Item 5 Additional Compensation21 Item 6 Supervision21 Firm Description Stone Ridge Advisors LLC (“Stone Ridge Advisors,” “firm,” or “Advisor”) is a SEC-registered investment advisor. Stone Ridge Advisors was founded on July 5, 2023.
The Principal Owner and Chief Compliance Officer of Stone Ridge Advisors is Mark Stern.
Types of Advisory Services The Firm offers a large variety of services, including portfolio management, investment analysis, financial planning, and retirement plan consulting for individuals and high net worth individuals. The Firm offers these services to clients or prospective clients (“clients”).
Investment Philosophy Stone Ridge Advisors believes in the following three principles: (1) that investors are best served when a financial plan forms the basis for investment decisions; (2) that broad diversification both within and across multiple asset classes is the most effective way to reduce risk; (3) that a long-term consistent and patient approach is more likely to succeed than attempts to time the market.
Investment Advisory Services Stone Ridge Advisors employs quantitative, fundamental, technical, and economic analysis to construct proprietary investment models which are various blended allocations of growth asset classes such as equities and risk-mitigating asset classes, generally fixed-income assets. Commodity and real estate related asset types (“Alternative Investments”) may be incorporated in models to target growth with lower “correlation” to the principal asset classes. Lower “correlation” may reduce overall portfolio volatility though this cannot be guaranteed.
Stone Ridge Advisors collaborates with clients to analyze their financial situation, goals, risk tolerance and holdings, and develops recommendations which, once agreed on, form their financial plan. The firm believes that in a diversified portfolio, risk and return are closely correlated, and that the right balance should be determined by the investor.
Stone Ridge Advisors implements the client’s chosen portfolio allocation without any further input or consultation. The Firm is authorized to perform various functions without further approval from the client, such as the determination of securities to be purchased or sold without prior permission from the client for each transaction. Any and all trades are made in the best interest of the client as part of Stone Ridge Advisors’ fiduciary duty. However, risk is inherent to any investing strategy and model.
Therefore, Stone Ridge Advisors does not guarantee any results or returns.
Prior to providing any investment advisory services, Stone Ridge Advisors requires a written financial services agreement (“FSA”) be executed by the client. The FSA will outline the services available to the client and the fees the client will incur.
Stone Ridge Advisors is an asset-based, fee-only investment management firm. The firm does not receive commissions for purchasing or selling stocks, bonds, mutual funds, real estate investment trusts, or other commissioned products for clients. The firm is not affiliated with entities that sell financial products or securities. No commissions in any form are accepted.
Stone Ridge Advisors does not act as a custodian of client assets. The client always maintains asset control. Stone Ridge Advisors places trades for clients under a limited power of attorney through qualified custodian/broker.
Financial Planning Services The firm offers financial planning and consulting services as part of its investment advisory services at no additional fee.
Financial Planning and Consulting services typically include investment and non-investment matters, business succession planning, estate planning, and

family meetings.
To engage in financial planning and consulting services, clients enter into an agreement that sets the terms of the engagement and scope of services. While the firm does not charge additional fees for financial planning services, it does reserve the right to charge additional fees for financial planning services for more complex/unique financial planning and consulting work. When requested by the client, the firm may recommend third parties to assist in implementation. The client retains discretion over implementation decisions and is free to accept or reject any recommendation of the firm. It is the client’s responsibility to notify the firm of changes to financial situations and objectives.
Held Away Accounts With a client’s consent, our firm may also provide discretionary and non-discretionary individual wealth management services to client’s “Held Away Accounts.” Held Away Accounts are assets held at a custodian that are not directly accessible by our firm. The custody and management of Held Away Accounts are discussed in greater detail in Item 15 - Custody. A client who requests individual wealth management services for Held Away Accounts must agree to the Pontera Order Management System End User Terms and Conditions and Privacy Policy and must further agree to keep our firm appraised of any changes to the username and password access credentials for the Held Away Accounts.
Stone Ridge Advisors does not use client’s usernames or passwords to manage Held Away Accounts.
Rather, such access credentials are provided to Pontera, which grants Stone Ridge Advisors access to Held Away Accounts for viewing and trading authority only. Stone Ridge Advisors is only able to view the holdings and balances of Held Away Accounts and enter trades in the Held Away Accounts under Stone Ridge Advisors’ discretionary or non-discretionary authority through the Pontera system. As described below, services will be invoiced against the client’s other accounts that are held by Stone Ridge Advisors’ qualified custodian.
Retirement Consulting We assist retirement plan sponsors by serving as their investment and fiduciary advisor, helping them meet the needs of their employees while working within the guidelines put in place by ERISA. Our service model involves implementing customized processes designed to help sponsors manage their organization’s plan as effectively as possible, including quarterly reporting, ERISA compliance and, when requested, assisting with employee allocations.
As part of a comprehensive corporate retirement plan management strategy, we regularly monitor plan fees and costs and review the overall performance of investment options. Significant cost savings from providers and vendors may be realized through aggressive negotiation and process improvement.
Among other functions, we will design and help implement an investment policy statement, propose funds to watch and make recommendations regarding investment changes within the plan, monitor existing investment options and conduct participant education seminars.
Services Tailored to Client’s Needs Services are provided based on a client’s specific needs within the scope of the services provided as discussed above. A review of the information provided by the client regarding the client’s current financial situation, goals, and risk tolerances will be performed and advice will be provided that is in line with available information.
Wrap Fee Program versus Portfolio Management Program Stone Ridge Advisors does not offer a Wrap Fee Program.
Assets Under Management As of August, ___, 31, 2023, Advisor has the following assets under management (“AUM”): Discretionary assets:$0 Non-discretionary assets:$0 Stone Ridge Advisors does not have any non-discretionary assets under management.