Wheeler Retirement Plans LLC (hereinafter called “WRP”) is a Registered Investment Adviser based in Duluth, Minnesota, and incorporated under the laws of the State of Minnesota. WRP is solely owned by Ryan Coole. WRP is registered with the SEC and subject to the rules and regulations of the US Advisers Act. Founded in July 2023, WRP provides company-sponsored retirement plan consulting and management services. These services may include plan design, investment lineup selection and monitoring, plan administration support, education, co-fiduciary support, and benchmarking (as described in greater detail below). WRP will meet with the client to discuss the major plan goals, identify key employees, evaluate employer contribution options, and analyze income tax considerations. WRP will assist with the development of an appropriate investment strategy that reflects the plan sponsor’s stated investment objectives for management of the plan. WRP will design an investment lineup that meets the plan sponsor’s goals and objectives and will monitor the investments for potential changes. Some of the services to Plan Sponsors may include:
• Recommendations to Establish or Revise the Plan’s Investment Policy Statement (“IPS”): The IAR will review with the Plan Fiduciary the investment objectives, risk tolerance and goals of the Plan. If the Plan does not have an IPS, the IAR will recommend investment polices to assist the Plan Fiduciary to establish an appropriate IPS. If the Plan has an existing IPS, IAR will review it for consistency with the Plan’s objectives. If the IPS does not represent the objectives of the Plan IAR will recommend to the Plan Fiduciary revisions that will establish investment policies that are congruent with the Plan’s objectives.
• Recommendations to Select and Monitor the Designated Investment Alternatives (“DIAs”): Based on the Plan’s IPS or other guidelines established by the Plan, IAR will review the investment options available to the Plan and will make recommendations to assist the Plan Fiduciary to select the Designated Investment Alternatives (“DIAs”) to be offered to Plan participants. Once the Plan Fiduciary selects the DIAs, IAR will, on a quarterly basis and/or upon reasonable request, provide reports, information, and recommendations to assist the Plan Fiduciary to monitor the investments. If the IPS criteria require an investment to be removed, IAR will provide information, analysis, and recommendations to the Plan Fiduciary to help evaluate replacing investment alternatives.
• Recommendations to Select and Monitor Qualified Default Investment Alternatives (“QDIAs”): Based on the Plan’s IPS or other guidelines established by the Plan, IAR will review the investment options available to the Plan and will make recommendations to assist the Plan Fiduciary to select the Plan’s QDIA(s) for Plan participants that fail to direct the investment of their accounts. Once the Plan Fiduciary selects the QDIAs, IAR will provide reports, information, and recommendations, on a quarterly or upon reasonably requested basis, to assist the Plan Fiduciary to monitor the investments. If the IPS criteria require an investment to be removed, IAR will provide information and analysis to assist the Plan Fiduciary to evaluate replacement investment alternatives.
• Recommendations to Allocate and Rebalance Model Asset Allocation Portfolios: Based on the Plan’s IPS or other investment guidelines established by the Plan, the IAR will review the investment options available to the Plan and will make recommendations to assist the

Plan Fiduciary to create and maintain Model Portfolios. Once the Plan Fiduciary approves the Model Portfolios, the IAR will provide reports information and recommendations, on a periodic basis, designed to assist the Plan Fiduciary to monitor the Plan’s investments. If the IPS criteria require an investment to be removed, the IAR will provide information and analysis to assist the Plan Fiduciary to evaluate replacement investment alternatives to be included in the Model Portfolios. Upon reasonable request he IAR will make recommendations to the Plan Fiduciary to rebalance the Model Portfolios to maintain their desired allocations.
• Recommendations to Select and Monitor Investment Managers: Based on the Plan’s IPS or other guidelines established by the Plan, IAR will review the potential investment managers available to the Plan and will make recommendations to assist the Plan Fiduciary to select one or more investment managers. Once the Plan Fiduciary approves the investment manager, IAR will provide, on a periodic basis, reports, information and recommendations to assist the Plan Fiduciary to monitor the Plan’s investment managers. If the IPS criteria require an investment manager to be removed, IAR will provide information and analysis to assist the Plan Fiduciary to evaluate replacement investment managers.
• Assistance with Plan Fiduciaries’ Governance and Committee Review, Including: ➢ Determining Plan Objectives and Plan Design Options Reviewing ➢ Retirement Plan Committee Structure Requirements ➢ Reviewing Participant Education and Communication Strategy, Including ERISA 404(c) Requirements ➢ Coordinating and Reconciling Participant Disclosures Under ERISA Rule 404(a)(5) and Developing Requirements for Responding to Participant Requests for Additional Information ➢ Developing and Maintaining a Fiduciary Audit File ➢ Attending Periodic Meetings with Plan Fiduciary (Upon Request by Plan Fiduciary)
• Assistance with Plan Fiduciaries’ Vendor Management (Service Provider Selection/Review), Including: ➢ Reviewing Fees and Services and Identifying Procedures to Track the Receipt and Evaluation of ERISA 408(b)(2) Disclosures ➢ Providing Periodic Benchmarking of Fees and Services to Assist Review for Reasonableness ➢ Reviewing ERISA Spending Accounts or Plan Expense Recapture Accounts (PERAs) ➢ Generating and Evaluating Service Provider Requests for Proposals (RFPs) and or Requests for Information (RFIs) Support with Contract Negotiations ➢ Service Provider Transition and/or Plan Conversion
• Investment Education for Plan Fiduciaries Concerning: ➢ Investment Policy Statements ➢ Assessment of Overall Investment Structure of Plan (i.e., types and number of asset classes, model portfolios, etc.) ➢ Review of the Plan’s Investment Options ➢ Review of Qualified Designated Investment Alternatives (QDIA) ➢ Search and Review of Investment Managers
• Employee Investment Education and Communication Including: ➢ Providing Group Enrollment and Investment Education Meetings ➢ Providing Fee Specific Education and Communicate the Plan’s Requirements for Requesting Additional Information about Plan Fees and Expenses ➢ Supporting Individual Participant Questions ➢ Providing Periodic Updates Upon Request ➢ Assisting Participants with Retirement Readiness ➢ Attending Periodic Meetings with Plan Fiduciary (Upon Request by Plan Fiduciary) WRP does not offer Wrap Fee Program Accounts. The firm currently does not have any assets under management. Form ADV, Part 2A, Item 5