A. Description of the Advisory Firm Brücke Financial, Inc. (hereinafter “BFI”) is a Corporation organized in the State of Indiana. The firm was formed in November 2017, and the principal owner is Andrew James Hawickhorst. B. Types of Advisory Services Portfolio Management Services BFI offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. BFI creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels). Portfolio management services include, but are not limited to, the following: • Investment strategy • Personal investment policy • Asset allocation • Asset selection • Risk tolerance • Regular portfolio monitoring BFI evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. BFI will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. BFI seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of BFI’s economic, investment or other financial interests. To meet its fiduciary obligations, BFI attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, BFI’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is BFI’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent, including initial public offerings (“IPOs”) and other investment opportunities that might have a limited supply, among its clients on a fair and equitable basis over time. Selection of Other Advisors From time to time, BFI recommends that our clients use the services of a subadvisor to manage all, or a portion of, their investment portfolio. After gathering information about our clients’ financial situation and objectives, we will recommend that our clients engage a specific subadvisor or investment program. Factors that we take into consideration when making our recommendation(s) include, but are not limited to, the following: the subadvisor’s performance, methods of analysis, fees, our clients’ financial needs, investment goals, risk tolerance, and investment objectives. We will monitor the subadvisor’s performance to ensure its management and investment style are consistent with our clients’ investment goals and objectives. We will assume discretionary authority to hire and fire subadvisors and/or reallocate our clients’ assets to other subadvisors where we deem such action appropriate. We have selected to engage Vise AI Advisors, LLC (“Vise”) and Berilium as our subadvisors. For more information concerning Vise and Berilium’s investment methods, fees and risk, please see Vise and Berilium Form ADV Part 2A Brochures and Vise and Berilium Form CRS Brochures. Financial Planning Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement

planning; college planning; debt/credit planning; farm succession planning, and business succession planning. Investment planning involves working with clients to make sure their investments match their respective risk tolerance and goals. Tax concerns are addressed by working with the client to determine and compare effective tax rates for income, capital gains and other earnings or investments, then attempting to allocate the client’s resources accordingly. Life insurance planning entails reviewing the life insurance and/or disability insurance needs of the client, together with any applicable dependents, spouse or other relatives, and assessing appropriate coverage for these individuals. College planning entails helping clients save for higher education, whether for the client or his/her children or other dependents, in the ideal manner to suit the client’s overall financial goals and means. Debt/credit planning consists of breaking down client budgets and aiding clients in decision-making as to current debt, anticipated significant expenses and potential debt, and avoiding excessive debt. Pension Consulting Services BFI offers consulting services to pension or other employee benefit plans (including but not limited to 401(k) plans). Pension consulting will include, but is not limited to: o identifying investment objectives and restrictions o providing guidance on various assets classes and investment options o recommending money managers to manage plan assets in ways designed to achieve objectives o monitoring performance of money managers and investment options and making recommendations for changes o recommending other service providers, such as custodians, administrators and recordkeeper Services Limited to Specific Types of Investments BFI generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation linked bonds, commodities, options, non-U.S. securities, options, venture capital funds and private placements. BFI may use other securities as well to help diversify a portfolio when applicable. C. Client Tailored Services and Client Imposed Restrictions BFI offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels). Clients can impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent BFI from properly servicing the client account, or if the restrictions would require BFI to deviate from its standard suite of services, BFI reserves the right to end the relationship. D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and other administrative fees. BFI does not participate in any wrap fee programs. E. Assets Under Management BFI has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $157,601,611.00 $0.00 December 2023