Code Waechter LLC (“CW”) has been in business since August of 2017. Brian Code has been working in the financial services industry for over forty years working with clients to create long term financial plans. Brian Code, Scott Waechter, and Jordan Code have worked together as a team for over a decade providing clients with investment management and financial planning services. At CW we take the time to educate ourselves in multiple facets of what goes into constructing a financial plan, and how to successfully implement it. We believe our extensive knowledge of the industry and what it takes to develop an effective plan provides a unique approach to managing our clients’ financial lives. Having multiple Certified Financial Planners™ at the firm encourages us to hold ourselves to a higher standard and continually work with clients to reach their goals and objectives, no matter what stage of life they are in. Financial Planning CW’s planning process begins with a meeting where we extensively inform the client of the value of the services we provide. Next there will be discovery meeting where time is taken to gather information, understand client expectations and determine the right fit for pursuing a working relationship. The next meeting will be spent analyzing information such as cash flow, expenses, how much a client is saving, and how they should be saving it. The process continues with the development of a blueprint for a continued team effort to manage ongoing plan execution, as well as continued meetings as often as every quarter. CW also utilizes a different level of planning for clients in the early stages of their professional life. This level may be less extensive than our typical financial planning arrangements. The plan is intended to be a suggested blueprint of how to meet your goals. Not every plan will be the same for every client. Each one is specific to the client who requested it. Because the plan is based on information supplied by you, it is very important that you accurately and completely communicate to us the information we need. Also, your circumstances and needs may change as your engagement with us progresses. It is very important that you continually update us with any changes so that if the updates require changes to your plan, we can make those changes. Otherwise, your plan may no longer be accurate.

Once you have your financial plan, the decision is yours how to implement it. If you decide to implement your financial plan through CW, you will become an asset management client. Asset Management When we perform asset management services, we will do so on a discretionary basis. This means that while we will continue an ongoing relationship with each client, being involved in various stages of their lives and decisions to be made, we will not seek specific approval of changes to client accounts. Because we take discretion when managing accounts, clients engaging us will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as an agreement that outlines the responsibilities of both the client and CW. In most cases, CW will have a financial plan to guide these decisions to ensure they are within the client’s investment objectives. In the event that a financial plan is not in place, we will gather client investment objectives and financial information through client dialogue and from there provide a deliverable to the client recapping the information gathered for investment purposes. Advisory services are tailored to the specific needs of an individual client. Clients may place reasonable restrictions on the management of assets, including specific securities or types of securities. However, clients should understand that significant restrictions cannot only decrease the ability of CW to meet the client’s goals, but also increase the costs associated with managing the client’s portfolio. In limited circumstances, we may provide asset management services on a non-discretionary basis, which means we will manage the clients’ accounts as we do for our discretionary clients, except we will consult with the client prior to implementing any investment recommendation. Clients should be aware that some recommendations may be time-sensitive, in which case recommendations not implemented because we are unable to reach a non-discretionary client may not be made on a timely basis and therefore client’s account may not perform as well as it would have had CW been able to reach the client for a consultation on the recommendation. Assets under Management As of February 29, 2024, CW has $279,177,795 total assets under management, all managed on a discretionary basis.