Advisory Services 4. A. Advisory Firm Description The Wealth Group, Ltd (“The Wealth Group”) was formed in June 2010 by Con T. McDonald. The Wealth Group’s focus is on Individualized Money Management Services for individuals, high net worth individuals, corporations and trusts. Principal Owner and Manager: Con T. McDonald 4.B Types of Advisory Services Wealth Analysis and Planning Services: Wealth Analysis and Planning Services are based on: financial goals and objectives, cash flow, income tax liability, retirement, educational needs, estate tax and insurance requirements (excluding property and casualty insurance and medical insurance – The Wealth Group, Ltd. strongly recommends utilizing a specialist for these services). After careful review, compilation and analysis of the data supplied by the client, The Wealth Group, Ltd. prepares a plan which includes alternative recommendations for future investment. The recommendations of the plan can be addressed through our financial services or utilized through an outside service. Actual implementation is entirely at the discretion of the client which may require professional assistance. Recommendations may be in both generic and specific form. The specific recommendations may include products offered by an associated brokerage firm and/or investment advisory firm depending on the particular goals and objectives of the client. Money Management Services: The Money Management Services are designed to meet the desires, objectives and needs of a particular client or entity. This process includes determining risk tolerance and an in-depth understanding of the client’s investment objectives. An investment objectives and suitability questionnaire may be used in determining the investment parameters. From the investment questionnaire, an Investment Policy Statement and/or investment directive may be compiled based on the questionnaire and discussion results. From this process an appropriate money management strategy will be determined. Depending on the client’s desires, objectives and needs, we will determine which manager(s) or combination of manager(s), stocks, bonds, exchange-traded funds, and/or mutual funds to be utilized. The client may choose to utilize our services (referred to as “internal”) and/or select from a list “external” money managers. Internal Money Management (Stocks, Mutual Funds, Bonds, Exchange Traded Funds, and Cash): The Wealth Group, Ltd. classifies its internal money management services as a "contrarian/ value" manager, which is an investment philosophy and investment program of purchasing stocks and bonds of financially strong "value" companies, currently considered out-of-favor in the financial markets. We further utilize mutual funds for other asset sector exposure – small cap, mid cap, large cap and foreign exposure. This is done to provide more of a “balanced” approach if a client desires. The program is based on investing, compounding of interest, dividend reinvestment and multiplication of stocks. If the client decides to deposit additional capital, The Wealth Group, Ltd. will invest the funds when deemed appropriate by market conditions. In addition to a client’s investment objectives and risk level, market conditions will dictate the allocation between stocks, mutual funds, bonds, exchange-traded funds, and cash. We only give investment advice in the stock, mutual fund, exchange trade fund, and bond markets after we have determined that the client has sufficient capital and can assume the inherent risks involved with these markets in the manner in which we invest their dollars. We do not recommend Initial Public Offerings (IPOs) for clients due to the inherent risk associated with IPOs. Unless

a client directs us otherwise, our “internal” money management services are executed through Charles Schwab, SEI or American Funds serving as a third-party custodian. Schwab, SEI and/or American Funds, will provide the client with confirmations of all trades and at least quarterly account statements. External Money Managers (Stocks, Mutual Funds, Bonds, Exchange Traded Funds, and Cash): In addition to our internal management services, we also offer clients the ability to select from a list of external money managers. We present external managers who are able to provide a different approach of money management than The Wealth Group, Ltd. This different approach helps clients achieve their investment objectives and goals through a “balanced approach” to their total investment portfolio. The Wealth Group, Ltd. assists clients with their external money manager selection process by providing a limited amount of due diligence on the various managers. We review and monitor the selected money manager as well as verify client’s asset allocation, investment objectives, risk tolerance and time horizon. The Wealth Group, Ltd. clients ultimately make the decision on the suitability of the money manager for their investment portfolio. The Wealth Group, Ltd. relies on good faith representations and full disclosure from each money manager and various monitoring services to report accurate, timely and factual materials, performance numbers and other information. The Wealth Group, Ltd. believes all information received from the outside money managers and monitoring services to be accurate and true but we have no way of verifying or guaranteeing the accuracy or completeness of the information received. The Wealth Group, Ltd. does not warrant any representations made by any external money manager or monitoring service. Each external money manager is responsible for compliance with applicable laws, regulations and disclosure matters deemed to be in their control. Past performance information provided by money managers and various monitoring services is not verified or audited; therefore, no assurance can be given that the performance information is accurate. Past performance is not a guarantee of future results. This level of money management may be executed through Charles Schwab or SEI due to the coordination needed between the money manager, the clearing operation and The Wealth Group, Ltd. All of these manager services and structures are explained in their ADV. Charles Schwab and SEI provide the client with confirmations of all trades and at least quarterly account statements. For each external money manager being considered, we provide a copy of their current ADV Part 2 to each client, which provides a description of services, fees, conflicts of interest and risk. The client may terminate the relationship with the external money manager by giving written notice without penalty, subject to the payment of any fees incurred. 4.C. Client Investment Objectives/Restrictions Based on client interaction (personal discussions, questionnaires, etc.), The Wealth Group, Ltd. will make every effort to tailor investment services within mutually agreed parameters. Depending on each client’s situation, it is possible for a client to impose reasonable restrictions on the account if desired. With respect to external money managers, clients may or may not be able tailor or impose restrictions on the account depending on each individual external money manager. 4.D. Wrap-Fee Programs Adviser does not participate in, nor is it a sponsor of, any wrap fee programs. 4.E Assets Under Management as of 12/31/2023 Discretionary basis: $244,957,270 Non-Discretionary basis: $2,909,410