Hershey Financial Advisers, LLC is a Pennsylvania limited liability company formed in March 25, 2009. It is registered with the Securities and Exchange Commission (“SEC”) as a registered investment adviser. Principal owners of the firm are Mr. Greg Boll and Mr. Nicholas Brightbill. Advisory services that we provide to clients include investment advice, financial planning, and insurance solutions. HFA is dedicated to providing personalized services to all of our clients to assist their current and future financial well-being. Our advisory services are described in more detail below. Investment Advice Through understanding our clients’ complete financial picture, we are then able to recommend a course of action when it comes to investment management. We may recommend certain research provider investment strategies based on a client’s unique investment objectives. These strategies are chosen based on (1) client risk tolerance and investment objectives; (2) the research provider’s performance track record; (3) the research provider’s reputation in the industry; (4) expenses incurred; and (5) the research provider’s particular methods of analysis and strategies. HFA may recommend to clients that all or a portion of their investment portfolio be managed based on certain tactical and strategic model portfolios. Tactical asset allocation portfolios reallocate based on the underlying analysis of a group of mutual funds, exchange traded funds (“ETFs”), or individual stocks. Strategic portfolios rebalance less frequently in order to arrive at an optimal allocation among mutual funds and ETFs that targets a particular level of volatility. All of these portfolios are calibrated to particular risk levels appropriate for each client’s unique risk tolerance. Financial Planning Foundational to our clients’ well-being is a financial plan. A financial plan sets the course for approaching life’s expected and unexpected financial obligations.

We collaborate with our clients to formulate a comprehensive plan according to their unique needs, goals, and risk tolerance. The plan takes into account your assets, income, liabilities, age, employment, current spending needs, and prospective goals for funding retirement or any other significant financial decision. A fundamental consideration of this foundational financial plan is risk management. HFA works with clients, individuals and businesses, to evaluate their financial risks and ensure that they are prepared—with appropriate insurance and financial plan of action—should the unexpected occur. The following are some of the items that may be addressed in your financial plan:
• Debt reduction and budget management;
• Reallocation of assets;
• Retirement planning;
• Selection of investment strategies;
• Retirement planning;
• Education planning;
• Legacy planning;
• Tax efficient investing;
• Insurance planning. The time it takes to develop comprehensive financial plans varies based on differing clients’ needs. Through our ongoing relationship we are able to adjust your plan as your circumstances or goals might change. All Advice Individually Tailored All of HFA’s financial planning and investment advice is custom-tailored to each individual client’s financial situation and their needs, desires, and goals. Through in-depth conversations and a thorough financial analysis we assess a client’s financial health, objectives, and investment risk tolerance. We maintain client contact so that (a) this vital information never goes stale such that we seek to stay informed of any relevant changed circumstances; and (b) our planning and investment advice therefore remain custom-fit for a client’s unique financial goals. As of December 31st 2023, Hershey Financial Advisers, LLC managed approximately $122,115,127 on a discretionary basis and $929,226 on a non-discretionary basis.