A. Description of the Advisory Firm Centric Advisors, LLC (hereinafter “Centric”) is a Limited Liability Company organized in the State of Texas. The firm was formed in November 2015, and the principal owners are Zachary Thomas Majors and Oscar Raul Mondragon. B. Types of Advisory Services Portfolio Management Services Centric offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Portfolio management services include, but are not limited to, the following: • Investment strategy • Personal investment policy • Asset allocation • Asset selection • Risk tolerance • Regular portfolio monitoring Centric evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. A long-term investment plan is established, then reconfirmed or adjusted at least annually. Centric will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Centric seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of Centric’s economic, investment or other financial interests. To meet its fiduciary obligations, Centric attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, Centric’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is Centric’s policy to allocate investment opportunities

and transactions it identifies as being appropriate and prudent among its clients on a fair and equitable basis over time. Financial Planning Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt /credit planning. Services Limited to Specific Types of Investments Centric generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation linked bonds and commodities. Centric may use other securities as well to help diversify a portfolio when applicable. C. Client Tailored Services and Client Imposed Restrictions Centric offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon each client’s current situation (income, tax levels, and risk tolerance levels). Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent Centric from properly servicing the client account, or if the restrictions would require Centric to deviate from its standard suite of services, Centric reserves the right to end the relationship. D. Wrap Fee Programs Centric does not participate in wrap fee programs. E. Assets Under Management Centric has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $150,504,063 $27,472,589 12/31/2023