Firm Description and Types of Advisory Services Betro | Mileszko & Company is an investment adviser. We provide investment supervisory services, also known as asset management services; manage investment advisory accounts and furnish investment advice through consultations. On more than an occasional basis, our principals furnish advice to clients on matters not involving securities, such as financial planning matters, taxation issues, and trust services that often include estate planning. Betro | Mileszko & Company was founded in 2007. Principal Owners Our company is owned equally by Felix S. Betro and John M. Mileszko. Types of Advisory Services Betro | Mileszko & Company provides continuous ongoing advice to clients regarding the investment of client funds based on the individual needs of each client. Through personal conversations in which goals and objectives based on a client’s particular circumstances are discussed, the Firm develops an investment strategy and manages a portfolio based on that strategy. Typically, we manage advisory accounts on a discretionary basis. Account supervision is guided by the stated objectives of our clients (i.e., maximum capital appreciation, growth, income, growth and income, etc.). When requested or appropriate, we may also offer these services to clients with variable annuity products, whereby we manage the underlying variable annuity sub-accounts on behalf of a client. Betro | Mileszko & Company creates portfolios consisting primarily of no-load mutual funds and Exchange Traded Funds (ETFs). We allocate our clients’ assets among various investments taking into consideration the overall management style dictated by the client’s needs or preferences. Mutual funds and ETFs are typically selected on the basis of any or all of the following criteria: the fund’s performance history; the industry sector in which the fund invests; the track record of the fund’s manager; the fund’s investment objectives; the fund’s management style and philosophy; and the fund’s management fee structure. Portfolio weighting between funds and market sectors will be determined by each client’s individual needs and circumstances. We allow our clients the opportunity to place reasonable restrictions on the types of investments which will be made on their behalf. At all times, our clients will retain individual ownership of the securities held in their account(s). 7 Betro | Mileszko & Company Betro | Mileszko & Company typically offers the following strategies: Capital Preservation; Income; Growth and Income; Moderate Growth; Growth and Aggressive Growth. However, a client’s individual account may oftentimes be “customized” or “personalized” to reflect an individual’s own unique circumstances or preferences. When appropriate

given the needs of a client, Betro | Mileszko & Company may also recommend the use of individual stocks and bonds. Because these investment strategies involve certain additional degrees of risk, they will only be recommended when consistent with a client’s stated tolerance for risk and/or preferences. Consulting Occasionally, we may also offer advice on a more limited basis. This may include advice on investment planning, retirement planning, a review of an existing portfolio, or any other specific topic related to investing or general finance. Additionally, the firm may provide advice on non-securities matters; generally, in connection with the rendering of estate planning, insurance, and/or annuity advice. Our advice and recommendations are provided through consultation with our clients and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. Betro | Mileszko & Company is a fee-only investment management firm. The firm does not sell load-mutual funds, limited partnerships, annuities or other commission-based investments. Asset Management As discussed above, assets are invested primarily in no-load mutual funds and exchange-traded funds, typically through Charles Schwab & Company. Fund companies charge each fund shareholder an investment management fee that is disclosed in the fund prospectus. Discount brokerages such as Schwab may also charge a transaction fee for the purchase of some funds, stocks, ETFs, and individual bonds. Stocks and bonds may be purchased or sold through a brokerage account when appropriate. The brokerage firm may or may not charge a fee for stock and bond trades. Betro | Mileszko & Company does not receive any compensation, in any form, from the fund companies that client assets are invested with. Initial public offerings (IPOs) are not available through Betro | Mileszko & Company. 8 Betro | Mileszko & Company Tailored Relationships The goals and objectives for each client are noted and documented in our client files. An investment strategy is then developed in a manner that we believe appropriately reflects the stated goals and objective. Clients may impose restrictions on investing in certain securities or types of securities as long as they are reasonable. Wrap Fee Programs Betro | Mileszko & Company does not participate in a Wrap Fee Program. Assets Under Management As of March 28, 2024, Betro | Mileszko & Company manages $120,162,389 in discretionary account assets, and $11,677,847 in non-discretionary client accounts assets, for a total of $131,840,236 in assets under management.