B.A. Schrock Wealth Management is an investment adviser with the U.S. Securities and Exchange Commission and is a corporation formed under the laws of the State of Ohio.
• Benjamin A. Schrock is the Managing Member and 100% owner of B.A. Schrock Wealth Management. Full details of the education and business background of Benjamin A. Schrock are provided at Item 19 of this Disclosure Brochure.
• B.A. Schrock Wealth Management was approved as an investment adviser in October 2019. Description of Advisory Services B.A. Schrock offers comprehensive investment advisory services that combines our Asset management Service and our Financial Planning Services in to one comprehensive program. Please understand that a written agreement, which details the exact terms of the service, must be signed by you and B.A. Schrock Wealth Management before we can provide you the services described below. We will provide you with a copy of our Form ADV Part 2A Disclosure Brochure and of the Form ADV Part 2B Brochure Supplement. If the appropriate disclosure statement was not delivered to you at least 48 hours prior to the client entering into any written or oral advisory contract with this investment adviser, then you have the right to terminate the contract without penalty within five business days after entering into the contract. Asset Management Services – B.A. Schrock Wealth Management offers asset management services, which involves B.A. Schrock Wealth Management providing you with continuous and ongoing supervision over your specified accounts. You must appoint our firm as your investment adviser of record on specified accounts (collectively, the “Account”). The Account consists only of separate account(s) held by qualified custodian(s) under your name. The qualified custodians maintain physical custody of all funds and securities of the Account, and you retain all rights of ownership (e.g., right to withdraw securities or cash, exercise or delegate proxy voting and receive transaction confirmations) of the Account. The Account is managed by us based on your financial situation, investment objectives and risk tolerance. We actively monitor the Account and provide advice regarding buying, selling, reinvesting or holding securities, cash or other investments of the Account. We will need to obtain certain information from you to determine your financial situation and investment objectives. You will be responsible for notifying us of any updates regarding your financial situation, risk tolerance or investment objective and whether you wish to impose or modify existing investment restrictions; however, we will contact you at least annually to discuss any changes or updates regarding your financial situation, risk tolerance or investment objectives. We are always reasonably available to consult with you relative to the status of your Account. You have the ability to impose reasonable B.A. Schrock Wealth Management, Inc. Page 5 Form ADV Part 2A Disclosure Brochure restrictions on the management of your accounts, including the ability to instruct us not to purchase certain securities. It is important that you understand that we manage investments for other clients and may give them advice or take actions for them or for our personal accounts that is different from the advice we provide to you or actions taken for you. We are not obligated to buy, sell or recommend to you any security or other investment that we may buy, sell or recommend for any other clients or for our own accounts. Conflicts could arise in the allocation of investment opportunities among accounts that we manage. We strive to allocate investment opportunities believed to be appropriate for your account(s) and other accounts advised by our firm among such accounts equitably and consistent with the best interests of all accounts involved. However, there can be no assurance that a particular investment opportunity that comes to our attention will be allocated in any particular manner. If we obtain material, non-public information about a security or its issuer that we may not lawfully use or disclose, we have absolutely no obligation to disclose the information to any client or use it for any client’s benefit. B.A. Schrock Wealth Management offers two optional platforms in providing asset management services to clients: 1. The B.A. Schrock Wealth Management asset management program – in this program the investment advisor representatives of the firm will provide individualized asset management services to their client accounts using Charles Schwab and Co. as the custodian for the client assets. The firm is responsible for performing investment research and making investment decisions that are in the best interest of our clients. 2. B.A. Schrock Wealth Management also participates in the Model Market Center platform offered by Charles Schwab and Co. Under this program your investment advisor representative will place the client assets in a Model Portfolio that best fits the client’s investment objectives and risk tolerances which has been designed by money managers that are not affiliated with Charles Schwab and Co. Under this program the Model Market Center platform will provide us with trade signals based upon current market conditions. Upon receipt of the trade signal B.A. Schrock Wealth Management will decide whether to accept or decline the information and place transactions accordingly. Financial Planning Services – For our Asset Management clients B.A. Schrock Wealth Management also offers financial planning services, which involve preparing a written financial plan covering specific or multiple topics. These services are only available to clients that also contract with B.A. Schrock Wealth Management for our asset management services. When providing financial planning services, the