Item 5 - Additional Compensation ............................................................................................. iii Item 6 - Supervision ................................................................................................................... iii Kaden Wootton, CFP®................................................................................................................. iv Item 2 - Educational Background and Business Experience ..................................................... iv Professional Designations ...................................................................................................... iv CERTIFIED FINANCIAL PLANNER™ professional ......................................................... iv Item 3 - Disciplinary Information ............................................................................................... v Item 5 - Additional Compensation .............................................................................................. v Item 6 - Supervision .................................................................................................................... v Privacy Policy ............................................................................................................................... A Enspire Wealth Management Brochure October 26, 2023 6 Description of Advisory Firm Enspire Wealth Management, LLC (“Enspire,” “we,” “our,” or “us”), is a limited liability company headquartered in Santa Rosa, California. Mark Leavitt founded Enspire and registered the firm in 2023.Enspire is registered as an investment adviser with the U.S. Securities and Exchange Commission as a related adviser of Meritas Wealth Management, LLC (CRD# 148565). Advisory Services Offered Enspire offers the following services to advisory clients: Investment Management Services Enspire offers wealth management services to advisory clients. We employ a consultative process to identify a client’s financial circumstances and goals. Enspire will consult with clients to help them determine an appropriate level of portfolio risk based on their needs, investment goals, and willingness and ability to accept market risk. After considering these factors and general suitability information provided by the client, we will propose an asset allocation strategy. Enspire generally invests client assets in a diversified portfolio of mutual funds and/or exchange- traded funds ("ETFs"). Once the portfolio is constructed, we monitor and manage the investments on a discretionary basis. Enspire may also occasionally utilize additional types of investments if we believe that they are appropriate to address the individual needs, goals, and objectives of the client or in response to client inquiry. Enspire may offer investment advice on any investment held by the client at the start of the advisory relationship. We also offer non- discretionary advisory services to participant-directed retirement plans. We describe the material investment risks for the securities that we utilize under the heading Specific Security Risks in Item 8 below. We discuss our discretionary and non-discretionary authority below under Item 16 - Investment Discretion. For more information about the restrictions clients can put on their accounts, see Tailored Services and Client Imposed Restrictions in this item below. We describe the fees charged for investment management services below under Item 5 - Fees and Compensation. Financial Planning Services As part of the financial planning process, Enspire collects information about the client’s financial situation and needs, which may include net worth, income, expenses, taxes, investments, retirement plans, life insurance, disability insurance, health insurance, long term care insurance, business agreements, divorce papers, pre-nuptial agreements, estate documents, and any other documents that pertain to their overall financial picture. In addition, Enspire asks the client about their future goals and objectives. Enspire then develops a personalized plan including specific recommendations in applicable areas. Enspire Wealth Management Brochure October 26, 2023 7 Enspire may also work with the client to

provide advice regarding a particular aspect of the client’s financial situation. Areas of focus might include: 1. Preparing for or living in retirement 2. Investment strategies 3. Estate planning strategies 4. Tax planning 5. Stock option analysis and planning 6. Insurance: life, disability, medical, long-term care insurance 7. Family savings and cash flow planning 8. Education planning and funding 9. Charitable gifting 10. Debt management 11. Employee benefit usage 12. Other, as determined between Enspire and the client Enspire customarily provides financial planning services at no additional charge to the client as part of our overall investment management services; however, we charge a fee for financial planning services, as described in Item 5 - Fees and Compensation, when a client’s managed portfolio does not meet the minimum size stated under Item 7 - Types of Clients. Financial plans are generally provided in writing but do not include preparation of any kind of income tax, gift, or estate tax returns nor preparation of any legal documents, including wills or trusts. Limitations on Investments Limitation by Plan Sponsor/Employer In the event Enspire is managing assets within a retirement plan such as 401(k), 403(b), or other employer plan, Enspire is limited to those investment providers and investment options chosen by the plan administrator. Similarly, when we provide services to participants in an employer- sponsored plan, the participant may be limited to investing in securities included in the plan’s investment options. Therefore, Enspire can only select investments/make recommendations to the client from among the available options and will not recommend or invest the client’s account in other securities, even if there may be more suitable options elsewhere. Mutual Fund Limitations No Load Mutual Funds Enspire generally limits recommendations of mutual fund(s)/selections to no load funds or load- waived equivalents. Treasury Inflation Protected Securities Funds (TIPS) Enspire does not utilize individual TIPS but may utilize mutual funds and exchange traded funds that include TIPS within the underlying fund holdings. Enspire Wealth Management Brochure October 26, 2023 8 Real Estate Investment Trust Funds (REIT) Enspire does not utilize individual REITs but may utilize mutual funds/ETFs that include REITs within the underlying fund holdings. Our Fiduciary Duties to Clients with Retirement Plans When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. Tailored Services and Client Imposed Restrictions Enspire manages client accounts based on the investment strategy, as discussed below under Item 8 - Methods of Analysis, Investment Strategies, and Risk of Loss. Enspire applies the strategy for each client, based on the client’s individual circumstances and financial situation. We make investment decisions for clients based on information the client supplies about their financial situation, goals, and risk tolerance. Our investment selections may not be suitable if the client does not provide us with accurate and complete information. It is the client’s responsibility to keep Enspire informed of any changes to their investment objectives or restrictions. We generally do not permit clients to place restrictions on accounts. However, at our discretion, we may allow client-imposed restrictions on a limited basis. Clients may request other limitations on the account, such as when a client needs to keep a minimum level of cash in the account. Enspire reserves the right to not accept and/or terminate management of a client’s account if we feel that the client-imposed restrictions/limitations would limit or prevent us from meeting or maintaining the client’s investment strategy. Wrap Fee Programs Enspire does not manage accounts as part of a wrap or bundled fee program. Assets Under Management Enspire is newly registered as a related adviser of Meritas Wealth Management, LLC Enspire Wealth Management Brochure October 26, 2023 9 (“Meritas”). The assets managed through Enspire were previously managed at Meritas by Mark Leavitt. We will update and disclose our AUM in this item on an annual basis going forward.