Item 5 - Additional Compensation .......................................................................................................................... 18 Item 6 - Supervision ..................................................................................................................................................... 18 Brochure Supplement (Part 2B of Form ADV) .......................................................................... 20 Principal Executive Officer – Justin P. McMaster, CFP®, ChFC® .................................................................. 20 Item 2 - Educational Background and Business Experience ....................................................................... 20 Professional Certifications ......................................................................................................................................... 20 Item 3 - Disciplinary Information ........................................................................................................................... 21 Item 5 - Additional Compensation .......................................................................................................................... 22 Item 6 - Supervision ..................................................................................................................................................... 22 Firm Description Cedar Spring Advisors, LLC (“CSA”) was founded in 2017. Michelle L. Fletcher and Justin P. McMaster are each 50% owner. Types of Advisory Services ASSET MANAGEMENT CSA offers discretionary and non-discretionary direct asset management services to advisory clients. CSA will offer clients ongoing portfolio management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. Discretionary When the client provides CSA discretionary authority the client will sign a limited trading authorization or equivalent. CSA will have the authority to execute transactions in the account without seeking client approval on each transaction. Non-discretionary When the client elects to use CSA on a non-discretionary basis, CSA will determine the securities to be bought or sold and the amount of the securities to be bought or sold. However, CSA will obtain prior client approval on each and every transaction before executing any transactions. As part of the recommendations provided, the Client may have a financial plan completed. This may include but is not limited to Asset Preservation, Wills, Estate Plans and Trusts, Investments, Taxes, Qualified Plans, Insurance, Retirement Income, Social Security, College Planning, and Divorce Planning will be reviewed. If a conflict of interest exists between the interests of CSA and the interests of the Client, the Client is under no obligation to act upon CSA’s recommendation. If the Client elects to act on any of the recommendations, the Client is under no obligation to effect the transaction through CSA. SEI Managed Accounts Solutions CSA offers discretionary management services through a program sponsored by SEI Investments Management

Corp (SIMC). SIMC has developed a standard managed account solutions (“MAS”), which program includes SEI’s distribution focused strategies, an integrated managed account solutions providing a tax overlay service (“Tax Management”) and a Goals Based Investing managed account solutions, consisting of MAS and Tax Management portfolios invested in accordance with SEI’s goals-based investment solutions and, may, in the future, develop additional managed account solutions (collectively, the “Managed Account Solutions”). Under this program, SIMC acts as a co-investment advisor to the Investor, along with CSA. For each Managed Account Solutions, SIMC is responsible for developing managed account portfolios designed to be invested in accordance with a stated investment objective (the “Managed Account Portfolios”). For each Managed Account Portfolio, other than the Managed Account Portfolios implementing distribution-focused strategies (the “DFS Portfolios”), SIMC is solely responsible for screening, reviewing and selecting the various money managers and/or individual mutual funds and Other Assets available for selection by Advisors and their Investors designed to meet the specific Managed Account Portfolio’s stated investment objective or goal. For each DFS Portfolio, SIMC is responsible for selecting the SEI Funds and/or Other Assets underlying each DFS Portfolio and actively managing each Investor Account invested in a DFS Portfolio in accordance with the portfolio’s investment objectives. SEI Mutual Fund Models Program and SEI Funds CSA offers discretionary management services through a program sponsored by SEI Investments Management Corp (SIMC). SIMC has developed various model mutual fund asset allocation portfolios (the "Mutual Fund Models") designed to be invested in accordance with a stated investment objective or goal (the "Mutual Fund Models Program"). SIMC currently develops its Mutual Fund Models through two underlying programs, described in various SEI literature as either SEI's Institutional Mutual Fund models or SEI's Goals Based Investing models and, may in the future, develop additional mutual fund model programs. Each Mutual Fund Model's underlying portfolio allocation is generally comprised exclusively of mutual funds in the SEI family of funds ("SEI Funds"), which are each advised by SIMC. Pursuant to the Mutual Fund Models Program, SEI will make available its various Mutual Fund Models to CSA who, in turn, may assist Investors in determining into which Mutual Fund Models to invest their assets. FINANCIAL PLANNING AND CONSULTING If financial planning services are applicable, a thorough review of all applicable topics including but not limited to, Asset Preservation, Wills, Estate Plans and Trusts, Investments, Taxes, Qualified Plans, Insurance, Retirement Income, Social Security, College Planning, and Divorce Planning will be reviewed. If a conflict of interest exists between the interests of CSA and the interests of the Client, the Client is under no obligation to act upon CSA’s recommendation. If the Client elects to act on any of the recommendations, the Client is under no obligation to effect the transaction through CSA. Financial plans will be completed and delivered inside of six months (6) months. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each Client are documented in our Client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written Client consent. Wrap Fee Programs CSA does not sponsor a wrap fee program. Client Assets under Management CSA has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $80,092,184 $27,135,586 09/05/2023