role of your investment adviser representative is to find ways to help you understand your overall financial situation and help you set financial objectives. We provide modular written financial plans which only cover those specific areas of concern mutually agreed upon by you and us. A modular written financial plan is limited or segmented and does not involve the creation of a full written financial plan. You should be aware that there are important issues that may not be taken into consideration when your investment adviser representative develops his or her analysis and recommendations under a modular written financial plan. Written financial plans prepared by us do not include specific recommendations of individual securities. B.A. Schrock Wealth Management, Inc. Page 6 Form ADV Part 2A Disclosure Brochure Our financial planning services do not involve implementing any transaction on your behalf or the active and ongoing monitoring or management of your investments or accounts. You have the sole responsibility for determining whether to implement our financial planning recommendations. To the extent that you would like to implement any of our investment recommendations through B.A. Schrock Wealth Management or retain B.A. Schrock Wealth Management to actively monitor and manage your investments, you must execute a separate written agreement with B.A. Schrock Wealth Management for our asset management services. Referral of Third-Party Money Managers - B.A. Schrock Wealth Management offers advisory services by referring clients to a third-party money manager offering asset management and other investment advisory services. The third-party managers are responsible for continuously monitoring client accounts and making trades in client accounts when necessary. As a result of the referral, we are paid a portion of the fee charged and collected by the third-party money managers in the form of solicitor fees. Each solicitation arrangement is performed pursuant to a written solicitation agreement and is in compliance with SEC Rule 206(4)-3 and applicable state securities rules and regulations. Prior to introducing any client to another investment adviser, B.A. Schrock Wealth Management will be responsible in determining if the third-party manager is properly registered, notice filed, or exempt from registration with the state securities regulatory authority of the client’s resident state. Under this program, we assist you with identifying your risk tolerance and investment objectives. We recommend third-party money managers in relation to your stated investment objectives and risk tolerance, and you may select a recommended third-party money manager or model portfolio based upon your needs. You must enter into an agreement directly with the third-party money manager who provides your designated account with asset management services. We are available to answer questions that you may have regarding your account and act as the communication conduit between you and the third-party money manager. The third-party money manager may take

discretionary authority to determine the securities to be purchased and sold for your account. We do not have any trading authority with respect to your designated account managed by the third-party money manager. Although we review the performance of numerous third-party investment adviser firms, we enter into only a select number of relationships with third-party investment adviser firms that have agreed to pay us a portion of the overall fee charged to our clients. Therefore, B.A. Schrock Wealth Management has a conflict of interest in that it will only recommend third-party investment advisors that will agree to compensate us for referrals of our clients. Clients are advised that there may be other third-party managed programs not recommended by our firm, that are suitable for the client and that may be more or less costly than arrangements recommended by our firm. No guarantees can be made that a client’s financial goals or objectives will be achieved by a third-party investment adviser recommended by our firm. Further, no guarantees of performance can ever be offered by our firm (Please refer to Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for more details.) B.A. Schrock Wealth Management, Inc. Page 7 Form ADV Part 2A Disclosure Brochure Seminars B.A. Schrock Wealth Management may occasionally provide seminars in areas such as financial planning, retirement planning, estate planning, college planning and charitable planning. Seminars are always offered on an impersonal basis and do not focus on the individual needs of participants. Limits Advice to Certain Types of Investments B.A. Schrock Wealth Management provides investment advice on the following types of investments:
• Mutual Funds
• Exchange Traded Funds (ETFs)
• Exchange-listed Securities
• Securities Traded Over-the-Counter
• Corporate Debt Securities
• Certificates of Deposit
• Municipal Securities
• Variable Annuities
• Variable Life Insurance
• US Government Securities
