Advisory Firm Red Mountain Financial, LLC (hereinafter “Red Mountain” or RMF) has been providing investment advisory services since 2015. Chris Barr is the founder, sole owner, managing member and Chief Compliance Officer of Red Mountain, LLC and has been in the financial services industry since 1999. Advisory Services Red Mountain Financial, LLC is a fee-only advisor. The firm provides hourly financial planning services and supervisory management services.
Red Mountain provides hourly financial planning services consistent with the individual client's financial and tax status and risk/reward objectives. Planning may be comprehensive, or segmented and focus on investments, insurance, taxes, and /or estate plans.
Supervisory management services are called assets under management. At Red Mountain, the portfolio management process begins with a comprehensive understanding of each client’s unique situation, risk tolerance, and goals. This is the basis for determining the target allocation to stocks and bonds; a decision that will have significant impact on portfolio risk and future returns. The composition of investments within each of the asset classes may follow asset allocation models pre-defined by Red Mountain and will be customized to suit individual client preferences, and to meet specific circumstances. These include the presence of investments in a 401(K), 403b and other accounts.
Assets are invested primarily in no-load and exchange-traded funds. Investments may also include: equities (stocks), corporate debt securities, certificates of deposit, municipal securities and U. S. government securities.
Red Mountain will provide asset management services through accounts held at the clients' preferred custodian or a custodian recommended by Red Mountain Financial, LLC. Services are based on the individual needs of the client. An initial interview and data gathering process is undertaken to determine the client's financial situation and investment objectives, and to give the client the opportunity to impose reasonable restrictions on the management of the account.

Clients have the ability to leave written instructions with Red Mountain to refrain from investing in particular securities or types of securities, or invest in limited amounts of securities. Any restrictions must be provided in writing at the time the client agreement is signed. It is the client's responsibility to notify Red Mountain Financial, LLC at any time there are changes or to modify account restrictions. Clients may call in at any time during normal business hours to discuss directly with Red Mountain the client's account, financial situation, or investment needs. Clients will receive from the custodian/brokerage firm timely confirmations and at least quarterly statements containing a description of all securities and funds in the account.
Red Mountain determines the ratio of equities to fixed income and generally incorporates IRA, 401(k) and other tax deferred accounts into overall asset allocation strategy. Previous holdings are evaluated to determine which are in the appropriate asset classes and which are in need of re-allocation. Red Mountain offers both non-discretionary and discretionary investment management. Trades may be placed with or without permission depending on the client agreement on file. Portfolios are transparent and available for client review at any time. Red Mountain strives to maintain an ongoing dialogue with every client throughout the year.
As individual clients communicate changes in their circumstances, Red Mountain will reevaluate its analysis, assumptions, and investment management recommendations. As of December 31, 2023, Red Mountain has $162,133,709 of assets under management. To best complement our investment advisory services, Red Mountain recommends estate planning be carried out by attorneys specializing in estate planning, tax issues be discussed with CPAs, real estate matters be dealt with by real estate brokers and attorneys, and insurance matters be handled by no-load insurance companies. Keeping these services separate helps ensure that there will be no conflict of interest with respect to the level of service these professionals deliver.