Mathis Wealth Management and Mathis Public Safety Retirement, both trade names of Larry Mathis Financial Planning (collectively, Mathis), is an investment advisor providing financial planning, financial consulting, third-party investment advisor referral services, investment management services and retirement plan services to its clients. Depending upon the engagement, Mathis offers its services on a fee basis which include fixed fee, hourly fees, referral fees and fees based upon assets under management. Mathis is located in Phoenix, Arizona and began operations as an investment advisor in September, 2014. Larry Mathis is the sole owner and Manager of Larry Mathis Financial Planning, L.L.C. Please see Item 10 below for more information about Mathis. Mathis, through its investment advisor representatives (IARs), offers personalized investment advisory services to clients based on the individual needs of the client. When managing client accounts or making recommendations to clients, Mathis takes into consideration the following factors: the client’s financial situation, investment objectives and risk tolerance levels, goals and objectives. Mathis’s services and fee arrangements are described in the following pages. Financial Planning and Consulting Services Financial Planning Services Mathis provides a financial planning service designed to assist clients in identifying and taking steps to meet their financial and related goals. This service is provided through series of one-on-one meetings with a Mathis representative in which the client provides information concerning their financial situation, identifies goals and objectives, is informed of relevant financial concepts and strategies, including how to more efficiently handle specific financial areas, and is given specific recommendations. The primary objective of this process is to allow Mathis to assist the client in developing a strategy for the successful management of income, assets and liabilities in meeting the client's stated financial goals and objectives. Depending on the client’s situation and needs, Mathis’s financial planning services may include advice in one or more of the following areas:
• Retirement Planning
• Income Planning
• Tax Planning
• Asset Protection and Risk Management
• Investment Planning
• Estate Planning
• Educational Planning Financial Consulting Services Mathis may also provide financial consulting services, where an IAR of Mathis provides a professional opinion on one or more specific financial related matters at the clients’ request. The client will receive consultations only with respect to the specific financial area agreed upon to be reviewed and/or analyzed. Under the financial consulting arrangement, a written financial analysis and/or recommendations may or may not be provided to the client. Financial planning and consulting services are based on financial and other information disclosed by the client to Mathis. Clients are advised that certain assumptions may be made with respect to interest and inflation rates and use of past trends and performance of the market and economy. Clients should keep in mind that past performance is in no way an indication of future performance and that Mathis cannot offer any guarantees or promises that the client's financial goals and objectives will be met. As the client's financial situation, goals, objectives, or financial needs change, the client must notify Mathis promptly. General Information Regarding the Use of Independent Investment Advisors Mathis has three alternatives by which client accounts may be managed by one or more unaffiliated investment advisors. The first alternative, which is referred to below as the Third-party Investment Advisor Referral Service, is whereby Mathis acts as a solicitor for the third-party investment advisor. The second, which is provided for under Mathis’s Investment Management Services discussed below, is whereby the client establishes a brokerage account at Charles Schwab & Co., Inc. (Schwab) and, with Mathis’s assistance, appoints an independent investment manager to manage the client’s account. The third, also provided for under Mathis’s Investment Management Services below, is whereby the client utilizes the brokerage and custodial services of Axos Advisor Services (Axos) and Mathis selects an independent manager for the management of some or all of the client’s account. Please see Item 12 below for more complete information concerning these various brokerage/custodial arrangements. Third-party Investment Advisor Referral Services Mathis may enter into agreements with one or more third-party investment advisors (TPIAs) for the management of client accounts. Under these agreements, Mathis offers clients various types of programs sponsored by these advisors. All TPIAs to whom Mathis will refer clients will be licensed as investment advisors in the client’s home state, registered as investment advisors with the Securities and Exchange Commission (SEC) or otherwise exempt from such licensing or registration. Mathis does not accept discretionary authority to select TPIAs or TPIA programs without obtaining specific client consent. After gathering information about a client’s financial situation and investment objectives, Mathis may recommend specific services or programs of TPIAs to clients that are suitable and appropriate for the client based on the clients’ individual needs and circumstances, including investment objectives and risk tolerance levels, as they have made them known to Mathis. Factors that Mathis takes into consideration when making such recommendations include, but are not limited to, the TPIA’s performance, methods of analysis and fees. Mathis periodically reviews the TPIA

