Troutman Wealth Management is a registered investment advisor firm registered with the United States
Securities & Exchange Commission. Troutman Wealth Management has been in business since May
2019.
The Principal Owner of Troutman Wealth Management is Stephen Troutman.
Advisory Services:
Troutman Wealth Management (“Advisor”) provides a variety of service offerings to clients. Our firm
offers discretionary and non-discretionary individual wealth management services using a standard
pricing model where clients pay the trading costs. In addition to the trading costs, the client pays an
advisory fee as stated in the schedule below.
Account supervision is guided by the client's stated objectives (e.g. conservative, moderate, balanced,
growth, aggressive), as well as tax considerations. Clients may impose reasonable restrictions on
investing in certain securities, types of securities, or industry sectors. Our investment recommendations
are not limited to any specific product or service offered by a broker-dealer or insurance company and
will generally include advice regarding the following securities:
• Exchange-listed securities
• Securities traded over-the-counter
• Foreign issuers
• Corporate debt securities (other than commercial paper)
• Commercial paper
• Certificates of deposit
• Municipal securities
• Variable life insurance
• Variable annuities
• Fixed Annuities
• Mutual fund shares
• United States governmental securities
• Options contracts on securities
• Interests in partnerships investing in real estate
Because some types of investments involve certain additional degrees of risk, they will only be
implemented/recommended when consistent with the client's stated investment objectives, tolerance for
risk, liquidity and suitability.
Portfolio Management:
Discretionary Investment Management Services
We work with you to identify your investment goals, objectives, restrictions, and risk tolerance to
determine what is most suitable for you. From there, we fit you into a diversified model of mutual funds
and exchange-traded funds that’s designed to complement your financial situation and personal
circumstances.
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Non-discretionary Investment Consulting Advice
Most of our clients fall into the discretionary investment management bucket. From time to time
particular clients will choose a non-discretionary relationship with our firm. In doing
so, the client plays a
more active role in investment decisions and is notified before any and all trades are placed.
Actual investment advice comes at the tail end of a thorough review of your situation and goals. We use
tools such as budgetary analysis, risk tolerance assessment, and cash flow planning in order to fully
understand your total financial picture. With a full understanding of your financial context, investment
advice can be tailored to match your situation.
Wrap Fee Programs
We do not offer a wrap fee program.
Insurance Services
Adviser does not offer insurance products for sale to customers. However, Adviser contracts with DPL
Financial Partners, LLC (“DPL”), which is a third-party provider of a platform of insurance consultation
services to investment advisers with clients who have current or future needs for insurance products.
DPL's platform is available to Adviser’s clients for a fixed annual fee paid by Adviser. Through its
licensed insurance agents, who are also registered representatives of The Leaders Group, Inc. (“The
Leaders Group”), an unaffiliated SEC-registered broker-dealer and FINRA member, DPL offers our
clients services relating to commission free insurance products. These services include, among others,
providing our clients with analyses of our current methodology for evaluating client insurance needs,
educating and acting as a resource for us regarding insurance products generally and specific
insurance products owned by our clients or that our clients are considering purchasing, and
provides us access to, and marketing support for, commission free insurance products.
For providing platform services, DPL receives service fees from the insurers that offer their commission
free products through the platform to our clients. These service fees are based on the insurance premiums
received by the insurers from our clients who purchase through the DPL platform.
We do not recommend DPL or any other insurance policies, and we do not receive any commissions or
other payments from our client’s purchases of insurance policies. Our fees are limited to the management
of the insurance policies’ separate accounts, for which we charge a management fee as disclosed in Item
5. Clients are under no obligation to purchase insurance through DPL.
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Assets Under Management
As of December 31, 2023, Adviser has the following assets under management:
Discretionary assets: $ 117,912,771
Non-discretionary assets: $ 1,100,725