Advisory Firm Description Premium 72 Capital, LLC, formerly known as OPC Advisors, LLC (referred to in this Brochure as “Premium 72 Capital”, the “Firm”, “we”, and “us”), is a Texas limited liability company that has been in business since 2016 with an office in Houston, Texas. On November 13, 2020, OPC Advisors, LLC, doing business as Premium 72 Capital, filed a name change to Premium 72 Capital, LLC with the State of Texas; this change became effective November 14, 2020. Premium 72 Capital was registered on February 8, 2021, with the Securities and Exchange Commission to expand the organization to serve prospective clients outside of Texas. These clients will be served in various states from three offices (see below locations) by individuals whom Premium 72 Capital seeks to register as Investment Advisory Representatives (“IARs”). The existing investment advisory contracts between each client and the IAR’s prior firm is being assigned to Premium 72 Capital without change to the terms of the contracts. Therefore, a variety of services and various methods of analysis and investment strategies have been added to our Brochure and will vary based on the IAR providing advice. Services, models, and strategies used by one IAR will be different than the strategies used by other IARs because Premium 72 Capital permits flexibility and does not require or mandate a particular investment strategy be implemented by its IARs, subject to Premium 72 Capital supervision and compliance requirements. The Firm is expanding to serve clients in additional geographic areas by registering IARs with offices in South Carolina and Texas. The Firm is majority-owned by Arturo Nicolayevsky through a holding company called AynBet Investments, LLC; Eduardo Perez Alduncin is the only other owner of greater than 5% of Premium 72 Capital. Premium 72 Capital begins offers services from locations in Texas and South Carolina : 121 N Post Oak Ln., 705 Houston, TX 77024 3447 Pelham Road, Suite 203 Greenville, SC 29615 Types of Advisory Services Premium 72 Capital provides both discretionary and non-discretionary investment advice, asset allocation, investment management, financial planning, and related services to individuals, families, trusts, estates, and small and large businesses. (Throughout this Brochure, the various types of individuals and entities who we serve are referred to generally as “clients” or “you.”) Advice is provided by the IAR after consulting with you to determine which of the following services are appropriate: determination of financial objectives, identification of financial problems, cash flow management, tax 7 | P a g e planning, insurance review, investment management, education funding, retirement planning, and estate planning. IARs are qualified to offer advice on most types of investments owned by a client and at your specific request, will explore investment options that you do not currently own. Services Offered Premium 72 Capital offers the following advisory services:
• Portfolio management services for individuals and/or small businesses
• Portfolio management for businesses or institutional clients (other than investment companies)
• Financial planning services
• Selection of other advisers, including private fund managers
• Educational seminars and workshops Overview of Services Offered We offer ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. The goals and objectives for each client are documented in the client account agreement. “Investment Supervisory Services” are provided and generally will include:
• Investment strategy • Personal investment policy
• Asset allocation • Asset selection
• Risk tolerance • Regular portfolio monitoring IARS also frequently furnish advice to clients on matters not involving securities: financial planning, taxation issues, and trust services that often include estate planning. Tailored Advisory Services Premium 72 Capital offers both discretionary and non-discretionary investment advice, asset allocation, and related services to retail separate account clients and institutional investors. The initial meeting (either in person or by telephone or video conference) is free of charge and is considered an exploratory interview to determine the extent to which financial planning and investment management are beneficial to you. Premium 72 Capital does not take custody or hold client assets or funds. See Item 15 – Custody. Clients deposit cash or other marketable securities in the account to be managed and Premium 72 Capital and its IAR will perform an analysis of securities to be kept or sold. Client assets are then invested, usually on a discretionary basis, in domestic and international stocks, bonds, mutual funds, exchange-traded funds ("ETFs"), and with additional approval, covered or hedged option positions, or other public or private securities or investments. Our services are provided based on the individual needs of each client and involve providing clients with continuous and on-going management of client accounts. This means that Premium 72 Capital will 8 | P a g e continuously monitor a client’s account, and make trades in client accounts when necessary, following the client’s investment objectives. We accommodate your desire to impose restrictions on investing in certain securities or types of securities based on your values or beliefs. We require written notice of the restriction(s) to ensure that these instructions can be accommodated; please note that restrictions on investments in certain securities or types of securities are not accepted due to the level of difficulty that would be entailed in managing the account. IARs will communicate with you periodically to review your portfolio and to establish or remind you of specific, agreed-upon courses of action. More frequent reviews often are done but are generally not communicated to you unless immediate changes are recommended. See Item 13 – Review of Accounts. Lawyers, accountants, insurance agents, and other professionals are engaged directly by the client on an as-needed basis. The client

