Description of Advisory Firm Lighthouse is registered as an Investment Adviser with the SEC and was originally founded in January 2020. Ownership interests in Lighthouse are as follows:
• 51% Brown Plus – certified public accounting firm
• 24.5% Lighthouse Wealth Management Services, Inc (100% owned by Teancum D Light)
• 24.5% VICI Financial Advisors, LLC (100% owned by James K Adams, III) Lighthouse currently manages over $155 million. The firm provides fee-only financial planning and investment management services. Depending upon each client’s unique circumstances and request, these services may be broad-based or focused on particular areas of interest or need. Lighthouse holds itself to a fiduciary standard, which means Lighthouse and its associates have a duty to act in good faith and do what is in the client’s best interest. Lighthouse does not sell products and receives no form of commissions for advice given to clients. Investment Management and Financial Planning Services Lighthouse is in the business of fee-only financial planning and investment management. Lighthouse provides comprehensive planning including tax & estate planning, retirement planning, debt management, college savings, and wealth management. Lighthouse consults on and manages individually tailored investment portfolios as well as provides hourly consultations. The firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, Lighthouse develops a client's investment policy statement with an asset allocation target and creates and manages a portfolio based on that policy and allocation target. Lighthouse may also review and discuss a client’s prior investment history, as well as family composition and background. Account supervision is guided by the stated objectives of the client (e.g., maximum capital appreciation, growth, income, or growth, and income), as well as tax considerations. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. Miscellaneous Limitations of Financial Planning and Non-Investment Consulting/Implementation Services Lighthouse does not serve as an attorney, accountant, or insurance agent, and no portion of our services should be construed as same. Accordingly, Lighthouse does not prepare estate planning documents, tax returns, or sell insurance products. To the extent Lighthousewealth.com 4 requested by a client, we may recommend the services of other professionals for

non- investment implementation purpose (i.e., attorneys, accountants, insurance, etc.) The client is under no obligation to engage the services of any such recommended professional. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from Lighthouse and/or its representatives. Retirement Rollovers-Potential for Conflict of Interest A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If Lighthouse recommends that a client roll over their retirement plan assets into an account to be managed by Lighthouse, such a recommendation creates a conflict of interest if Lighthouse will earn new (or increase its current) compensation as a result of the rollover. No client is under any obligation to roll over retirement plan assets to an account managed by Lighthouse. Lighthouse’s Chief Compliance Officer, Teancum D. Light, remains available to address any questions that a client or prospective client may have regarding the potential for conflict of interest presented by such rollover recommendation. ERISA/IRC Fiduciary Acknowledgement When Registrant provides investment advice about the client’s retirement plan account or individual retirement account, it does so as a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. Because the way Registrant makes money creates some conflicts of interest, Registrant operates under a special rule that requires it to act in the client’s best interest and not put its interests ahead of the client’s. Under this special rule’s provisions, Registrant must: meet a professional standard of care when making investment recommendations (give prudent advice); never put its financial interests ahead of the client’s when making recommendations (give loyal advice); avoid misleading statements about conflicts of interest, fees, and investments; follow policies and procedures designed to ensure that Registrant gives advice that is in the client’s best interest; charge no more than is reasonable for Registrant’s services; and give the client basic information about conflicts of interest.