A. NPPG Plan Professionals, LLC (“NPPG,” “we,” or “us”) is a limited liability company formed in January, 2021 in the State of New Jersey. Michael M. Salerno is the President and Managing Member. NPPG is wholly owned by NPPG Holdings, LLC, which is ultimately controlled by Mr. Salerno. NPPG is registered as an investment adviser with the United States Securities and Exchange Commission. B. PENSION CONSULTING SERVICES – Non-NPPG-Sponsored Plans NPPG may be engaged by ERISA-qualified retirement plans to assist with the discretionary or non-discretionary selection and/or monitoring of investment options (generally open- end mutual funds) from which plan participants may choose in self-directing the investments for their individual plan accounts. NPPG provides this service in its capacity as a “fiduciary” as defined under ERISA Section 3(21) and, when engaged on a discretionary basis, as an “investment manager” as defined under ERISA Section 3(38). NPPG may also retain a qualified investment fiduciary or directly create discretionary asset allocation models, from which plan participants may choose in managing their individual retirement accounts. The composition of asset allocation models are not restricted to the investment options made available directly to plan participants. The composition and allocation of model assets may be managed by NPPG on a discretionary basis in its capacity as an ERISA 3(38) investment manager. NPPG also offers a comparable suite of services to non-ERISA and non-qualified retirement plans. PENSION CONSULTING SERVICES – NPPG-Sponsored Pooled Employer Plans NPPG is a Pooled Plan Provider (“PPP”) under the Setting Every Community Up for Retirement Enhancement Act (the “SECURE Act”). In this role, NPPG serves as the named plan fiduciary for pooled employer plans (“PEPs”). Conducting the pension consulting services described herein may be a requirement of NPPG in performing its duties and responsibilities as the PPP. Employers who participate in an NPPG-sponsored PEP will engage NPPG to assist with the discretionary or non-discretionary selection and/or monitoring of investment options (generally open-end mutual funds) from which plan participants may choose in self- directing the investments for their individual plan retirement accounts. NPPG provides this service in its capacity as a “fiduciary” as defined under ERISA Section 3(21) and as PPP under the SECURE Act. NPPG may also retain a qualified investment fiduciary or directly create discretionary asset allocation models, from which plan participants may choose in managing their individual retirement accounts. The composition of asset allocation models are not restricted to the investment options made available directly to plan participants. The composition and allocation of model assets may be managed by NPPG on a discretionary basis in its capacity as PPP under the SECURE Act. SELECTION OF OTHER ADVISERS As part of our investment advisory services, we may also recommend third-party advisers (“TPA”) to you for investment advisory services. The TPA may be retained to manage a portion of, or a plan’s entire, portfolio. In doing so, our primary objective is to align you with the appropriate TPA(s) to allow you to capitalize on opportunities with the goal of strengthening or enhancing your portfolio. Under such arrangements, we will monitor the TPA’s performance to ensure that it remains aligned with your stated investment goals and objectives. Factors that we take into consideration when making our recommendation(s) include, but are not limited to, the following: the TPA’s performance, methods of analysis, fees, your financial needs, investment goals, risk tolerance, and investment objectives. We do not charge you a separate fee for the selection of other advisers. We may share in the advisory fee you pay directly to the TPA. The advisory fee you pay to the TPA is established and payable in accordance with the brochure provided by each TPA retained or recommended by NPPG. These fees may or may not be negotiable. Our compensation may differ depending upon the individual agreement we have with each TPA. As such, a conflict of interest may arise, as we have an incentive to recommend one TPA over another TPA based on one TPA offering more favorable compensation arrangements. If NPPG retains a TPA(s) or you are referred to a TPA(s), you will receive full disclosure, including services rendered and fee schedules, at the time of the referral by delivery of a copy of the relevant

TPA’s Form ADV Part 2 or equivalent disclosure document. Either our firm or the TPA will provide you with all appropriate disclosure statements, including disclosure of any solicitation fees we may receive. You may be required to sign an agreement directly with the recommended TPA(s). You may terminate your advisory relationship with the TPA according to the terms of your agreement with the TPA. You should review each TPA’s brochure for specific information on how you may terminate your advisory relationship with the TPA and how you may receive a refund, if applicable. You should contact the TPA directly for questions regarding your advisory agreement with the TPA. MISCELLANEOUS Client Obligations. In performing its services, NPPG shall not be required to verify any information received from the client or from the client’s other professionals, and is expressly authorized to rely thereon. Moreover, each client is advised that it remains the client’s responsibility to promptly notify NPPG if there is ever any change in the client’s financial situation or investment objectives for the purpose of reviewing, evaluating, or revising NPPG’s previous recommendations and/or services. Periods of Account Inactivity. NPPG has a fiduciary duty to provide services consistent with the client’s best interest. As part of its investment advisory services, NPPG will review a client’s investment lineup and or account (as applicable) on an ongoing basis to determine if any changes are necessary based upon various factors, including, but not limited to, investment performance, mutual fund manager tenure, style drift, and/or a change in the plan’s or client’s investment objective. Based upon these factors, there may be extended periods of time when NPPG determines that changes are neither necessary nor prudent. Clients nonetheless remain subject to the fees described in Item 5 below during such periods. Of course, as indicated below, there can be no assurance that decisions and/or recommendations made by NPPG will be profitable or equal any specific performance level(s). ERISA / IRC Fiduciary Acknowledgment. When NPPG provides investment advice to a client regarding the client’s retirement plan and/or retirement plan account, it does so as a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. The way NPPG makes money creates some conflicts with client interests, so NPPG operates under a special rule that requires it to act in the client’s best interest and not put its interests ahead of the client’s. Under this special rule's provisions, NPPG must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put its financial interests ahead of the client’s when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that NPPG gives advice that is in the client’s best interest;
• Charge no more than is reasonable for NPPG’s services; and
• Give the client basic information about conflicts of interest. Investment Risk. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by NPPG) will be profitable or equal any specific performance level(s). B. NPPG provides advisory services specific to the needs of each client. Prior to providing advisory services, an investment adviser representative will consult with the client to determine their needs, goals, and objectives. Thereafter, NPPG’s advisory services will be provided in a manner consistent with those identified needs, goals, and objectives. The client may, at anytime, impose reasonable restrictions, in writing, on NPPG’s advisory services. C. NPPG does not participate in a wrap fee program. For these purposes, a “wrap fee program” is considered to be an investment program where the client is charged a single, bundled, or “wrap” fee for investment advice, brokerage services (such as commissions and other transaction fees), administrative expenses, and other fees and expenses. D. As of December 31, 2023, NPPG has approximately $3,152,539,436 in discretionary assets under management and approximately $25,424,041 in non-discretionary assets under management.