CIC offers a variety of advisory services, which include financial planning, consulting, and investment management services. Prior to CIC rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with CIC setting forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”). CIC filed for registration as an investment adviser in September, 2023, and is owned by Christian Johnson and Jake Johnson. As of the date of this filing, CIC does not have any assets under management; however, the Firm reasonably expects to be eligible for registration with the SEC within 120 days of approval as an investment adviser. While this brochure generally describes the business of CIC, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or other persons who provide investment advice on CIC’s behalf and are subject to the Firm’s supervision or control. Financial Planning and Consulting Services CIC offers clients a broad range of financial planning and consulting services, which include financial planning, retirement planning and cash flow analysis. While each of these services is available on a stand- alone basis, certain of them can also be rendered in conjunction with investment portfolio management as part of a comprehensive wealth management engagement (described in more detail below). In performing these services, CIC is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accountants, etc.,) and is expressly authorized to rely on such information. CIC recommends certain clients engage the Firm for additional related services and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists for the Firm to recommend that clients engage CIC or its affiliates to provide (or continue to provide) additional services for compensation, including investment management services. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by CIC under a financial planning or consulting engagement. Clients are advised that it remains their responsibility

to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating or revising CIC’s recommendations and/or services. Page | 5 © MarketCounsel 2023 Investment and Wealth Management Services CIC manages client investment portfolios on a discretionary basis. In addition, CIC provides certain clients with wealth management services which include a broad range of financial planning and consulting services as well as discretionary management of investment portfolios. CIC primarily allocates client assets among various individual debt and equity securities, exchange-traded funds (“ETFs”) and mutual funds in accordance with their stated investment objectives. Where appropriate, the Firm also provides advice about any type of legacy position or other investment held in client portfolios, but clients should not assume that these assets are being continuously monitored or otherwise advised on by the Firm unless specifically agreed upon. Clients can engage CIC to manage and/or advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, CIC directs or recommends the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company or the custodian designated by the product’s provider. CIC tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. CIC consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify CIC if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients can impose reasonable restrictions or mandates on the management of their accounts if CIC determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts.