Moralis Technologies, LLC (“Moralis” or the “Firm”) is doing business as Aquinas Wealth Advisors and Trinity Wealth Advisors. Moralis was formed in 2021 and is wholly owned by Christopher McMahon. The firm is registered as an investment adviser with the Securities and Exchange Commission (as a related adviser to MFA Wealth Advisors, LLC). Moralis provides ongoing discretionary investment management services to its clients that combines cutting-edge technology with objective advice based on each client’s investment objective(s) and risk tolerance. Moralis generally recommends that clients fulfill their investment objectives by allocating their assets across diversified risk-based portfolios (each, a “Model Portfolio”). This Model Portfolio is rebalanced periodically to remain in-line with the client’s agreed-upon asset allocation, though the asset allocation may be changed from time to time based on changes to a client’s specific situation. Adviser typically provides investment advice with respect to limited types of investments, which generally include individual stocks, bonds, cash and cash equivalents, mutual funds, and exchange traded funds (“ETFs”). Clients may impose reasonable restrictions or mandates on the management of their accounts if Moralis determines, in its sole discretion, the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm's management efforts. In addition, ongoing discretionary investment management, Moralis offers the following advisory services and/or use of third parties’ services: 1. Periodic rebalancing 2. Financial planning 3. Unaffiliated, qualified custodian 4. Access to a values-based investing strategy that systemically screens companies for alignment with Christian and Catholic beliefs Limitations of Financial Planning and Non-Investment Consulting/Implementation Services. To the extent requested by the client, Moralis will generally provide financial planning and related consulting services regarding non-investment related matters, such as tax and estate planning, insurance, etc. Moralis will generally provide such consulting services inclusive of its advisory fee set forth at Item 5 below. Please Note: Moralis believes that it is important for the client to address financial planning issues on an ongoing basis. Moralis’ advisory fee, as set forth at Item 5 below, will remain the same regardless of whether or not the client determines to address financial planning issues with Moralis. Please Also Note: Moralis does not serve as an attorney, accountant, or insurance agent, and no portion of our services should be construed as same. Accordingly, Moralis does not prepare legal documents, prepare tax returns, or sell insurance products. To the extent requested by a client, we may recommend the services of other professionals for non-investment implementation purpose (i.e. attorneys, accountants, insurance, etc.) including Moralis representatives in their separate individual capacities as licensed insurance agents. The client is under no obligation to engage the services of any such recommended professional. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from Moralis and/or its representatives. Please Also Note: If the client engages any recommended unaffiliated professional, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from and against the engaged professional. At all times, the engaged licensed professional[s] (i.e. attorney, accountant, insurance agent, etc.), and not Moralis, shall be responsible for the quality and competency of the services provided. Please Further Note-Conflict of Interest: The recommendation by a Moralis representative that a client purchase an insurance product from an Moralis representative in his/her individual capacity as an insurance agent, presents a conflict of interest, as the receipt of commissions may provide an incentive to recommend investment and/or insurance products based on commissions to be received, rather than on a particular client’s need. The fees charged and compensation derived from the sale of such insurance products is separate from, and in addition to, Moralis’ investment advisory fee. No client is under any obligation to purchase any insurance products from an Moralis representative. Clients are reminded that they may purchase insurance products recommended by a Moralis representative through other, non-affiliated insurance agents. ANY QUESTIONS: Moralis’ Chief Compliance Officer, David Reichert, remains available to address any questions that a client or prospective client may have regarding the above conflicts of interest. Please Note: Retirement Rollovers-Potential for

Conflict of Interest: A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). When Moralis provides investment advice to clients regarding retirement plan accounts, Moralis is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. If Moralis recommends that a client roll over their retirement plan assets into an account to be managed by Moralis, such a recommendation creates a conflict of interest if Moralis will earn new (or increase its current) compensation as a result of the rollover, therefore Moralis abides by the following provisions to act in each client’s best interest:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. No client is under any obligation to roll over retirement plan assets to an account managed by Moralis. As part of any recommendation to roll over retirement plan assets, prior to such roll over occurring, Moralis will provide each client or prospective client a transfer disclosure form identifying existing account information, proposed services, estimated fees and expenses and certain adviser and client representations. Portfolio Activity. Moralis has a fiduciary duty to provide services consistent with the client’s best interest. Moralis will review client portfolios on an ongoing basis to determine if any changes are necessary based upon various factors, including, but not limited to, investment performance, market conditions, fund manager tenure, style drift, account additions/withdrawals, and/or a change in the client’s investment objective. Based upon these factors, there may be extended periods of time when Moralis determines that changes to a client’s portfolio are neither necessary, nor prudent. Clients remain subject to the fees described in Item 5 below during periods of account inactivity. Please Note-Use of Mutual and Exchange Traded Funds: Moralis utilizes mutual funds and exchange traded funds for its client portfolios. In addition to Moralis’ investment advisory fee described below, and transaction and/or custodial fees discussed below, clients will also incur, relative to all mutual fund and exchange traded fund purchases, charges imposed at the fund level (e.g. management fees and other fund expenses). Please Note: Cash Positions. Moralis treats cash as an asset class. As such, all cash positions (money markets, etc.) shall be included as part of assets under management for purposes of calculating Moralis’ advisory fee. At any specific point in time, depending upon perceived or anticipated market conditions/events (there being no guarantee that such anticipated market conditions/events will occur), Moralis may maintain cash positions for defensive purposes. In addition, while assets are maintained in cash, such amounts could miss market advances. Depending upon current yields, at any point in time, Moralis advisory fee could exceed the interest paid by the client’s money market fund. ANY QUESTIONS: The Moralis Chief Compliance Officer, Christopher McMahon, remains available to address any questions that a client or prospective may have regarding the above fee billing practice. Client Obligations. In performing our services, Moralis shall not be required to verify any information received from the client or from the client’s other professionals and is expressly authorized to rely thereon. Moreover, it remains each client’s responsibility to promptly notify Moralis if there is ever any change in his/her/its financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. Assets Under Management As of December 31, 2023, we have $17,183,094 in discretionary assets under management.