– ITEM 4 Investment Management Consultants (“IMC”) is a locally owned, independent, investment-consulting firm located in Las Vegas, Nevada. IMC began operations in 1998 and is registered as an investment advisory firm with the Securities and Exchange Commission (“SEC”). Brad W. Davies and Gary N. Miller are the principals of IMC and have been since the company’s inception. IMC consults on issues important to fiduciaries and clients, including setting investment objectives and drafting investment policy statements, investment securties search, asset allocation, employee and trustee education, performance measurement and evaluation, as well as cost containment. For those clients who desire a portfolio of individual equities and bonds to be managed on a discretionary basis, IMC has the capacity to act as an independent portfolio manager. IMC does not participate in wrap-fee programs of any nature. IMC advises only on securities regulated by the U.S. Security and Exchange Commission. As of December 31, 2023, IMC managed $111.3 million in discretionary assets and $217.5 million in non-discretionary assets. FEE SCHEDULE – ITEM 5 IMC is compensated for services rendered by an annual fee, which is calculated as a percentage of assets under management. Fees are negotiable and confirmed to the client prior to commencement of consulting. Generally, fees are billed quarterly in arrears, and are based on the market value of each account on the last day of the quarter. A client may terminate the Investment Advisory

Agreement at any time upon 30 days’ written notice (the fee for the quarter in which termination occurs will be prorated). Clients have the option to have IMC’s consulting fee deducted directly from their asset account or invoiced for fees incurred. IMC may be compensated on a flat fee basis. Also, an hourly rate of $150 is available to clients not wishing to engage IMC on a permanent basis. Hourly fees may include, but are not limited to, the following services: setting investment objectives, asset allocation, mutual fund selection and review. Page 5 of 18 ~ Part 2(A and B) of Form ADV ~ Brochure IMC INVESTMENT MANAGEMENT CONSULTANTS In addition to the consulting fee, the client understands that there may be other expenses such as: mutual fund operating expenses, transactional fees and, if appropriate, custodial fees charged by other organizations associated with the client’s accounts. IMC does not have the ability to negotiate mutual fund operating expenses or custodial fees. IMC will not receive any commission or other soft-dollar payments of any nature with respect to the client. Percentage of assets under management (“AUM”) Fee: IMC charges a maximum annual fee of 1.00% calculated at the end of each quarter. Example of Percentage of AUM calculation: a client with IMC who has $1,000,000 in AUM will pay $10,000 per year or $2,500 per quarter based on the above fee schedule ($1,000,000 x 1.00% or .010 = $10,000). Flat Fee: fees are determined on a client to client basis with a minimum annual fee of $250. Hourly Fee: $150/hour.
IMC’s FEES ARE NEGOTIABLE