Domain Money Advisers, LLC (the “Adviser”, “Domain”, or the “Firm”), founded in 2021, is an investment
advisory firm that provides financial planning services to advisory clients (each a “Client”) which includes
working with Clients in such areas as asset allocation, portfolio reviews, cash flow and budgeting, retirement
planning, real estate analysis, risk management and estate planning, and other, related consulting
services. The Adviser is wholly-owned by Domain Money, Inc. (“Domain Money”), a privately held
company headquartered in New York, New York, principally owned and controlled by Adam Dell.
This Brochure describes the flat-fee services (each an “Engagement”) offered by the Adviser that covers
specific topics mutually agreed by the Adviser and Client.
The Domain Money App
Domain Money offers various personal finance services on an interactive platform, the “Domain Money”
app, available on smartphones and web-based (the “App”). Via the App, users may: upload their documents,
schedule meetings, open a savings account, and communicate with the support and advisory teams. Non-
investment advisory services are generally provided by Domain Money pursuant to particular documentation,
and investment advisory services are provided by the Adviser pursuant to separate documentation, in each
case agreed to via the App. Additionally, services provided via the App by third parties are subject to separate
services agreements.
Financial Planning and Investment Consultation Services
The Adviser’s investment advisory representatives are also Certified Financial Planners (“CFP®s”) and
provide Clients with financial planning and/or consulting services by phone, chat or video chat (“Services”).
These Services could include, without limitation: asset allocation advice, portfolio review, employment
benefits planning, planning and investing for financial goals (including retirement planning, education
planning, home buying, etc.), cash flow analysis, real estate analysis, risk management, tax strategies, estate
planning, or other specific needs as Clients may request.
Investment consultation could result in providing information on the types of investment vehicles available,
employee stock options, investment analysis and strategies and asset selection. Our CFP®s may also assist
Clients in establishing their own investment account at a selected broker/dealer or custodian of a Client’s
choosing.
The Adviser’s services are highly dependent on receiving complete and accurate information from Clients. If
a Client provides the Adviser with inaccurate or incomplete information or fails to update promptly the
information provided to the Adviser when it changes, the quality and applicability of the Adviser’s investment
advisory services could be materially impacted.
In addition, other information about a Client’s personal financial situation that may not be elicited through
the Adviser’s onboarding process could inform the Adviser’s advice if it were provided.
Typically, an Engagement includes the following process:
● An initial “Initial Consultation” (approximately 30 min) during which time the Adviser will gather
all pertinent financial information and statements, and discuss your financial goals;
● Follow-up phone calls/emails to clarify information
● A broad-based, customized personal financial plan;
● A plan delivery meeting (approximately one hour and a half) to discuss your plan in detail and
develop a course of action to implement it;
● Meetings may be conducted in person or over the phone
Upon completion of the presentation or delivery of advice, the Engagement is typically concluded. However,
Clients are encouraged to reach out to the Adviser at any time in the future to re-engage with our services.
If Clients prefer continued financial coaching following the initial Engagement, the Adviser offers a six-
month Membership Program that involves the following services:
● A single 60-minute coaching session to assess progress made on your goals and action items that had
been addressed in your broad-based financial plan
● Ongoing (reasonable) access to a financial planner via phone calls/emails to provide you with
financial coaching sessions
● Plan modifications based on refined goals, significant changes to you and/or your family’s financial
position (i.e., change in employment or income, purchase or sale of a home or business, unique
expenditure, inheritance, etc.)
● Meetings may be conducted in person or over the phone.
To the extent requested by a client, the Adviser may recommend the services of other professionals for certain
non-investment implementation purposes (i.e., attorneys, accountants, insurance representatives, etc.).
Client-Tailored Services
Our Services may be broad-based or more narrowly focused, depending on a Client’s requests or needs. Note
that when Services focus only on certain areas of a client’s specific interest, the client’s overall financial
situation may not be fully addressed due to the limitations the Client has established. In all instances, Clients
retain full discretion over all implementation decisions and are free to accept or reject any recommendation
the Adviser makes. Domain does not manage or obtain discretionary authority (i.e., limited power of attorney)
over any of Clients’ savings or investment accounts unless otherwise covered in separate agreement as part
of the Domain Money App services.
Wrap Fee Programs
Domain does not participate as a sponsor or participant in any wrap fee programs.
Client Assets Under Management
Due to the nature of the services provided, the Adviser does not have reportable client assets under its
management.
General Account Information
Client Onboarding. In order to become an investment advisory client, a Client completes a brief interview
over the telephone conducted by one of the Adviser’s CFP®s to determine the scope of services to be provided.
