Overview
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• Follow policies and procedures designed to ensure that we give advice that
is in your best interest
• Charge no more than is reasonable for our services
• Give you basic information about conflicts of interest
Fortress Planning Group focuses on a comprehensive consultative approach to
wealth management. We believe that strong, trusting relationships with our
clients will have a substantial positive impact in reaching their goals and dreams.
To achieve this holistic approach, we use a four-step wealth management
consulting process to begin the fostering of this relationship.
Step 1 - Discovery Meeting - We begin to develop a total client profile
during this initial meeting. We learn about the client’s values, interests,
goals, assets, risk capacity, relationships, and dreams.
Step 2 - Planning Meeting - We present a detailed, actionable investment
plan that will serve as a roadmap that maximizes the probability of
achieving everything that is financially important to the client. Please refer
to the "Methods of Analysis, Investment Strategies and Risk of Loss" section
(Item 8) of this brochure for additional information.
Step 3 - Commitment Meeting - We mutually agree that this plan is in the
best interest of supporting client’s goals and values. We use this time to
assist the client in executing the documents necessary to implement the
investment plan.
Step 4 - Review Meetings - We review client progress towards goals and
values, assess risk tolerance with regards to any change in age and
circumstance, and solution solve new goals. We also use these meetings to
build a comprehensive wealth plan that includes wealth enhancement,
wealth transfer, wealth
protection and charitable giving.
Types of Investments
We primarily recommend mutual funds and exchange traded funds; however, we
may also offer advice on equity securities, Real Estate Investment Trusts (REITS),
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corporate debt securities, municipal debt securities, mutual funds, exchange
traded funds, variable annuities, variable life insurance, and U.S. Government
securities. We may also provide advice on any type of investment held in your
portfolio at the inception of our advisory relationship.
Clients may also impose restrictions on investing in certain securities or types of
securities in accordance with their values or beliefs. However, if the restrictions
prevent us from properly servicing the client accounts, or if the restrictions would
require us to deviate from its standard suite of services, we reserve the right to
end the relationship.
Fortress Planning Group does not participate in wrap fee programs.
As of March 13, 2024, Fortress Planning Group managed approximately
$226,305,572 of discretionary assets and $0 of non-discretionary assets.
Investment Supervisory Services Fees
Our fee for investment advisory services is an asset-based fee calculated as a
percentage of the value of the managed assets according to the following fee
schedule:
Total Assets Under Management Annual Fee
First $1,000,000 0.95%
Next $1,000,000 0.75%
Next $5,000,000 0.50%
Next $10,000,000 (+) 0.25%
Our annual investment advisory fees are billed quarterly and payable three
months in advance. The fee is based upon the value of the assets held in the
account on the last trading day of the month immediately prior to the three-