Description of Firm IBN Asset Management, LLC is a registered investment adviser primarily based in Thousand Oaks, CA. We are organized as a limited liability company ("LLC") under the laws of the State of CA. We have been providing investment advisory services since November 1, 2017. Mr. Erik Hagge is the principal owner. The following paragraphs describe our services and fees. Refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we," "our," and "us" refer to IBN Asset Management, LLC, and the words "you," "your," and "client" refer to you as either a client or prospective client of our firm. Portfolio Management Services We offer discretionary and non-discretionary portfolio management services. Our investment advice is tailored to meet our clients' needs and investment objectives. If you participate in our discretionary portfolio management services, we require you to grant us discretionary authority to manage your account. Subject to discretionary authorization, we have the authority and responsibility to formulate investment strategies on your behalf. Discretionary authority is typically granted by the investment advisory agreement you sign with our firm, a power of attorney, or trading authorization forms. You may limit our discretionary authority (for example, limiting the types of securities that can be purchased or sold for your account) by providing our firm with your restrictions and guidelines in writing. We reserve the right to not accept and/or terminate your account if we feel that the imposed restrictions

would limit or prevent us from meeting and/or maintaining your investment objectives. All such limitations, restrictions, and investment guidelines must be communicated to us in writing. You should contact us immediately, if there is any change to your financial situation or investment objectives, or if the you wish to impose or change any reasonable restrictions. We also offer non-discretionary portfolio management services. If you enter into non-discretionary arrangements with our firm, we must obtain your approval prior to executing any transactions on behalf of your account. You have an unrestricted right to decline to implement any advice provided by our firm on a non-discretionary basis. Consulting Services We offer non-discretionary consulting service. These may include general portfolio assistance, cash flow analyses, portfolio analyses, investment policy creation, and performance reporting. Wrap Fee Programs We do not participate in any wrap fee program. Types of Investments We offer advice primarily on corporate debt securities (other than commercial paper), commercial paper, certificates of deposit, United States government securities, and United States State and local bonds. Additionally, we advise you on various types of investments based on your stated goals and objectives. We also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship. pg. 5 Assets Under Management As of December 31, 2023, we provide continuous management services for $75,150,567 in client assets on a discretionary basis, and $25,499,253 in client assets on a non-discretionary basis.