authorizes Premium 72 Capital to share information with lawyers, accountants, insurance agents, and other professionals. Conflicts of interest will be disclosed to you whenever they occur. Tailored Advisory Services are included in the fees in the Investment Management Agreement but are separate from and in addition to the Financial Planning services described later in this section. See also Item 5 – Fees and Compensation for a description of the costs involved in employing Premium 72 Capital’s Investment Management Agreement. Manager Selection Program Premium 72 Capital provides clients with the opportunity to have their accounts or portfolios managed by unaffiliated investment advisers (“outside” or “third-party” money managers). This is accomplished either through a Interactive Brokers or Equity Advisors Services program or by a solicitation agreement between Premium 72 Capital and the outside manager. See Item 5 – Fees and Compensation for a description of the additional costs involved in employing the Manager Selection Program. The Premium 72 Capital IAR will discuss and review the asset allocation and investment strategy of the third-party adviser with the client. However, the Premium 72 Capital IAR will not be involved in the selection of individual securities purchased nor in the execution of transactions through the third-party adviser. Financial Planning Services Premium 72 Capital provides advisory services in the form of financial planning and consulting services. Financial planning services do not involve the active management of client accounts but instead, focus on a client’s overall financial situation. Financial planning can be described as helping individuals determine and set their long-term financial goals, through investments, tax planning, asset allocation, risk management, retirement planning, and other areas. Elements of the financial plan to be included are decided between the client and the IAR. Representative 9 | P a g e items include a net worth statement; a cash flow statement; a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; strategic tax planning; a review of retirement accounts and plans including recommendations; a review of insurance policies and recommendations for changes, if necessary; one or more retirement scenarios; estate planning review and recommendations; and education planning with funding recommendations. See below for details of specific types of financial planning and the approximate number of hours required for each, based on the typical needs of an individual investor. Only certain IARs are qualified to offer these services, so please ask your IAR which specific services, if any, he or she offers. Please see Item 5 – Fees and Compensation for a description of the costs involved in employing Premium 72 Capital’s Financial Planning Services. High net worth investors or families will take more time and will cost more.
• Personal finance (approximately one hour): The IAR will analyze the current financial position of the client by looking at current income, current expenses, and current debt, to determine a budget, taking into consideration the short- and long-term needs of the client.
• Insurance and risk management (approximately one hour): The IAR will look at the client’s current life and long-term care insurance to ensure it is suitable for the particular needs of the client and the client’s family.
• Investment planning (approximately one hour): The IAR will recommend a certain portfolio of investments of various types based on the investment objectives and risk tolerance of the client to meet the current and future needs of the client within a given time horizon.
• Income tax planning (approximately one hour): The IAR will analyze the client’s financial situation from a tax perspective to align financial goals with tax efficiency planning. The purpose is to minimize the tax liability of the client while maintaining all other elements of the overall financial plan.
• Retirement planning (approximately one hour): The IAR will estimate future cash flows to determine whether the retirement income goal will be achieved. Retirement planning is generally defined as the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets.
• Estate planning (approximately two hours): The IAR will provide a general overview of the “checklist” of preparation tasks that serve as the foundation for the management of an individual's assets in the event of their incapacitation or death, including the bequest of assets to heirs and the settlement of estate taxes. Most estate plans are established with the help of an attorney experienced in estate law, which is outside the scope of the services provided by Premium 72 Capital. Some of the major estate planning tasks include: 10 | P a g e
• Creating a will
• Limiting estate taxes by setting up trust accounts in the names of beneficiaries
• Establishing a guardian for living dependents
• Naming an executor of the estate to oversee the terms of the will
• Creating and/or updating beneficiaries on plans such as life insurance, IRAs, and 401(k)s
• Setting up funeral arrangements
• Establishing annual gifting to reduce the taxable estate
• Creating a durable power of attorney (POA) to direct other assets and investments Detailed investment advice and specific recommendations are provided as part of a financial plan, but the implementation of the recommendations and the additional cost of doing so are at the discretion of and borne by the client. Wrap Programs A wrap fee program is an investment program in which the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. Premium 72 Capital does not manage or participate in any wrap fee programs. Assets Under Management As of As of December 31, 2022, Premium 72 Capital had $ 70,500,000 in assets under management, on a discretionary basis.