Description of Advisor Firm Lighthouse Financial (“The Firm”) is a limited liability company organized in the State of Florida. The firm has been registered with the State of Florida, Florida Department of Financial Services, Office of Financial Regulation as an investment adviser since June 2008 and the securities and exchange commission since June 2023. Steven A. Wotovich is the Principal and President of Lighthouse Financial and any Investment Adviser Representatives (“IARs”) who provide investment advisory services for us are appropriately licensed, qualified and authorized to provide services on behalf of the firm. Types of Advisory Services Asset Management The mission of Lighthouse Financial is to preserve and grow client assets by investing in a combination of stocks, bonds, mutual funds and exchange traded funds. We monitor the portfolios and provide ongoing investment management and financial planning guidance. The investment process begins with a written financial plan, and an Investment policy statement detailing the new clients’ goals, risk tolerance and primary objectives. The portfolios are reviewed daily and each asset management client receives a written portfolio update with performance reports every three months. It is our goal to review a clients’ financial plan and Investment Policy Statement annually for any material changes. To remain focused on our client’s financial needs the minimum asset requirement for Asset Management Supervisory services is $500,000, but this requirement may be waived in some circumstances. Lighthouse Financial may request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Advisory/Consulting Services Lighthouse Financial offers hourly consulting and financial planning services that

may include, but are not limited to, financial plans, portfolio reviews, and investment analysis. These services may be “one time only” or periodic engagements depending on what you want but in no circumstances do they include management of any of your investments. Under this arrangement, you are free to implement our advice with any broker of your choice. There is no minimum asset requirement for one-time consulting services and clients are billed an hourly fee of $120. Client Tailored Services or Client Imposed Restrictions All of our services are tailored to clients’ needs, based on our assessment of your needs, goals, risk tolerances, time horizon. These goals and objectives are detailed in each advisory client’s investment policy statement and guided by a financial plan. The plan and policy statement will be based on your current investments, financial condition, tax rate and your investment experience. We will recommend a portfolio strategy and investments suited to your goals and based on current market conditions. Clients may impose restrictions in investing in certain securities, types of securities or broad industries in accordance with their values and beliefs. However, if the restrictions prevent Lighthouse Financial from serving the clients’ needs or if the restrictions would put an undue burden on the firm, Lighthouse Financial reserves the right to end the relationship. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses and any administrative fees. Lighthouse Financial does not participate in any wrap fee programs. Client Assets Lighthouse Financial has the following assets under management. Discretionary Amounts: Non-Discretionary Amounts: Date Calculated: $134,650,794 $355,539,377 12/31/2023