Description of Firm Stonecrest Advisors, Inc. is a SEC registered investment adviser based in Austin, TX. We are a corporation organized under the laws of the State of Florida. Stonecrest Advisors, Inc. is wholly owned by Stonecrest Holdings, LLC. David Jones serves as Chief Operating Officer and Chief Compliance Officer. The following paragraphs describe our services and fees. Refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we," "our," and "us" refer to Stonecrest Advisors, Inc. and the words "you," "your," and "client" refer to you as either a client or prospective client of our firm.
Portfolio Management Services - Wrap Account We offer discretionary portfolio management services. Our investment advice is tailored to meet our clients' needs and investment objectives.
If you participate in our discretionary portfolio management services, we require you to grant us discretionary authority to manage your account. Subject to a grant of discretionary authorization, we have the authority and responsibility to formulate investment strategies on your behalf. Discretionary authorization will allow us to determine the specific securities, and the amount of securities, to be purchased or sold for your account without obtaining your approval prior to each transaction. We will also have discretion over the broker or dealer to be used for securities transactions in your account. Discretionary authority is typically granted by the investment advisory agreement you sign with our firm, a power of attorney, or trading authorization forms.
You may limit our discretionary authority (for example, limiting the types of securities that can be purchased or sold for your account) by providing our firm with your restrictions and guidelines in writing.
We may also offer non-discretionary portfolio management services. If you enter into non-discretionary arrangements with our firm, we must obtain your approval prior to executing any transactions on behalf of your account. You have an unrestricted right to decline to implement any advice provided by our firm on a non- discretionary basis.
As part of our portfolio management services, in addition to other types of investments (see disclosures below in this section), we may invest your assets according to one or more model portfolios developed by an unaffiliated investment manager. These models are designed for investors with varying degrees of risk tolerance ranging from a more aggressive investment strategy to a more conservative investment approach. Clients whose assets are invested in model portfolios may not set restrictions on the specific holdings or allocations within the model, nor the types of securities that can be purchased in the model. Nonetheless, clients may impose restrictions on investing in certain securities or types of securities in their account. In such cases, this may prevent a client from investing in certain models that are managed by our firm. 4 As part of our portfolio management services, we may use model portfolios developed by Envestnet, Inc. or another sub-adviser to manage all or a portion of your account on a discretionary basis to the extent we determine it is a suitable recommendation based on your objectives. We may select one or more model portfolios to manage your account. We will regularly monitor the performance of your accounts sub-managed by Envestnet, Inc. or another sub-adviser(s). We do not have discretion to hire and fire any sub-advisors without client consent. Prior to introducing clients to another investment adviser, we will ensure the other investment adviser is properly licensed, noticed filed, or exempt from registration with the the state you are domiciled in. We have the discretion and authority to re-allocate your assets at any time. You will not pay our firm a higher advisory fee as a result of any sub-advisory relationships that we enter into. All advisory fees are payable in accordance with the fee schedule set forth in Item 5 and as per the specific terms of your signed advisory agreement.
Financial Planning Services We offer financial planning services which typically involve providing a variety of advisory services to clients regarding the management of their financial resources based upon an analysis of their individual needs. These services can range from broad-based financial planning to consultative or single subject planning. If you retain our firm for financial planning services, we will meet with you to gather information about your financial circumstances and objectives. We may also use financial planning software to determine your current financial position and to define and quantify your long-term goals and objectives. Once we specify those long-term objectives (both financial and non-financial), we will develop shorter-term, targeted objectives. Once we review and analyze the

information you provide to our firm and the data derived from our financial planning software, we will deliver a written plan to you, designed to help you achieve your stated financial goals and objectives.
Financial plans are based on your financial situation at the time we present the plan to you, and on the financial information you provide to us. You must promptly notify our firm if your financial situation, goals, objectives, or needs change.
Pursuant to California Code of Regulations, 10 CCR Section 260.235.2, Stonecrest Advisors, Inc. hereby makes the following statement: a conflict exists between the interest of Stonecrest Advisors, Inc. and the interests of the client. Further, the client is under no obligation to act upon Stonecrest Advisors, Inc. recommendations, and if the client elects to act on any of the recommendations, the client is under no obligation to effect the transactions through Stonecrest Advisors, Inc.
All material conflicts of interest under CCR Section 260.238 (k) are disclosed regarding the investment adviser, its representatives or any of its employees, which could be reasonably expected to impair the rendering of unbiased and objective advice.
While the firm endeavor at all times to offer clients its specialized services at reasonable costs, the fees charged by other advisers for comparable services may be lower than the fees charged by Stonecrest Advisors, Inc.
Wrap Fee Program Disclosures Our portfolio management services described above are offered on a wrap-fee basis. All clients that participate in our portfolio management services described above, will pay our firm a single fee, which includes our portfolio management fees, transaction and custodial costs. You will be responsible for postage and/or confirmation fees billed separately by the custodian. The overall cost you will incur if you participate in our wrap-fee portfolio management program may be higher or lower than you might incur by separately purchasing the types of investments available in the program. For additional disclosures concerning the Wrap Fee Program, see the Stonecrest Advisors, Inc. Wrap Fee Program Brochure (Appendix 1). 5 Types of Investments We offer advice on equity securities, warrants, corporate debt securities (other than commercial paper), commercial paper, certificates of deposit, municipal securities, variable life insurance, variable annuities, mutual fund shares, United States government securities, money market funds, real estate, REITs, derivatives, structured notes, ETFs and interests in partnerships investing in real estate.
Additionally, we may advise you on various types of investments based on your stated goals and objectives. We may also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship.
In general, we manage wrap fee accounts on a discretionary basis. Wrap fee accounts are typically more appropriate for active accounts and are managed accordingly. IRA Rollover Recommendations Effective December 20, 2021 (or such later date as the US Department of Labor ("DOL") Field Assistance Bulletin 2018-02 ceases to be in effect), for purposes of complying with the DOL's Prohibited Transaction Exemption 2020-02 ("PTE 2020-02") where applicable, we are providing the following acknowledgment to you.
When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule's provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. We benefit financially from the rollover of your assets from a retirement account to an account that we manage or provide investment advice, because the assets increase our assets under management and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in your best interest.
Assets Under Management As of February 27, 2024, we provide continuous management services for $62,822,550 in client assets on a discretionary basis, and $70,980,422 in client assets on a non-discretionary basis.