The Adviser will also ensure all material conflicts
of interest are disclosed regarding the Adviser which could
be reasonably expected to impair the rendering of unbiased and objective advice. If the Client wishes to engage
the Adviser, the Client must pay a deposit (see “Charged Prepayment of Client Fees” section below) and accept
the Terms of Services as well as the Privacy Policy presented at the time of payment. Thereafter a discussion
and analysis will be conducted to determine the Client's financial need, goals, holdings, etc.
Customer support personnel are available to assist Clients in understanding the offerings and with opening
accounts, while the CFP®s are available to assist Clients in understanding the different financial plans available
and in helping to evaluate investment objectives, financial goals and risk tolerances. The purpose of the
onboarding process is to enable the Adviser to gather sufficient information on the Client to enable the Adviser
to provide tailored investment advice to the Client.
Depending on the scope of the engagement, the Adviser may also require current copies of the following
documents early in the process:
● Wills, codicils and trusts
● Insurance policies
● Mortgage information
● Tax returns
● Current financial specifics including W2's or 1099s
● Information on current retirement plans and benefits provided by Client’s employer
● Statements reflecting current investments in retirement and non-retirement accounts
● Completed risk profile questionnaires or other forms provided by the Adviser
The Adviser may, but is not obligated to, verify the information the Client has provided which will then be
used in the financial planning or investment advisory process.
Investment Advisory Services
The Adviser provides investment advice principally via the financial plans it provides the Client. which are
based on the Adviser’s analysis of the suitability of the Adviser’s investment recommendation for the Client,
and the Client’s goals, risk tolerance, time horizon and investment objectives (and subject to the Client’s
agreement with its assigned risk category)..
Subject to the Adviser’s fiduciary duties, Clients retain absolute discretion over security selection and other
implementation decisions and are free to accept or reject any recommendation from the Adviser.
Clients are encouraged to update their plan as soon as material changes occur in their lives and to re-engage
the Adviser’s financial consulting services on at least an annual basis for the purpose of reviewing and
updating Adviser’s previous recommendations and/or services.
Consulting/Support Services
The Adviser’s CFPs provide Clients with financial planning and/or consulting services by phone, chat, video
chat or office visit. These services could include, without limitation: asset allocation, portfolio review,
employee benefits planning, investing for financial goals (including retirement planning, education planning,
home buying, etc.) tax harvesting and establishing tax-advantaged accounts.
To the extent requested by a client, Adviser may recommend the services of other professionals for certain
non-investment implementation purposes (i.e., attorneys, accountants, insurance representatives, etc.)
Scope and Limits of Services Provided
Topics or Areas Not Covered By a Plan. Our financial plans do not address every aspect of a client’s financial
life (e.g., areas not covered include analysis of property and casualty, homeowners, and excess liability
coverage, etc.). In addition, a topic may not be included in your financial plan for a variety of reasons (for
example, because we did not receive sufficient data from you to complete an analysis); unless we explicitly
state otherwise, you should not take any such omission as an indication that the topic is not applicable to your
particular financial situation. Also, unless otherwise requested, our services will not include an analysis of your
estate planning documents and/or income tax returns. You should seek the counsel of your legal and tax
advisors for a complete analysis of your estate and death tax liabilities.
No Verification of Outside Assets Analyzed. In developing a financial plan for you, we may consider and
analyze information relating to assets that you hold at other financial institutions if you have provided us with
the relevant information. In considering such information, we will assume that the information that you
have provided is accurate and will not take any steps to verify or ensure the accuracy of information regarding
any assets.
No Tax or Legal Advice. We do not provide tax or legal advice. You should not consider any information that
is presented in a financial plan regarding potential tax considerations as tax or legal advice, and should not use
such information for the purpose of avoiding any tax penalties or liabilities. As we do not provide legal or tax
advice, we recommend coordinating with your independent legal and tax advisers during the financial planning
process so that they may assess any legal and tax issues relating to the strategies we recommend. If you are not
comfortable involving those advisers during our financial planning arrangement with you, you should
separately consult with your legal or tax advisors to review your personal circumstances.
Residency Assumption in Our Plans. Our Services assume that you are a U.S. citizen or resident, and are
subject to U.S. taxes. Our financial planning services may therefore not be applicable to or appropriate for you
if you are subject to other tax jurisdictions and requirements.
Implementation of Recommendations. You are encouraged to review all advice within the full context of your
personal financial picture and seek your own tax, legal and other professional advice to inform your
independent evaluation of our advice. Subject to our fiduciary duty, you retain absolute discretion over all
implementation decisions and are free to accept or reject any recommendation from us.