Description of Advisory Firm Global Financial Advisory Services, Inc. (“Global,” “we,” “our,” or “us”) is a privately-owned corporation headquartered in Valencia, California. In January 1997, David S. Garelick founded Global Financial Advisory Services, Inc. In March 1997, Global registered as an investment adviser. Advisory Services Offered Global’s services to our clients typically include the following: 1. Interviewing each client regarding the client’s inancial situation and individual needs (including, for example, the client’s investment objectives and restrictions); 2. Working with the client to develop an appropriate allocation of investable assets, and recommending or referring a third-party adviser or mutual fund company, if appropriate; 3. Determining any changes in each client’s inancial situation and individual needs, such as changes in the client’s investment objectives and restrictions, and communicating such changes to the third-party adviser or mutual fund company (if applicable); 4. Meeting with clients periodically to review the account statement(s) and any third-party investment adviser or mutual fund generated reports with the client; 5. Addressing client questions as they arise; and 6. Determining the most ef icient way to establish a client account; helping establish the account; assisting the client with transferring assets to and from the account; and coordinating communications, reports and account information among the client, the third-party investment adviser or mutual fund company (if applicable), and the custodian of the account. We make investment recommendations for clients based on information the client supplies about his or her inancial situation, goals, and risk tolerance. Our recommendations may be limited if the client does not provide us with accurate and complete information. It is the client’s responsibility to keep Global informed of any changes to their investment objectives or restrictions. Clients may also request restrictions on the accounts managed by third-party investment advisers, such as when a client needs to keep a minimum level of cash in the account or does not want the adviser to buy or sell certain speci ic securities or security types in the account. Global receives referral fees and other compensation for our services as described below under Item 5 - Fees and Compensation and Item 14 – Client Referrals and Other Compensation . In addition to the general services described above, Global offers the following speci ic services to advisory clients: Investment Management Services – Buckingham Strategic Partners, LLC Global works with clients to create a portfolio designed to be a long-term investment program. Our recommendations are based on our understanding of the client’s objectives and the investment strategies. We typically recommend exchange traded funds (“ETFs”) and/or institutional mutual funds from the following investment companies: Dimensional Funds Advisors, LP (“DFA Funds”) and Avantis Investors (“Avantis Funds”). Where appropriate, we may also recommend investment in other ETFs, mutual funds, exchange-traded notes, individual stocks, bonds, commercial paper, municipal securities, U.S. government securities, certi icates of deposit or other investments. You are under no obligation to accept or implement any recommendation we make. Changes to your portfolio will not be made without your authorization in advance. Clients utilizing this service will have assets custodied at Charles Schwab & Co., Inc. (“Schwab”). In addition, we retain an independent third-party account administrator (Buckingham Strategic Partners) that performs certain services such as account administration, portfolio allocation analysis and discretionary or non-discretionary implementation, trade processing, marketing assistance, back-of ice ful illment, report and statement production, and billing services. For certain retirement plans, Global also works in coordination and support with Buckingham Strategic Partners whereby a retirement plan will engage both Global and Buckingham Strategic Partners for services, including Buckingham Strategic Partners selecting plan investments according to the goals and objectives of the plan. Such services are paid directly through advisory fees billed to the client or are indirectly paid by Global. Buckingham Strategic Partners is an investment adviser registered with the Securities and Exchange Commission. The client directs and designates the broker-dealer and custodian to execute transactions in his/her account from among those broker-dealer custodians that have an existing relationship with Buckingham (see Item 12, below). Global may also recommend a customized ixed income portfolio to advisory clients, which consist of discretionary managed account(s) of individual bonds. Through a ixed income sub-advisory agreement, clients will grant discretion to a third-party ixed income manager (“Independent Fixed Income Manager”) to invest client assets in ixed income securities consistent with the clients’ respective ixed income investment guidelines. Global will work with the client to determine an appropriate allocation of assets for ixed income

sub-advisory services and will monitor the services of the Independent Fixed Income Manager. The Independent Fixed Income Manager is authorized to negotiate transaction costs and to execute trades through various broker-dealers. The Independent Fixed Income Manager will also monitor the account for changes in credit quality, security call provisions, redemptions which could affect client cash low and tax loss-harvesting opportunities. Global currently utilizes Buckingham Strategic Wealth as an Independent Fixed Income Manager. Clients shall execute a tri-party ixed income sub-advisory agreement and a limited power of attorney in favor of such Independent Fixed Income Manager in order for them to carry out such services. On an ongoing basis, Global will answer any client inquiries regarding their ixed income account(s). Global will periodically, and at least annually, review the ixed income investment guidelines and provide to Buckingham Strategic Partners any updated client inancial information or account restrictions necessary to provide sub-advisory services. Third-Party Advisory Services – City National Rochdale LLC Global refers certain clients to City National Rochdale LLC (“CNR”), a third-party investment adviser that manages client(’s) portfolio(s). Our recommendations and referral are based on our understanding of the client’s objectives and the investment strategies of CNR. For our referrals, CNR pays us a referral or solicitor’s fee. The client must decide whether to retain CNR and must enter into an agreement directly with CNR. Every referred client, prior to entering into an investment advisory agreement with CNR, will receive its Form ADV Part 2 brochure, Privacy Notice, and a disclosure of the solicitation agreement, including the compensation Global receives for the referral. Third-Party Advisory Services – Betterment for Advisors Global recommends that certain clients invest into model portfolios that are implemented through Betterment LLC (“Betterment”), an automated investment platform that is primarily accessible via the internet. Global works with such clients to recommend one of Betterment’s model portfolios or one of Global’s model portfolios (utilizing DFA Funds and/or Avantis Funds). Such model portfolios are designed to contain the asset allocation most closely aligned with clients’ inancial situation, investment objectives, risk tolerance, and other considerations. For model portfolios designed and maintained by Betterment, Betterment is responsible for investing clients’ assets into the selected model portfolio and rebalancing as needed. For Global’s model portfolios utilizing DFA Funds and/or Avantis Funds, Global assumes these responsibilities. Global will assist the clients in oversight and monitoring of Betterment and its model portfolios. American Funds Global recommends that certain clients invest directly into shares of the American Funds, a mutual fund company advised by the Capital Research and Management Company. Client accounts opened at and held by the American Funds will receive statements and reports directly from American Funds, and Global will work to assist clients in oversight and monitoring of American Funds. Investment Consulting Services Global may offer inancial consulting related services as part of our overall investment management services or as a standalone service. These services may involve providing advice to clients regarding the management of their inancial resources based upon an analysis of their individual needs. 401(k) Services Global works to assist employer 401(k) plans in selecting the investment options for the employer’s plan and educates participants as to the investments available in those plans. Wrap Program Global does not participate in any wrap fee programs. ERISA Accounts When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are iduciaries within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (the “Code”), as applicable, which are laws governing retirement accounts. The way we make money creates some con licts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must: ● Meet a professional standard of care when making investment recommendations (give prudent advice); ● Never put our inancial interests ahead of yours when making recommendations (give loyal advice); ● Avoid misleading statements about con licts of interest, fees, and investments; ● Follow policies and procedures designed to ensure that we give advice that is in your best interest; ● Charge no more than is reasonable for our services; and ● Give you basic information about con licts of interest. Assets Under Management As of December 31, 2022, Global had $154,416,374 of regulatory assets under management on a non-discretionary basis and $0 on a discretionary basis. We describe the fees charged for investment consulting services below under Item 5 - Fees and Compensation .