and its performance for continued consistency with the client’s investment objectives and risk tolerances. At the time of the referral, clients who are referred to TPIAs will receive the respective TPIA’s Form ADV Part 2 disclosure brochure and/or other relevant disclosure documents. These documents are designed to provide complete disclosure of the TPIA, including services rendered, frequency of billing, fee schedules, compensation to be paid to Mathis as a result of the referral and whether the client may impose restrictions on investing in certain securities or types of securities. Investment Management Services Mathis provides investment management services for client accounts in which the investments in the client’s account are managed by either Mathis or an independent investment manager. Mathis’s investment management services involve the ongoing active management of the client’s portfolio in accordance with the investment objectives of the client. Investment management services are provided through accounts maintained at the custodian of the client’s account (please see Item 12 of this brochure for more information regarding custodian selection). Independent investment managers currently used by Mathis include Manning & Napier. Clients must specifically authorize the selection of independent investment managers for accounts held at Schwab. While Mathis will have discretionary authority to select the independent manager without obtaining specific client consent for accounts held at Axos, Mathis will generally discuss the use of specific independent managers with the client prior to such selection. Under the client’s Investment Management Services Agreement, the client will grant Mathis and/or the selected independent investment manager trading authorization over the client’s account. While Mathis may provide advice about any type of investment held in the client’s portfolio during the advisory relationship, Mathis typically uses no-load, load-waived, or institutional class mutual funds or exchange traded funds (ETFs), stocks and bonds in the construction of portfolios for accounts in its investment management services. However, Mathis is not limited to such securities and may use other securities in Client’s account should Mathis determine they are in the best interest of the Client. Independent investment managers may use these or other securities, including stocks, bonds or other types of investments, depending on the client’s investment objectives and the independent investment manager’s management style. Factors that Mathis considers in recommending independent managers include the client’s stated investment objective(s) and risk tolerance level, as well as the independent manager’s management style, performance, reputation, financial strength, among other things. Once the portfolio is constructed, Mathis provides ongoing monitoring of the portfolio and/or independent manager as changes in market conditions and client circumstances may require. Please note that the firm does not act as an investment manager pursuant to any wrap fee program. As of December 31, 2023, the firm had $154.058 million in discretionary assets under management and $5.914 million in non-discretionary assets under management. Additionally, as a solicitor, the firm has $6.667 million in assets managed by Manning & Napier as of December 31, 2023. Retirement Plan Services Mathis may provide ERISA fiduciary and/or ERISA non-fiduciary services to retirement plans (i.e., 401k plans, 403b plans, etc.). Retirement plans may or may not be subject to the U.S. Department of Labor’s Employee Retirement Income Security Act (ERISA). To the extent that Mathis provides fiduciary services to ERISA plans, Mathis acknowledges its status as a fiduciary under ERISA. Retirement plan documents typically designate one or more persons, such as the plan trustee(s), to undertake fiduciary responsibility for the operation of the retirement plan. Such persons are known as Responsible Plan Fiduciaries (RPFs). Neither Mathis nor any Mathis IAR may act in the capacity of an RFP on behalf of a client’s retirement plan. Pursuant to a Retirement Plan Services Agreement (RPSA), Mathis can offer the following types of services to a retirement plan. Please refer to the agreement for a more detailed description of these different types of services. a. Fiduciary Services
• Assessment and/or Monitoring of Investments
• Investment Policy Statement Design
• Participant Investment Advice
• Selection of Investments b. ERISA Non-Fiduciary Services
• Employee Education
• Employee Enrollment
• Investment Policy Statement/Plan Review
• Investment Research
• Third Party Service Provider Liaison
• Vendor Review/Conversion Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. Conflict of Interest The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. For example, if you roll over an IRA or 401k account to our firm or otherwise transfer any other account to our firm, we will charge your account and make money. If you decide to not roll over the IRA or other account to our program, we will not make money. Therefore, we have a financial incentive to recommend that you to move your account to our program even if it is not in your best interest.