options through our Pre-Allocated Portfolio services. The questionnaire was developed with questions we believe assist in determining a reasonable investment allocation and risk tolerance, but it should not be construed as an indication of future performance or recognized as a universally accepted investment questionnaire. The investor profile questionnaire is a tool used to help us evaluate your risk tolerance and investment timeline. By selecting the responses that best describe you as an investor, a score is computed based solely upon the information you have provided to us as part of your investor profile questionnaire. Each of our investment strategies has a profile score range. Based on your score, you are categorized into an investment strategy: conservative, moderate, or aggressive. With this information provided via the profile questionnaire, we will create a portfolio that we believe is designed to meet your stated investment needs. You should be aware that we rely upon your answers to questions relating to your risk tolerance, investment objectives, and investment time horizon provided through the profile questionnaire, and that such answers serve as the basis for our investment allocation recommendations. Generally, for smaller accounts we utilize SMF’s digital investment allocation model (“Bespoke”). This is a proprietary algorithm developed by SIA and licensed to SWM on a non-exclusive basis. Bespoke suggests an investment plan based on an individual’s specific risk tolerance through an analysis of a client’s risk assessment. It is important to understand that this risk assessment is limited to questions SWM believes will provide an indication of a client’s investment risk tolerance, but no limited number of questions can be all inclusive or cover all potential risk profiles. In addition, the Investment Plan suggested through the completion of Bespoke’s investment questionnaire is focused on the client’s assets managed by SWM. Investment performance of any kind is not guaranteed. It is your responsibility to ensure that the information you provide to us is complete and accurate. It is also your responsibility to notify us if any information we have about you is inaccurate or becomes inaccurate, including information about your investment goals or risk tolerance. Please see Item 8—Risk of Loss for further details on the risk associated with investing in our programs. i. Electronic Communication SWM will interact and communicate with you primarily through an electronic means. It is important that you provide us with a valid email address and immediately notify us of any changes to your email address. We may also communicate with each other via other means such as telephone or by mail. You should carefully review all summaries, statements, reports, and other information provided by us, and promptly report any discrepancies to SWM. ii. IRA Rollover Recommendations For purposes of complying with the DOL's Prohibited Transaction Exemption 2020-02 ("PTE 2020-02") where applicable, we are providing the following acknowledgment to you. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule's provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice); 8 | P a g e
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. We benefit financially from the rollover of your assets from a retirement account to an account that we administrate, manage, or provide investment advice, because the assets increase our assets under management and, in turn, our fees. As a fiduciary, we only recommend a rollover when we believe it is in your best interest. D. Portfolio Management Services to Wrap Fee Programs As discussed above, SWM through SMF offers the Bespoke Program and Pre-Allocated Portfolios through a wrap fee program. If you open an account that utilizes the wrap fee program, you will pay SWM an asset-based program fee. This “wrap fee” covers SWM’s investment advisory services, custody of the securities, as well as compensation to any SWM portfolio manager. This Program fee may be higher or lower than the fees that SWM would charge if you had purchased the services covered by the fees separately; may be higher or lower than the fees that SWM charges other clients, depending on, among other things, the extent of services provided to those clients and the cost of such services; and may be higher or lower than the cost of similar services offered through other financial firms. You may be able to obtain some, or all the services described in the Wrap Fee Brochure without participating in this program subject to certain restrictions. If you were to do so, your total cost may be lower or higher than the Wrap Fee Program. You should consider these and other differences when deciding whether to invest in an investment advisory or a brokerage account (SWM does not offer brokerage accounts) and, if applicable, which advisory programs best suit your individual needs. For a complete description of our wrap fee services please see our Wrap Fee Brochure. For a complete description of our wrap fee program please see our Form ADV Brochure Part 2—Appendix 1 (“Wrap Fee Brochure”). Please speak with one of our representatives if you have any questions relating to this Brochure or the Wrap Fee Brochure. E. Assets Under Management SWM does not currently have any Assets Under Management to report.