F.I.G. Financial Advisory Services, Inc. (“F.I.G. Financial”) is an investment adviser registered with the United States Securities and Exchange Commission (“SEC”) and is a Corporation formed under the laws of the State of Oklahoma.
• Ricky (Rick) T. Jurrens is the President and Chief Compliance Officer of F.I.G. Financial.
• F.I.G. Financial initially became registered as an investment advisor in November 1984. General Description of Primary Advisory Services The following are brief descriptions of F.I.G. Financial’s primary services. A detailed description of F.I.G. Financial’s services is provided in Item 5 – Fees and Compensation so that clients and prospective clients can review the description of services and description of fees in a side-by-side manner. F.I.G. Financial provides Asset Management Services and Financial Planning for clients. Asset Management Services are provided on an ongoing, fee-based, contractual basis. For Asset Management clients, information is collected regarding their risk tolerance, short and long term goals, and existing investments to be managed (if any). A personalized investment portfolio is then developed and implemented based on this information. Financial Planning services are provided on a complimentary basis to our asset management clients. Asset Management Services - F.I.G. Financial provides advisory services in the form of Asset Management Services. Asset Management Services involve providing clients with continuous and on-going supervision over client accounts. This means that F.I.G. Financial will continuously monitor a client’s account and make trades in client accounts when necessary. Financial Planning Services - F.I.G. Financial provides advisory services in the form of financial planning services. Financial planning services do not involve the active management of client accounts, but instead focuses on a client’s overall financial situation. Financial planning can be described as helping individuals determine and set their long-term financial goals, through investments, tax planning, asset allocation, risk management, retirement planning, and other areas. The role of a financial planner is to find ways to help the client understand his/her overall financial situation and help the client set financial objectives. F.I.G. Financial utilizes eMoney Advisors, a web-based financial and wealth planning system. Clients electing to use eMoney will benefit from a variety of available programs, including:
• Planning Center (allowing unlimited scenario planning);
• Retirement Income Planning;
• Vault (storage for client documents such as wills, insurance policies, etc.);
• Financial Connections (allowing aggregation of multiple accounts with daily updating of linked accounts); and
• Alerts to upcoming deadlines and important events, as well as other various topics, services. If you elect to use eMoney you will be provided with a unique username and password and will be able to monitor your portfolio values, view balances, run various financial reports, and store/view important papers and documents. Retirement Plan Rollover Recommendations - When F.I.G. Financial provides investment advice about your retirement plan account or individual retirement account (“IRA”) including whether to maintain investments and/or proceeds in the retirement plan account, roll over such investment/proceeds from the retirement plan account to an IRA or make a distribution from the retirement plan account, we acknowledge that F.I.G. Financial is a “fiduciary” within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”) as applicable, which are laws governing retirement accounts. The way F.I.G. Financial makes money creates conflicts with your interests so F.I.G. Financial operates under a special rule that requires F.I.G. Financial to act in your best interest and not put our interest ahead of you. Under this special rule’s provisions, F.I.G. Financial must act as a fiduciary to a retirement plan account or IRA under ERISA/IRC:
• Meet a professional standard of care when making investment recommendations (e.g., give prudent advice);
• Never put the financial interests of F.I.G. Financial ahead of you when making recommendations (e.g., give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that F.I.G. Financial gives advice that is in your best interest;
• Charge no more than is reasonable for the services of F.I.G. Financial; and
• Give Client basic information

about conflicts of interest. To the extent we recommend you roll over your account from a current retirement plan account to an individual retirement account managed by F.I.G. Financial, please know that F.I.G. Financial and our investment adviser representatives have a conflict of interest. We can earn increased investment advisory fees by recommending that you roll over your account at the retirement plan to an IRA managed by F.I.G. Financial. We will earn fewer investment advisory fees if you do not roll over the funds in the retirement plan to an IRA managed by F.I.G. Financial. Thus, our investment adviser representatives have an economic incentive to recommend a rollover of funds from a retirement plan to an IRA which is a conflict of interest because our recommendation that you open an IRA account to be managed by our firm can be based on our economic incentive and not based exclusively on whether or not moving the IRA to our management program is in your overall best interest. We have taken steps to manage this conflict of interest. We have adopted an impartial conduct standard whereby our investment adviser representatives will (i) provide investment advice to a retirement plan participant regarding a rollover of funds from the retirement plan in accordance with the fiduciary status described below, (ii) not recommend investments which result in F.I.G. Financial receiving unreasonable compensation related to the rollover of funds from the retirement plan to an IRA, and (iii) fully disclose compensation received by F.I.G. Financial and our supervised persons and any material conflicts of interest related to recommending the rollover of funds from the retirement plan to an IRA and refrain from making any materially misleading statements regarding such rollover. When providing advice to your regarding a retirement plan account or IRA, our investment advisor representatives will act with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims, based on the investment objectives, risk, tolerance, financial circumstances, and a client’s needs, without regard to the financial or other interests of F.I.G. Financial or our affiliated personnel. Limits Advice to Certain Types of Investments. F.I.G. Financial provides investment advice on the following types of investments:
• No-Load (i.e., no commission) and Load-Waived (i.e., commission waived) Mutual Fund Shares
• Exchange-listed securities (i.e., stocks)
• Securities traded over-the-counter (i.e. stocks)
• Fixed income securities (i.e., bonds)
• Closed-End Funds and Exchange Traded Funds (ETFs)
• Foreign Issues
• Corporate debt securities (other than commercial paper)
• Certificates of deposit
• Municipal securities
• United States government securities Related Person Exchange Traded Funds Samuel Jurrens, an investment adviser representative of F.I.G. Financial is the Owner, Chief Executive Officer and Chief Compliance Officer of Even Herd, LLC a registered investment advisor firm that offers the Even Herd Long Short Fund, an Exchange Traded Fund. As investment advisor, he has overall responsibility for the general management and administration of the Even Herd Long Short Fund The Even Herd Long Short Fund is not tailored to accommodate the needs or objectives of specific individuals, but rather the program is designed to enable F.I.G. Financial to match its Clients with available ETFs that are consistent with the Client’s investment goals and objectives. Additionally, Clients invested in the Even Herd Long Short Fund may not impose restrictions on investing in certain securities or types of securities within the fund. F.I.G. Financial, Rick Jurrens, and Chris Jurrens do not have any ownership interest in Even Herd and receive no compensation from Even Herd. General Information on Types of Investments F.I.G. Financial does not provide advice on warrants, commercial paper, options contracts, future contracts on tangibles and intangibles, hedge funds and other types of private (i.e., non-registered) securities. When providing asset management services, F.I.G. Financial typically constructs each client’s account holdings primarily using mutual funds, exchange traded funds and listed equities to build diversified portfolios. Portfolios are created based on your risk tolerance and our expectations of market behavior. We may modify our investment strategy to accommodate special situations such as low basis stock, legacy holdings, inheritances, closely held businesses, collectibles, or special tax situations. (Please refer to Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss for more information.) Tailor Advisory Services to Individual Needs of Clients F.I.G. Financial’s services are provided based on the individual needs of each client. This means, for example, that you are given the ability to impose restrictions on the accounts we manage for you, including specific investment selections and sectors. We work with each client on a one-on-one basis through interviews and questionnaires to determine the client’s investment objectives and suitability information. Client Assets Managed by F.I.G. Financial The amount of client assets managed by F.I.G. Financial totaled $146,608,619 as of December 31, 2023. $146,608,619 is managed on a discretionary basis and $0 is managed on a non-discretionary basis.