• Interests in Partnerships Investing in Real Estate Although we generally provide advice only on the products previously listed, we reserve the right to offer advice on any investment product that may be suitable for each client’s specific circumstances, needs, goals and objectives. It is not our typical investment strategy to attempt to time the market, but we may increase cash holdings modestly as deemed appropriate based on your risk tolerance and our expectations of market behavior. We may modify our investment strategy to accommodate special situations such as low basis stock, stock options, legacy holdings, inheritances, closely held businesses, collectibles, or special tax situations. (Please refer to Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for more information.) Participation in Wrap Fee Programs B.A. Schrock Wealth Management offer asset management services exclusively through a wrap fee program. A wrap fee program is defined as any advisory program under which a specified fee or fees not based directly upon transactions in a client’s account is charged for investment advisory services (which may include portfolio management or advice concerning the selection of other investment advisers) and the execution of client transactions. Whenever a fee is charged to a client for services described in this brochure we will receive all or a portion of the fee charged. Retirement Plan Rollover Recommendations - When B.A. Schrock Wealth Management provides investment advice about your retirement plan account or individual retirement account (“IRA”) including whether to maintain investments and/or proceeds in the retirement plan account, roll over such B.A. Schrock Wealth Management, Inc. Page 8 Form ADV Part 2A Disclosure Brochure investment/proceeds from the retirement plan account to a IRA or make a distribution from the retirement plan account, we acknowledge that B.A. Schrock Wealth Management is a “fiduciary” within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”) as applicable, which are laws governing retirement accounts. The way B.A. Schrock Wealth Management makes money creates conflicts with your interests so B.A. Schrock Wealth Management operates under a special rule that requires B.A. Schrock Wealth Management to act in your best interest and not put our interest ahead of you. Under this special rule’s provisions, B.A. Schrock Wealth Management must as a fiduciary to a retirement plan account or IRA under ERISA/IRC:
• Meet a professional standard of care when making investment recommendations (e.g., give prudent advice);
• Never put the financial interests of B.A. Schrock Wealth Management ahead of you when making recommendations (e.g., give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that B.A. Schrock Wealth Management gives advice that is in your best interest;
• Charge no more than is reasonable for the services of B.A. Schrock Wealth Management; and
• Give Client basic information about conflicts of interest. To the extent We recommend you roll over your account from a current retirement plan account to an individual retirement account managed by B.A. Schrock Wealth Management, please know that B.A. Schrock Wealth Management and our investment adviser representatives] have a conflict of interest. We can earn increased investment advisory fees by recommending that you roll over your account at the retirement plan to an IRA managed by B.A. Schrock Wealth Management. We will earn fewer investment advisory fees if you do not roll over the funds in the retirement plan to an IRA managed by B.A. Schrock Wealth Management. Thus, our investment adviser representatives have an economic incentive to recommend a rollover of funds from a retirement plan to an IRA which is a conflict of interest because our recommendation that you open an IRA account to be managed by our firm can be based on our economic incentive and not based exclusively on whether or not moving the IRA to our management program is in your overall best interest. We have taken steps to manage this conflict of interest. We have adopted an impartial conduct standard whereby our investment adviser representatives will (i) provide investment advice to a retirement plan participant regarding a rollover of funds from the retirement plan in accordance with the fiduciary status described below, (ii) not recommend investments which result in B.A. Schrock Wealth Management receiving unreasonable compensation related to the rollover of funds from the retirement plan to an IRA, and (iii) fully disclose compensation received by B.A. Schrock Wealth Management and our supervised persons and any material conflicts of interest related to recommending the rollover of funds from the retirement plan to an IRA and refrain from making any materially misleading statements regarding such rollover. B.A. Schrock Wealth Management, Inc. Page 9 Form ADV Part 2A Disclosure Brochure When providing advice to your regarding a retirement plan account or IRA, our investment advisor representatives will act with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims, based on the investment objectives, risk, tolerance, financial circumstances, and a client’s needs, without regard to the financial or other interests of B.A. Schrock Wealth Management or our affiliated personnel. Tailor Advisory Services to Individual Needs of Clients B.A. Schrock Wealth Management’s advisory services are always provided based on your individual needs. This means, for example, that when we provide asset management services, you are given the ability to impose restrictions on the accounts we manage for you, including specific investment selections and sectors. We work with you on a one-on-one basis through interviews and questionnaires to determine your investment objectives and suitability information. Our financial planning services are always provided based on your individual needs. When providing financial planning services, we work with you on a one-on-one basis through interviews and questionnaires to determine your investment objectives and suitability information. We will not enter into an investment adviser relationship with a prospective client whose investment objectives may be considered incompatible with our investment philosophy or strategies or where the prospective client seeks to impose unduly restrictive investment guidelines. Client Assets Managed by B.A. Schrock Wealth Management As of December 31, 2023, B.A. Schrock Wealth Management has $162,062,198.00 in assets under management. All assets are managed on a discretionary basis.